YES Private Prime Credit Card
Step into a world of exclusivity and sophistication with the YES Private Prime Credit Card. Tailored for the discerning few, this card redefines luxury. With unparalleled privileges, personalized services, and a host of premium features, it caters to your refined tastes and aspirations. Join us as we embark on a journey to discover how the YES Private Prime Credit Card transcends traditional credit offerings, bringing a new level of opulence to your financial experience.
The YES Private Prime Credit Card stands as a pinnacle of luxury and exclusive benefits, catering to affluent individuals and ultra-high net worth individuals. Meticulously crafted to cater to various aspects of life, such as travel, lifestyle, dining, and entertainment, this card epitomizes opulence. Reserved for the ultra-rich High Net-Worth Individuals, the YES Private Prime Credit Card, along with its counterpart, the YES Private Card, is an invitation-only offering by YES Bank. While both cards share many similarities, the YES Private Card carries a slightly higher joining fee but offers additional perks. The cards extend an array of premium privileges, ranging from round-the-clock concierge services to complimentary golf experiences, and encompassing air travel insurance and personal accident coverage. With the YES Private Prime Credit Card, indulgence and sophistication intertwine to redefine the meaning of exceptional.
Features and Benefits of YES Private Prime Credit Card
- Private Banking and Help: Special services to give you personalized card benefits.
- Exclusive for Special People: This card is only for a few chosen people, and you need an invitation to get it.
- Charges for Using Abroad: When you spend money in other countries, there’s a 1.75% extra charge.
- Special Gift Vouchers: You’ll receive vouchers worth INR 9,000 for Oberoi Hotels.
- Yearly Benefits: Cardholders can enjoy benefits worth 3 Lakh Plus every year.
- Fees for Certain Transactions: There’s a charge of at least 0.50% or Rs 1 on certain transactions greater than Rs 1, like rentals and wallet transactions (up to 3 transactions per 30 days).
YES Private Prime Credit Card Fees and Charges
- Joining Fee: Rs. 20,000 (plus taxes)
- Renewal Fee: Rs. 10,000 (plus taxes)
- Fee Waiver: If you spend Rs. 20,00,000 in a year, you won’t need to pay the renewal fee.
- Add-on Card Fee: Nil
- Using Abroad: When you spend money in foreign countries, there’s an extra charge of 1.75% plus taxes.
- Interest: If you have a YES Bank savings or salary account, the interest for not paying your bill on time is 1.2% per month (equivalent to 14.4% annually). For others, it’s 1.75% per month (equal to 21% annually).
- Fuel Charges: You won’t have to pay extra for fuel purchases between Rs. 400 and Rs. 5,000.
YES Bank’s Other Cards
YES Premia Credit Card
YES Prosperity Edge Credit Card
YES Prosperity Rewards Plus Credit Card
YES First Preferred Credit Card
YES Bank RuPay Credit Card
YES Bank First Exclusive Credit Card
YES Bank BYOC Credit Card
YES Bank Wellness Plus Credit Card
YES Bank Wellness Credit Card
YES Prosperity Cashback Plus Credit Card
YES Prosperity Rewards Credit Card
YES Bank EMI Credit Card
YES Private Prime Credit Card Eligibility
Only people who are invited can have YES Private Prime Credit Cards.
Documents Required for YES Private Prime Credit Card
- Identity Proof: Aadhar Card/ Voter ID/ Driving License, etc.
- Address Proof: Ration Card/ Voter ID/ Passport, etc.
- Income Proof: Form 16/ IT Returns/ Salary Slips, etc.
How to apply for YES Private Prime Credit Card?
YES Private Prime Credit Card is an invitation-only credit card and will be sent to premium customers by the bank. If you didn’t get an invite, you might not be able to ask for the card. But don’t worry, you can still call YES Bank’s customer service to learn more about this card.
Frequently Asked Questions (FAQs) -
The YES Private Prime Credit Card is an exclusive credit card offered by YES Bank. It is designed for high-net-worth individuals and comes with a range of premium benefits and privileges.
To apply for the YES Private Prime Credit Card, you can visit the official YES Bank website or contact the bank’s customer service. The application process may require you to submit certain documents and meet specific eligibility criteria.
The YES Private Prime Credit Card offers features such as high credit limits, reward points on transactions, complimentary airport lounge access, concierge services, and exclusive lifestyle privileges. Check the latest terms and conditions for specific details.
Eligibility criteria may vary, but generally, applicants should have a high income, a good credit score, and meet other financial requirements set by YES Bank. It is recommended to check with the bank for the most accurate and up-to-date eligibility criteria.
The annual fees, joining fees, and other charges for the YES Private Prime Credit Card are subject to change. It’s advisable to refer to the latest fee schedule provided by YES Bank or contact their customer service for the most current information.
YES Bank typically provides a redemption platform where cardholders can redeem their accumulated reward points for a variety of options, including travel vouchers, merchandise, or cashback. Details on the redemption process can be found on the bank’s official website or by contacting customer support.
Yes, the YES Private Prime Credit Card often comes with travel benefits such as complimentary airport lounge access, travel insurance coverage, and exclusive discounts on travel-related expenses. Refer to the terms and conditions for the specific details of the travel benefits.
Cardholders can check their credit card balance and statements through the YES Bank online banking portal, mobile app, or by contacting the customer service helpline. Online access provides real-time information on transactions, statements, and other account details.
Yes, YES Bank typically allows cardholders to add supplementary cards for family members. Additional cards share the credit limit of the primary cardholder and may come with similar benefits. Check with the bank for the process and any associated fees for supplementary card issuance.
In case of a lost or stolen card, it’s crucial to report it to YES Bank immediately. Contact the bank’s customer service or use their online banking portal to report the loss. The bank will then guide you through the necessary steps, including blocking the card and issuing a replacement if required.