Shoppers Stop HDFC Credit Card

The Shoppers Stop HDFC Bank Credit Card caters to fashion-savvy shoppers, offering a complimentary Shoppers Stop Membership. Tailored for those craving rewarding shopping experiences, this co-branded card earns you ample reward points on purchases, redeemable for future Shoppers Stop buys. Beyond shopping perks, enjoy exclusive deals on food delivery services like Swiggy and Zomato, plus grocery platforms such as BigBasket. Best of all, it’s a lifetime free card, perfect for discerning customers seeking an elevated Shoppers Stop shopping journey.

Key Highlights of Shoppers Stop HDFC Bank Credit Card

Key Highlights of Shoppers Stop HDFC Bank Credit Card:

  1. Enjoy complimentary Shoppers Stop membership.
  2. Receive a Rs. 500 Shoppers Stop voucher.
  3. Earn 6 First Citizen Points on private label brand purchases (capped at 500 points monthly).
  4. Get a 1% fuel surcharge waiver across all Indian fuel stations.
  5. Accumulate 2 First Citizen Points for other purchases at Shoppers Stop brands.

Features and Benefits of Shoppers Stop HDFC Credit Card

The Shoppers Stop HDFC Credit Card offers several features and benefits:

1. Welcome Benefits:

  • Complimentary Shoppers Stop membership.
  • Receive a Rs. 500 Shoppers Stop voucher.
  • Redeem the voucher after spending Rs. 5,000 on Private Label brands.

2. Reward Points Benefits:

  • Earn 6 First Citizen Points on Shoppers Stop private label brand purchases (up to 500 points per month).
  • Gain 2 First Citizen Points on other Shoppers Stop brand transactions.

3. Milestone Benefits:

  • Attain 2,000 First Citizen Points upon spending Rs. 2 lakh annually.

4. Fuel Benefits:

  • Enjoy a 1% fuel surcharge waiver when using the Shoppers Stop HDFC Bank Credit Card at any fuel station in India.

Shoppers Stop HDFC Bank Credit Card Fees and Charges

Here are the fees and charges associated with the Shoppers Stop HDFC Bank Credit Card:

  1. Cash Advance Fee: 2.5% of the withdrawn amount or Rs. 500 (whichever is higher).
  2. Overlimit Charges: 2.5% of the exceeded amount or Rs. 600 (whichever is higher).
  3. Cash Processing Fee: Rs. 100.
  4. Reissue of Lost Card: Rs. 100.
  5. Foreign Currency Mark-up Fee: 3.5%.
  6. Late Payment Charges:
  • Less than Rs. 100: NIL.
  • Rs. 100 to Rs. 500: Rs. 100.
  • Rs. 501 to Rs. 5,000: Rs. 500.
  • Rs. 5,001 to Rs. 10,000: Rs. 600.
  • Rs. 10,001 to Rs. 25,000: Rs. 800.
  • Rs. 25,001 to Rs. 50,000: Rs. 1,100.
  • More than Rs. 50,000: Rs. 1,300.

Shoppers Stop HDFC Bank Credit Card Eligibility

To qualify for the Shoppers Stop HDFC Bank Credit Card, you must adhere to the following conditions:

Salaried Individuals:

  1. Must be Indian nationals.
  2. Age: Minimum 21 years and maximum 60 years.
  3. Net monthly income should exceed Rs 20,000.

Self-Employed Individuals:

  1. Should be Indian nationals.
  2. Age requirement: Minimum 21 years, maximum 65 years.
  3. Income criteria: Annual income as per ITR (Income Tax Return) should be greater than ₹6 lakhs.

Documents Required for HDFC Shoppers Stop Credit Card

To apply for the HDFC Shoppers Stop Credit Card, you must provide the following documents:

1. Identity Proof:

  • Passport
  • Aadhar card
  • Voter ID
  • Driver’s License

2. Address Proof:

  • Passport
  • Aadhar card
  • Voter ID
  • Utility bills (electricity, water, gas, or landline telephone)
  • Rental agreement

3. Income Proof:

  • Salary slips or income tax returns for salaried individuals
  • Business proof for self-employed individuals
  • Bank statements

4. Passport-sized photographs

5. PAN card (Permanent Account Number)

6. Completely filled credit card application form provided by HDFC Bank

How to apply for Shoppers Stop HDFC Credit Card

You have two convenient options to apply for the Shoppers Stop HDFC Credit Card:

You can apply for Shoppers Stop Black HDFC Credit Card online or offline.

  1. For online application, visit HDFC Bank’s Credit Card page, select the card, submit documents, and await processing by bank officials.
  2. For offline application, visit the nearest branch, fill an application form, and provide ID, address, and income proof.

Frequently Asked Questions (FAQs)

1. What is the Shoppers Stop HDFC Credit Card?
The Shoppers Stop HDFC Credit Card is a co-branded credit card offered by HDFC Bank in partnership with Shoppers Stop, a popular retail chain in India. It provides exclusive benefits and rewards for Shoppers Stop customers.

2. How can I apply for the Shoppers Stop HDFC Credit Card?
You can apply for the Shoppers Stop HDFC Credit Card online through the official HDFC Bank website or by visiting a HDFC Bank branch. You may also apply at Shoppers Stop outlets.

3. What are the key features of the Shoppers Stop HDFC Credit Card?

  • Earn reward points for every purchase at Shoppers Stop and other partner outlets.
  • Enjoy discounts, special offers, and early access to sales events at Shoppers Stop.
  • Convert purchases into easy monthly installments (EMIs).
  • Fuel surcharge waiver and other lifestyle benefits.

4. How do I earn and redeem reward points with this credit card?
You can earn reward points by making purchases using the Shoppers Stop HDFC Credit Card. These points can be redeemed for discounts or free merchandise at Shoppers Stop and other partner stores. The redemption process is usually available through the credit card issuer’s website.

5. What is the credit limit on the Shoppers Stop HDFC Credit Card?
The credit limit varies based on the applicant’s creditworthiness, income, and other factors. The assigned credit limit is communicated to the cardholder upon approval of the credit card.

6. Is there an annual fee associated with the Shoppers Stop HDFC Credit Card?
Credit card fees may vary, and some cards may have an annual fee. It is advisable to check the terms and conditions or contact HDFC Bank directly for the latest information on fees and charges.

7. How can I pay my Shoppers Stop HDFC Credit Card bill?
You can pay your credit card bill through various channels, including online banking, mobile banking, cheque payments, and at HDFC Bank branches. Additionally, you may set up auto-debit instructions for timely payments.

8. Can I use the Shoppers Stop HDFC Credit Card internationally?
Yes, the Shoppers Stop HDFC Credit Card is usually enabled for international transactions. However, it’s recommended to inform HDFC Bank about your travel plans to avoid any potential issues with international usage.

9. What should I do if my Shoppers Stop HDFC Credit Card is lost or stolen?
In case of a lost or stolen card, immediately contact the HDFC Bank customer care helpline and report the incident. The bank will guide you through the process of blocking the card and issuing a replacement.

10. How can I check my Shoppers Stop HDFC Credit Card balance and transactions?
You can check your credit card balance, statements, and recent transactions through the HDFC Bank online banking portal or mobile app. Additionally, monthly statements are sent to the registered email address.