BankingKaro

Compare Credit Cards, Loans, Insurance - Apply Online

SpiceJet Axis Bank Voyage Credit Card

The SpiceJet Axis Bank Voyage Credit Card is a special offering that brings together the world of banking and travel. Created through a partnership between Axis Bank and SpiceJet Airlines, this credit card aims to provide users with a unique and rewarding travel experience. Launched in collaboration with the Visa network, the card offers a range of privileges and benefits, making every journey a delightful one. Cardholders not only earn SpiceClub Points on their expenditures, enhancing their travel rewards, but they also gain access to a host of additional perks. These include discounts on dining bills and complimentary access to domestic airport lounges, ensuring that every aspect of their travel is enhanced. As a product of this collaboration, the SpiceJet Axis Bank Voyage Credit Card embodies the spirit of exploration and adventure, making it a valuable asset for those who seek not only financial convenience but also unforgettable travel experiences.

Features and Benefits of SpiceJet Axis Bank Voyage Credit Card

1. Welcome Benefits: When you do 2 transactions within 30 days of getting the card, you’ll get a SpiceJet flight voucher worth Rs. 1,500.

2. Movie & Dining: When you eat at some places, you can save up to 20% on the bill. This is part of the Dining Delights Program.

3. Rewards Rate:

  • For every Rs. 200 you spend on the SpiceJet website and app, you can get up to 18 SpiceClub points.
  • For every Rs. 200 spent online, you can earn 6 SpiceClub points.
  • For every Rs. 200 you spend elsewhere (both in India and abroad), you can collect 3 SpiceClub points.

4. Reward Redemption: Use the SpiceClub points you collect to get things like flight tickets and meal vouchers. You can do this through the SpiceJet Website or App.

5. Travel: You can go into lounges at Indian airports without paying. It’s a free benefit.

6. Domestic Lounge Access: Every year, you can go into domestic airport lounges for free 4 times.

7. Zero Liability Protection: If you lose your card or it’s stolen, you won’t have to pay for things someone else buys if you report it to the bank’s customer care.

SpiceJet Axis Bank Voyage Credit Card Fees and Charges

1. Joining Fee: Rs. 750

2. Annual Fee:

  • 1st Year: Free
  • 2nd Year onwards: Rs. 750

3. Add-on Card Fee: Free

4. Cash Payment Fee: Rs. 100

5. Finance Charges (Retail Purchases & Cash): 3.6% per month (equivalent to 52.86% per year)

6. Cash Withdrawal Fees: 2.5% of the cash amount or a minimum of Rs. 500

7. Overdue Penalty (Late Payment Fee):

  • No fee if you owe less than Rs. 500
  • Rs. 500 for dues between Rs. 501 – Rs. 5,000
  • Rs. 750 for dues between Rs. 5,001 – Rs. 10,000
  • Rs. 1200 for dues greater than Rs. 10,000

SpiceJet Axis Bank Voyage Credit Card Eligibility

  • Primary cardholder should be between the age of 18 and 70 years.
  • The individual should be a Resident of India.

Documents Required for SpiceJet Axis Bank Voyage Credit Card

1. A copy of your PAN card.

2. Proof of income – your latest pay slip, Form 16, or tax return copy.

3. Residence proof, you can use one of these papers:

  • Passport
  • Ration Card
  • Electricity bill
  • Landline telephone bill

4. Identity proof, any of these works:

  • Passport
  • Driving license
  • PAN card
  • Aadhaar card

How to apply for SpiceJet Axis Bank Voyage Credit Card?

  1. Visit Axis Bank’s Website: Go to the official Axis Bank website.
  2. Explore Products: Look for a section called “Explore Products”.
  3. Choose Credit Cards: Under the “Cards” section, find and click on “Credit Cards”.
  4. Select SpiceJet Axis Bank Voyage Credit Card: Look for the SpiceJet Axis Bank Voyage Credit Card from the list of cards available.
  5. Click “Apply Now”: You’ll likely see an “Apply Now” button on the card’s page. Click on it.
  6. Provide Details: Fill in all the necessary details that they ask for in the application form. These could include personal information, contact details, income details, etc.
  7. Submit Application: Double-check all the information you’ve entered, make sure it’s accurate, and then submit the application.
  8. Follow Instructions: After submitting the application, the bank might provide you with further instructions. This could include sending in supporting documents or other steps.

Frequently Asked Questions (FAQs)

1. What is the SpiceJet Axis Bank Voyage Credit Card?
The SpiceJet Axis Bank Voyage Credit Card is a co-branded credit card that offers a range of benefits and privileges for frequent flyers and travel enthusiasts. It is a collaboration between Axis Bank and SpiceJet, providing users with rewards, discounts, and exclusive features related to travel and lifestyle.

2. How can I apply for the SpiceJet Axis Bank Voyage Credit Card?
You can apply for the SpiceJet Axis Bank Voyage Credit Card online through the official website of Axis Bank. Alternatively, you can visit an Axis Bank branch to submit a physical application.

3. What are the key features of the SpiceJet Axis Bank Voyage Credit Card?
Some key features include complimentary SpiceJet vouchers, milestone benefits, accelerated rewards on travel-related spends, lounge access, and more. It is recommended to review the specific terms and conditions for detailed information on the features.

4. What are the eligibility criteria for this credit card?
The eligibility criteria may include age, income, credit score, and other factors. To check if you qualify, you can visit the official website of Axis Bank or contact the bank directly.

5. Are there any joining or annual fees for the SpiceJet Axis Bank Voyage Credit Card?
Credit card fees, including joining and annual fees, may vary. It’s advisable to refer to the official terms and conditions or contact Axis Bank for the most accurate and up-to-date information on fees.

6. How can I earn and redeem rewards on the SpiceJet Axis Bank Voyage Credit Card?
Cardholders can earn rewards through eligible transactions, and these rewards can be redeemed for various benefits, including SpiceJet vouchers, merchandise, and more. The specific details on earning and redeeming rewards can be found in the credit card’s terms and conditions.

7. Can I convert my purchases into EMI using this credit card?
Yes, many credit cards, including the SpiceJet Axis Bank Voyage Credit Card, offer the option to convert purchases into Equated Monthly Installments (EMIs). The terms and conditions for this feature may vary, so it’s advisable to check with Axis Bank for specific details.

8. How can I check my credit card statement and outstanding balance?
Cardholders can check their credit card statements and outstanding balances through the Axis Bank internet banking portal, mobile app, or by contacting the customer service helpline.

9. What should I do if my SpiceJet Axis Bank Voyage Credit Card is lost or stolen?
If your credit card is lost or stolen, it’s crucial to contact Axis Bank’s customer service immediately to report the incident. They will guide you through the process of blocking the card and issuing a replacement.

10. Where can I get more information or assistance regarding the SpiceJet Axis Bank Voyage Credit Card?
For more information or assistance, you can visit the official Axis Bank website, contact Axis Bank customer service, or visit an Axis Bank branch. They will provide the most accurate and up-to-date details on the credit card and address any queries you may have.