YES Bank Wellness Plus Credit Card
Introducing the YES Bank Wellness Plus Credit Card – a unique financial tool that places your well-being at the forefront. More than just a card, it’s a gateway to a healthier lifestyle. With features designed to promote your physical and financial wellness, this card offers a range of benefits including health and wellness rewards, cashback on medical spends, and much more.
The YES Bank Wellness Plus Credit Card is a unique and innovative offering that goes beyond traditional credit cards. It’s like having a personal companion on your journey to better health and well-being. This card, developed in partnership with Aditya Birla Wellness, is designed to provide holistic care and support to its users. With features like annual health check-ups, round-the-clock access to doctors and counselors, in-studio or home-based workout sessions, and personalized diet plans, the card truly prioritizes your wellness. Additionally, cardholders can enjoy benefits through the Aditya Birla Multiply app, including preventive health checkups. Alongside its health-focused perks, the YES Bank Wellness Plus Credit Card also offers various rewards and benefits like insurance coverage and fuel surcharge waivers. It’s a card that not only enhances your financial flexibility but also nurtures your overall well-being.
Features and Benefits of YES Bank Wellness Plus Credit Card
- Complimentary Health Benefits:
Yearly health check-up (31 tests)
Yearly eye and dental check-up
Unlimited talks with doctors, specialists & nutritionists through an app. - Fitness Sessions: Enjoy 12 free fitness sessions each month (gym, yoga, Zumba, etc.)
- Lounge Benefits: Access to domestic lounges (up to 2 visits per quarter) at 30+ lounges in India.
- Dining Fiesta Program: Get at least 15% off on dining at certain restaurants with your YES Bank Credit Card.
- Insurance Coverage:
INR 1 crore life insurance for flight accidents.
INR 25 lakhs medical cover for overseas hospitalization.
Cover for accidental death of the main cardholder. - Fuel Surcharge Waiver: 1% fuel surcharge waived for transactions between INR 400 to INR 5,000 at Indian fuel stations.
- Reward Points Redemption: Special website to redeem points for flights, hotels, movies, and exclusive products.
- Reward Points:
30 Reward Points for every INR 200 spent at chemists/pharmacies.
6 Reward Points for every INR 200 spent in other categories. - Air Miles: Use Reward Points for Air Miles (10 Reward Points = 1 InterMile or 1 Club Vistara Point).
YES Bank Wellness Plus Credit Card Fees and Charges
- First Year Membership Fee: INR 1499* plus taxes
- Renewal Membership Fee: INR 1499* plus taxes
(*Applies to new cards joined from 1st Jul, 2022. For cards joined before this date, the fees from the time of issuance continue.) - Interest Rates:
3.80% per month (equals 45.60% annually).
Applies to Revolving Credit, Cash Advances, and Overdue Amounts. - Transaction Charges:
A minimum of 0.75% of the transaction value or Rs 1, whichever is higher, will be added to rentals and wallet transactions above Rs 1.
Keep in mind, rental transactions are limited to 3 per 30 days.
YES Bank’s Other Cards
YES Premia Credit Card
YES Prosperity Edge Credit Card
YES Prosperity Rewards Plus Credit Card
YES First Preferred Credit Card
YES Bank RuPay Credit Card
YES Bank First Exclusive Credit Card
YES Private Prime Credit Card
YES Bank BYOC Credit Card
YES Bank Wellness Credit Card
YES Prosperity Cashback Plus Credit Card
YES Prosperity Rewards Credit Card
YES Bank EMI Credit Card
YES Bank Wellness Plus Credit Card Eligibility
- Age should be between 21 to 60 years.
- Salaried or Self-employed individuals.
- Should earn at least INR 20,000 each month, or have an Income Tax Return of INR 7.5 lakh and higher.
- This card is only offered in these cities: Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi & NCR, Hyderabad, Jaipur, Kolkata, Mumbai, Pune, Thane, and Navi Mumbai.
Documents Required for YES Bank Wellness Plus Credit Card
- Identity Proof: Aadhar Card/ Voter ID/ Driving License, etc.
- Address Proof: Ration Card/ Voter ID/ Passport, etc.
- Income Proof: Form 16/ IT Returns/ Salary Slips, etc.
How to apply for YES Bank Wellness Plus Credit Card?
- Go to the official website of YES Bank (www.yesbank.in).
- Look for the details of the Wellness Plus Credit Card, including its features, benefits, eligibility criteria, and fees.
- Online Application: You can fill out the credit card application form on their website. You will need to provide personal and financial information as well as upload the required documents.
- Offline Application: If you prefer an offline approach, you can visit a YES Bank branch or contact their customer service. They will guide you through the application process and provide you with a physical application form if needed.
- Whether you apply online or offline, you will need to submit the required documents for verification. These documents are used to assess your eligibility and creditworthiness.
- After submitting your application and documents, YES Bank will review your application. They will evaluate your credit history, income, and other relevant factors to determine your eligibility for the Wellness Plus Credit Card.
- If your application meets the bank’s criteria, you will receive an approval notification. This could be via email, SMS, or a phone call.
- Once approved, YES Bank will send your Wellness Plus Credit Card to the address you provided during the application process.
Frequently Asked Questions (FAQs) -
The YES Bank Wellness Plus Credit Card is a unique credit card that offers a range of benefits focused on promoting a healthy and active lifestyle. It provides rewards and privileges for spending on wellness-related categories.
Some key features include accelerated rewards on health and wellness spends, complimentary annual health check-ups, discounts on fitness memberships, and more. The card is designed to support a holistic approach to well-being.
You can apply for the card through the YES Bank website or by visiting a YES Bank branch. The application process typically involves filling out an online form and submitting the necessary documents.
Eligibility criteria may vary, but generally, you need to meet certain age, income, and credit score requirements. It’s advisable to check with YES Bank for the most accurate and up-to-date eligibility information.
While the card is designed to provide accelerated rewards on health and wellness spends, it may also offer standard rewards on other categories. Refer to the card’s terms and conditions or contact YES Bank for specific details.
Credit card fees and charges can change, so it’s recommended to check the latest fee structure with YES Bank. Some credit cards may have annual fees, while others may offer waivers based on spending patterns.
The complimentary annual health check-up is a key feature of the card. The specific tests and examinations included may vary, and it’s advisable to review the details provided by YES Bank.
YES Bank typically provides a redemption platform where cardholders can log in and redeem their earned rewards. This may include options such as merchandise, vouchers, or cashback. Check the YES Bank website for redemption details.
YES Bank usually provides a grace period for bill payments. It’s crucial to make payments within this period to avoid late fees and interest charges. Refer to the credit card terms and conditions for specific details.
For any queries or assistance, you can contact YES Bank customer support through the dedicated helpline, visit a local branch, or use online banking services. Contact details are usually available on the YES Bank website and card statements.