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DBS Bank Credit Card

Established in 1968 by the Government of Singapore, DBS Bank Ltd originated to alleviate the Economic Development Board’s industrial financing responsibilities. Initially named The Development Bank of Singapore Limited, it underwent a name change in July 2003. As one of Asia’s major banks, DBS stands out as the largest bank in South East Asia based on assets. This multinational financial institution offers a wide array of services, including treasury and markets, securities brokerage, debit/credit cards, and asset management.

DBS Bank’s extensive global presence spans various countries, with branches and offices in India, Thailand, Japan, Taiwan, Vietnam, Malaysia, the United Kingdom, China, the United States, Dubai, Hong Kong, Indonesia, South Korea, Myanmar, and the Philippines. In India, Mumbai serves as DBS’s commercial capital, with additional branches in Salem, Chennai, Nashik, Moradabad, Surat, Bangalore, Kolhapur, Cuddalore, Kolkata, New Delhi, and Pune.

List of DBS Bank Credit Card in India

  1. DBS Spark Credit Card
    • Joining Fee: Rs. 499 + GST
    • Renewal Fee: Rs. 499 + GST
    • Best Suited For: Shopping
    • Reward Type: Reward Points
    • Welcome Benefits: 2500 Cash Points
  2. DBS Vantage Credit Card
    • Invite Only
    • Joining Fee: Rs. 50,000 + GST
    • Renewal Fee: Rs. 50,000 + GST
    • Best Suited For: Shopping
    • Reward Type: Reward Points
    • Welcome Benefits: 10,000 Vantage Points and a choice of exclusive benefits (Hotels Taj Epicure/ITC Culinaire/Club Marriott).

Features of DBS Bank Credit Cards

Features of Spark Credit Card:

  1. Joining/Renewal Fee: Rs. 499
  2. Renewal Fee Spend Waiver: Rs. 1,50,000
  3. Reward Points: 2 Cash Points/Rs. 200 (across all three variants)
  4. Value of Reward Points: 1 Cash Point = Rs. 0.20
  5. Airport Lounge Access: Domestic Lounge Access provided

Features of Vantage Credit Card:

  1. Joining/Renewal Fee: Rs. 50,000 + GST
  2. Renewal Fee Spend Waiver: Rs. 10,00,000
  3. Reward Points: 4 VP/Rs. 200 spent in India, 8 VP/Rs. 200 spent internationally
  4. Value of Reward Points: 1 Vantage Point = Rs. 1
  5. Airport Lounge Access: Unlimited domestic and international lounge access

DBS Bank Customer Care

Contact DBS customer support easily with the following details:

For DBS Spark:

  1. Cards Helpline (India): 18602676789
  2. Cards Helpline (International): +91 4469046789
  3. E-mail: [email protected]

For Vantage:

  1. Cards Helpline (India): 1800 209 4555
  2. Cards Helpline (Singapore): 800 852 6186
  3. Cards Helpline (Overseas): +91 44 6685 4555
  4. E-mail: [email protected]

How To Apply for DBS Bank Credit Card

  1. Explore the myriad features of DBS Bank Credit Cards.
  2. Select “Apply Now” to initiate the application process.
  3. You’ll be directed to the official bank website for a seamless experience.
  4. Complete the form by entering your details.
  5. Submit your application for a DBS Bank Credit Card effortlessly.

Conclusion

In India, DBS Bank stands out for its extensive financial services, particularly its diverse credit card options tailored to different customer requirements. The bank excels in customer assistance via dedicated helplines and email channels. Applying for the Spartk Credit Card is seamless through the official website, while access to the exclusive Vantage Card is by invitation only.

Frequently Asked Questions (FAQs)

  1. How do I apply for a DBS Bank credit card?
    • You can apply online through the official website or visit a local DBS branch for assistance.
  2. What types of credit cards does DBS Bank offer?
    • DBS Bank provides a range of credit cards, including rewards, travel, and cashback cards to suit diverse customer needs.
  3. What are the eligibility criteria for a DBS credit card?
    • Eligibility criteria vary, but generally include factors like age, income, and credit history. Check the specific requirements for each card.
  4. How can I check the status of my credit card application?
    • You can track your application status online through the bank’s official website or contact the customer service helpline.
  5. What benefits come with DBS credit cards?
    • DBS credit cards offer various benefits such as rewards points, cashback, travel privileges, and exclusive promotions with partner merchants.
  6. How can I make credit card payments?
    • Payments can be made through online banking, mobile apps, ATMs, or at any DBS branch. Auto-debit options are also available.
  7. Is there an annual fee for DBS credit cards?
    • Annual fees vary based on the type of credit card. Some cards may have no annual fees, while others may offer fee waivers based on spending patterns.
  8. What is the credit limit on DBS credit cards?
    • Credit limits depend on individual profiles and financial assessments. The bank determines limits based on factors like income, credit history, and other financial obligations.
  9. Can I convert my purchases into EMIs with a DBS credit card?
    • Yes, DBS credit cardholders often have the option to convert large purchases into easy monthly installments (EMIs) with applicable interest rates.
  10. How do I report a lost or stolen credit card?
    • In case of a lost or stolen card, immediately contact the DBS customer service helpline to report the incident and request card blocking or replacement.