YES Bank Prosperity Edge Credit Card

Welcome to a world of elevated privileges and unmatched rewards with the YES Bank Prosperity Edge Credit Card. Crafted to enhance your lifestyle, this card opens doors to exclusive benefits that resonate with your aspirations. From exceptional rewards on everyday spends to curated offers that complement your choices, the YES Bank Prosperity Edge Credit Card is designed to align with your preferences. 

Apply Credit Card

YES Bank Prosperity Edge Credit Card

Key Highlights of YES Prosperity Edge Credit Card

Joining feeRs. 399 plus applicable GST
Annual feeRs. 399 plus applicable GST
BenefitsAccelerated reward points, 15,000 bonus reward points, fuel surcharge waiver, insurance cover, complimentary access to domestic airport lounge, golf rounds, etc.
Rewards2 reward points on spending every Rs. 200 on select categories & 4 on all categories.
Age21 to 60 years
Foreign currency transaction fee3%

The YES Bank Prosperity Edge Credit Card stands out as a remarkable financial companion that goes beyond traditional credit cards. With a focus on rewarding its users, this card brings added benefits to everyday transactions. Whether it’s shopping for groceries, dining out, or indulging in retail therapy, the Prosperity Edge Credit Card offers bonus reward points that amplify the joy of spending. Going beyond rewards, this card provides a range of exclusive features including a complimentary golf program, annual bonus rewards, and a dedicated portal for redeeming rewards. Designed to enhance the financial well-being of its users, the YES Bank Prosperity Edge Credit Card is a testament to YES Bank’s commitment to delivering value and prosperity to its customers.

Features and Benefits of YES Bank Prosperity Edge Credit Card

More Rewards on Travel and Dining: Get 2X reward points for every INR 200 spent on travel and dining.
Foreign Currency Benefits: Enjoy favorable foreign currency markup of 2.75%.
Lifestyle Offers: Enjoy special offers on travel, dining, shopping, wellness, and more in specific cities.
Airport Lounges: Access international and domestic airport lounges with your Mastercard and Visa cards.
Fuel Savings: 1% fuel surcharge waiver on transactions between INR 400 to INR 5,000.
Golf Privileges: Get 4 rounds of free golf per year at Indian golf courses and 1 lesson per month.
Insurance Coverage: Get life and medical insurance, and credit shield cover in case of accidental death.
Dining Discounts: Minimum 15% off at select restaurants with the Dining Fiesta Program.
Reward Points: Earn 8 points on travel and dining, 4 points on other categories, and convert 10 points to 1 InterMile or Club Vistara Point.
Instant EMI: Pay for purchases in installments as low as INR 1500.

YES Bank Prosperity Edge Credit Card Fees and Charges

First-Year Fee: ₹399 + taxes (waived if you spend ₹10,000 in 30 days from getting the card).
Renewal Fee: ₹399 + taxes (waived if you spend ₹1 lakh in the year before renewal).
Interest Rate: 3.80% per month (equivalent to 45.6% annually) for things like revolving credit, cash advances, and overdue amounts.
Transaction Fee: For rental and wallet transactions over ₹1, there’s a fee of either 0.50% of the transaction value or ₹1, whichever is higher. Note that rental transactions are capped at 3 per 30 days.


YES Bank Prosperity Edge Credit Card Eligibility

Age: You should be between 21 and 60 years old.
Employment: You can be a salaried person or self-employed.
Minimum Income: You need to have a monthly net salary of at least ₹50,000 or income tax returns of ₹7.5 lakh or more.

Documents Required for YES Bank Prosperity Edge Credit Card

Identity Proof: Passport, PAN Card, Ration Card, Aadhaar card, Voter’s ID card, Driving license.
Address Proof: Passport, Telephone bill, Electricity bill, Voter ID card, Ration card, Aadhaar card.
Income Proof for Salaried: Recent salary slip, Bank statements for the last 6 months.
Income Proof for Self-Employed: Recent Income Tax Return (ITR), Audited Profit and Loss (P&L) statement or Balance sheet.

How to apply for YES Bank Prosperity Edge Credit Card?

Online Application:

  1. Visit the YES Bank official website ( )
  2. Look for the section ‘credit cards’.
  3. Locate the YES Prosperity Edge Credit Card and click on “Apply Now”.
  4. Fill out the online application form with your personal, contact, and financial details.
  5. Provide the required documents, such as identity and address proofs, income proofs, etc.
  6. Review the information you’ve provided and submit the application.

Offline Application:

  1. Visit a YES Bank branch nearest to you.
  2. Speak to a bank representative and express your interest in applying for the YES Prosperity Edge Credit Card.
  3. They will provide you with the necessary application form to fill out.
  4. Complete the form with accurate information and attach the required documents.
  5. Submit the filled application form and documents to the bank representative.


The YES Bank Prosperity Edge Credit Card is a premium credit card offering from YES Bank, designed to provide a host of benefits and privileges to cardholders, including reward points, discounts, and exclusive offers.

You can apply for the YES Bank Prosperity Edge Credit Card through the official YES Bank website or by visiting a YES Bank branch. The application process typically involves submitting personal and financial details for evaluation.

The key features include accelerated reward points on various spending categories, milestone rewards, fuel surcharge waiver, airport lounge access, and special discounts on dining, shopping, and entertainment.

The card typically offers accelerated reward points on categories like grocery shopping, dining, and online spending. The exact earning structure may vary, and it’s advisable to check the official terms and conditions for the most accurate information.

Yes, the card may come with an annual fee. However, some fees may be waived off based on spending patterns or as part of promotional offers. Check the terms and conditions to understand the fee structure.

You can redeem your reward points for a variety of options, including flight tickets, hotel bookings, merchandise, and vouchers. The redemption process is typically available through the bank’s rewards redemption portal or customer service.

Some premium credit cards provide insurance benefits such as travel insurance, purchase protection, and medical insurance. Review the card’s terms and conditions or contact YES Bank customer service to understand the insurance coverage associated with this card.

Yes, YES Bank usually provides online banking facilities and a mobile app where cardholders can track expenses, view statements, make payments, and manage their credit card account.

Credit cards often have foreign transaction fees. Check the terms and conditions or contact YES Bank customer service to understand the foreign transaction charges associated with the Prosperity Edge Credit Card.

You can contact YES Bank customer service through their dedicated helpline or visit a YES Bank branch. Additionally, many queries can be addressed through the online banking portal or mobile app. Check the official website for contact details.