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Shoppers Stop HDFC Credit Card

The Shoppers Stop HDFC Bank Credit Card is designed for fashion-conscious shoppers, providing a complimentary Shoppers Stop Membership. Crafted for those who seek gratifying shopping experiences, this collaborative card offers generous reward points on every purchase, which can be redeemed for future Shoppers Stop purchases. In addition to shopping benefits, cardholders can access exclusive discounts on food delivery services like Swiggy and Zomato, as well as grocery platforms such as BigBasket. What’s more, it’s a lifetime free card, making it ideal for discerning customers who desire an enhanced shopping journey at Shoppers Stop.

Key Highlights of Shoppers Stop HDFC Bank Credit Card

Important Features of the HDFC Bank Credit Card Offered by Shoppers Stop:

  1. Enjoy complimentary Shoppers Stop membership.
  2. Receive a Rs. 500 Shoppers Stop voucher.
  3. Get 6 First Citizen Points when you buy private label brand items, up to a maximum of 500 points each month.
  4. Get a 1% fuel surcharge waiver across all Indian fuel stations.
  5. Earn 2 First Citizen Points on all non-Shoppers Stop brand purchases at Shoppers Stop outlets.

Features and Benefits of Shoppers Stop HDFC Credit Card

The HDFC Credit Card from Shoppers Stop presents an array of advantages and perks for its users.

1. Welcome Benefits:

  • Complimentary Shoppers Stop membership.
  • Receive a Rs. 500 Shoppers Stop voucher.
  • Redeem the voucher after spending Rs. 5,000 on Private Label brands.

2. Reward Points Benefits:

  • Earn 6 First Citizen Points on Shoppers Stop private label brand purchases (up to 500 points per month).
  • Gain 2 First Citizen Points on other Shoppers Stop brand transactions.

3. Milestone Benefits:

  • Attain 2,000 First Citizen Points upon spending Rs. 2 lakh annually.

4. Fuel Benefits:

  • Enjoy a 1% fuel surcharge waiver when using the Shoppers Stop HDFC Bank Credit Card at any fuel station in India.

Shoppers Stop HDFC Bank Credit Card Fees and Charges

Below are the various fees and charges linked to the Shoppers Stop HDFC Bank Credit Card:

  1. Cash Advance Fee: 2.5% of the withdrawn amount or Rs. 500 (whichever is higher).
  2. Overlimit Charges: 2.5% of the exceeded amount or Rs. 600 (whichever is higher).
  3. Cash Processing Fee: Rs. 100.
  4. Reissue of Lost Card: Rs. 100.
  5. Foreign Currency Mark-up Fee: 3.5%.
  6. Late Payment Charges:
  • Less than Rs. 100: NIL.
  • Rs. 100 to Rs. 500: Rs. 100.
  • Rs. 501 to Rs. 5,000: Rs. 500.
  • Rs. 5,001 to Rs. 10,000: Rs. 600.
  • Rs. 10,001 to Rs. 25,000: Rs. 800.
  • Rs. 25,001 to Rs. 50,000: Rs. 1,100.
  • More than Rs. 50,000: Rs. 1,300.

Shoppers Stop HDFC Bank Credit Card Eligibility

In order to be eligible for the Shoppers Stop HDFC Bank Credit Card, you need to meet the specified criteria as outlined below:

Salaried Individuals:

  1. Must be Indian nationals.
  2. Age: Minimum 21 years and maximum 60 years.
  3. Net monthly income should exceed Rs 20,000.

Self-Employed Individuals:

  1. Should be Indian nationals.
  2. Age requirement: Minimum 21 years, maximum 65 years.
  3. Income criteria: Annual income as per ITR (Income Tax Return) should be greater than ₹6 lakhs.

