HSBC Advance Visa Platinum Credit Card

The HSBC Advance Visa Platinum Credit Card is a prestigious card exclusively to customers who hold a HSBC Advance account. This exclusive card offers a range of advanced features and benefits. With the opportunity to earn rewards at an accelerated rate, cardholders can enjoy up to 5 times the regular reward points. Additionally, the card provides flexible EMI options, making repayments convenient and hassle-free. Experience the advantages of the HSBC Advance Visa Platinum Credit Card and elevate your financial journey.

Features and Benefits of HSBC Advance Visa Platinum Credit Card

Get 3x Reward Points when you shop online.
Earn 1x Reward Points on all other purchases.
Convert your credit limit into cash with the Cash Instalment Plan, and choose how to pay it back over up to 60 months.
If you need cash quickly, use Cash Advance on your card, especially while traveling.
Move your balances from other cards to your HSBC card with Balance Transfer Instalment.
Enjoy special privileges from Visa as a cardholder.
Use the HSBC Rewards Programme to redeem rewards.
Shop online worry-free with E-Commerce Purchase Protection using the card.

HSBC Advance Visa Platinum Credit Card Fees and Charges

Joining Fee: NIL
Annual Fee: NIL
When you join, if you spend at least ₹10,000 in the first 90 days, you get 10% cashback (up to ₹3000).
You earn 2 rewards for every ₹150 you spend.

HSBC Advance Visa Platinum Credit Card Eligibility

For the main cardholder: You need to be at least 21 years old.
For an additional cardholder: They need to be at least 18 years old.
You should have an income of at least RM 36,000 per year.
You must also have a HSBC Advance Account.

Documents Required for HSBC Advance Visa Platinum Credit Card

The documents required to apply for this credit card are listed below:

Copy of your latest salary slip or last 3 months of bank statements showing salary credits if you are a salaried employee in a Private Limited Company.
Proof of residence, Proof of identity and Permanent Account Number (PAN) card / Form 60.

How to apply for HSBC Advance Visa Platinum Credit Card?

1. Online Application:

HSBC offers online application, you can visit their official website and navigate to the credit card section ( https://www.hsbc.com.my/credit-cards/ ).
Fill out the online application form with accurate information.
Double-check all details before submitting.

2. Offline Application:

You need to visit a local HSBC branch.
A bank representative will guide you through the application process and provide you with a physical application form.

3. Provide Documents:

Along with the application form, submit the required documents as mentioned earlier.
Make sure to include copies, not originals.

4. Wait for Approval:

After submitting your application, you’ll need to wait for the bank to review your application and documents.
This might take a few days to a couple of weeks, depending on their processing time.

5. Approval and Communication:

If your application is approved, you will receive communication from HSBC, either through email, mail, or a phone call.
The communication will include details about your new credit card, its credit limit, and any other relevant information.

Frequently Asked Questions (FAQs)

1. What are the key features of the HSBC Advance Visa Platinum Credit Card?

The HSBC Advance Visa Platinum Credit Card offers a range of features, including cashback rewards, travel privileges, and exclusive discounts. It is designed to provide benefits for everyday spending and travel-related expenses.

2. How can I apply for the HSBC Advance Visa Platinum Credit Card?

You can apply for the card online through the HSBC website or by visiting a local HSBC branch. The application process typically involves filling out an online form and providing necessary documents.

3. What are the eligibility criteria for the HSBC Advance Visa Platinum Credit Card?

Eligibility criteria may vary by location, but generally include a minimum age requirement, a specific level of income, and a good credit score. Check with HSBC for the specific eligibility requirements in your region.

4. What is the annual fee for the HSBC Advance Visa Platinum Credit Card?

The annual fee for the card may vary, and some regions may offer promotions or waivers. Check the latest fee information on the HSBC website or contact customer service for details.

5. How does the cashback feature work on this credit card?

The cashback program allows cardholders to earn a percentage of their spending as cashback rewards. The cashback amount and categories may vary, so it’s essential to review the terms and conditions provided by HSBC.

6. What travel privileges are associated with the HSBC Advance Visa Platinum Credit Card?

The card may offer travel benefits such as airport lounge access, travel insurance coverage, and discounts on hotels or flights. Check the card’s terms and conditions or contact HSBC for specific details on travel privileges.

7. Can I link my HSBC Advance Visa Platinum Credit Card to digital wallets?

Yes, HSBC typically allows cardholders to link their credit cards to digital wallets like Apple Pay, Google Pay, and Samsung Pay for convenient and secure transactions.

8. How do I access and manage my HSBC credit card account online?

Cardholders can access and manage their accounts through the HSBC online banking portal or mobile app. This includes checking statements, making payments, and monitoring transactions.

9. What should I do if my HSBC Advance Visa Platinum Credit Card is lost or stolen?

If your card is lost or stolen, contact HSBC immediately through their customer service hotline. HSBC will assist you in blocking the card and issuing a replacement.

10. How can I redeem the rewards earned with my HSBC Advance Visa Platinum Credit Card?
Redemption methods may vary, but generally, cardholders can redeem rewards through the HSBC rewards program portal. This may include options such as cashback, travel vouchers, or merchandise.