Documents Required for HDFC Shoppers Stop Credit Card

To apply for the HDFC Shoppers Stop Credit Card, you must provide the following documents:

1. Identity Proof:

  • Passport
  • Aadhar card
  • Voter ID
  • Driver’s License

2. Address Proof:

  • Passport
  • Aadhar card
  • Voter ID
  • Utility bills (electricity, water, gas, or landline telephone)
  • Rental agreement

3. Income Proof:

  • Salary slips or income tax returns for salaried individuals
  • Business proof for self-employed individuals
  • Bank statements

4. Passport-sized photographs

5. PAN card (Permanent Account Number)

6. An application form for a credit card from HDFC Bank, filled out in its entirety.

How to apply for Shoppers Stop HDFC Credit Card

You can choose between two convenient methods to submit your application for the Shoppers Stop HDFC Credit Card.

You can apply for Shoppers Stop Black HDFC Credit Card online or offline.

  1. To apply online for an HDFC Bank credit card, head to their website’s dedicated page. Choose the card that suits your needs, upload the necessary documents, and then patiently wait for the bank’s officials to process your application.
  2. For offline application, visit the nearest branch, fill an application form, and provide ID, address, and income proof.

Frequently Asked Questions (FAQs)

1. Could you elaborate a bit more on the Shoppers Stop HDFC Credit Card?
The Shoppers Stop HDFC Credit Card represents a collaboration between HDFC Bank and Shoppers Stop, a renowned retail chain in India. Tailored for Shoppers Stop patrons, this co-branded credit card offers unique perks and rewards, enhancing the shopping experience for its users.

2. How can I apply for the Shoppers Stop HDFC Credit Card?
You can apply for the Shoppers Stop HDFC Credit Card online through the official HDFC Bank website or by visiting a HDFC Bank branch. You’re welcome to submit your application at any Shoppers Stop store near you.

3. What distinct characteristics does the Shoppers Stop HDFC Credit Card offer?

  • Earn reward points for every purchase at Shoppers Stop and other partner outlets.
  • Enjoy discounts, special offers, and early access to sales events at Shoppers Stop.
  • Convert purchases into easy monthly installments (EMIs).
  • Fuel surcharge waiver and other lifestyle benefits.

4. How do I earn and redeem reward points with this credit card?
By using the Shoppers Stop HDFC Credit Card for your purchases, you can accumulate reward points. These points hold the key to unlocking discounts or obtaining free items at Shoppers Stop and affiliated stores. To access this benefit, simply visit the credit card issuer’s website and follow the redemption procedure.

5. Could you provide more details about the Shoppers Stop HDFC Credit Card, such as its benefits, terms, or conditions? 
The credit limit varies based on the applicant’s creditworthiness, income, and other factors. Upon the approval of the credit card, the cardholder is promptly informed of their designated credit limit.

6. Does the Shoppers Stop HDFC Credit Card entail an annual fee?
Credit card charges can differ, with certain cards possibly requiring an annual fee. To stay updated on the current fees and charges, it’s wise to review the terms and conditions or reach out to HDFC Bank directly for accurate information.

7. What are the available methods to settle my Shoppers Stop HDFC Credit Card dues?
You can pay your credit card bill through various channels, including online banking, mobile banking, cheque payments, and at HDFC Bank branches. Additionally, you may set up auto-debit instructions for timely payments.

8. Is it possible to utilize the Shoppers Stop HDFC Credit Card for transactions outside of India?
Certainly! The Shoppers Stop HDFC Credit Card typically allows for international transactions. Yet, it’s advisable to notify HDFC Bank of your travel plans to preempt any possible complications when using it internationally.

9. What steps should I take if my Shoppers Stop HDFC Credit Card goes missing or is stolen?
If your card goes missing or gets stolen, reach out to HDFC Bank’s customer care helpline right away. Inform them about the situation, and they’ll assist you in blocking the card and arranging for a new one to be issued.

10. How can I check my Shoppers Stop HDFC Credit Card balance and transactions?
You can check your credit card balance, statements, and recent transactions through the HDFC Bank online banking portal or mobile app. Furthermore, statements are dispatched monthly to the email address on file.