HSBC Premier MasterCard Credit Card

The HSBC Premier MasterCard Credit Card is a prestigious offering tailored for HSBC’s Premier customers in India. Powered by MasterCard, this exclusive card brings a world of privileges to those maintaining a Premier relationship with the bank. Cardholders can indulge in exceptional shopping, travel, and dining experiences, earning reward points on their purchases. With benefits like complimentary Taj Epicure membership, free stays at Taj hotels, airport lounge access, and golf sessions, this card caters to a luxurious lifestyle. It’s a gateway to exclusive rewards, making every transaction a step towards unique experiences and exciting rewards.

Features and Benefits of HSBC Premier MasterCard Credit Card

• You get Reward Points that never expire.
• Enjoy 26 free visits to airport lounges.
• Use your points for airline miles with airlines like InterMiles, British Airways, Etihad Airways, and Club Vistara.
• Low foreign markup fees of 1.99% when you shop internationally.
• Play golf for free – 5 times a year.
• No extra charge on fuel with a fuel surcharge waiver.
• Protect your online transactions and get coverage for lost cards.
• Access over 850 airport lounges around the world with your Premier Mastercard Credit Card.
• As a welcome gift, you’ll get Taj Epicure membership. If you spend INR 25000.00 or more within a month of getting the card, you’ll also get one night-stay at select Taj hotels.

HSBC Premier MasterCard Credit Card Fees and Charges

• Joining Fee: NIL
• Annual Fee: NIL
• Interest Rates: 2.49% per month (or 29.88% annually)
• Rewards Redemption Fee: Rs. 50 for every redemption request

HSBC Premier MasterCard Credit Card Eligibility

1. All applicants must be at least 21 years old.
2. To apply for HSBC Premier, make sure you meet at least one of these:

• Keep INR 4,000,000 (Rupees forty lakh only) in your HSBC account every quarter.
• Get a mortgage of INR 11,500,000 (Rupees one crore fifteen lakh only) or more from HSBC India.
• If you have a salary account with HSBC Corporate Employee Programme (CEP) in India, make sure your salary is INR 300,000 (Rupees three lakh only) or more every month.

Documents Required for HSBC Premier MasterCard Credit Card

• Passport Size Photo
• Identity Proof
• Address Proof
• Your latest pay slip
• Form 16
• Income Tax Returns

How to apply for HSBC Premier MasterCard Credit Card?

1. Eligibility Check: Make sure you’re eligible by having a special HSBC Premier relationship.
2. Visit HSBC’s Website: Go to HSBC’s official website ( https://www.hsbc.co.in/ ).
3. Find the Card: Look for the Premier MasterCard Credit Card page.
4. Click “Apply”: Find the “Apply Now” option and click on it.
5. Fill Details: Provide the required information in the application form.
6. Upload Docs: Submit scanned documents like Aadhar card and salary proof.
7. Review and Submit: Double-check all info and then submit.
8. Wait for Response: HSBC will review your application. If approved, you’ll be informed via email or phone.
9. Activate: Follow their instructions to activate your card.

Frequently Asked Questions (FAQs)

1. What is the HSBC Premier MasterCard Credit Card?

The HSBC Premier MasterCard Credit Card is a premium credit card offered by HSBC, designed for their Premier banking customers. It comes with exclusive benefits and features tailored to meet the financial needs of high-net-worth individuals.

2. How do I qualify for an HSBC Premier MasterCard Credit Card?

To qualify for an HSBC Premier MasterCard, you need to be an HSBC Premier customer. HSBC Premier eligibility criteria typically include maintaining a specific level of relationship balance with HSBC.

3. What are the key features of the HSBC Premier MasterCard Credit Card?

The card offers features such as travel benefits, rewards program, concierge services, exclusive discounts, and access to a range of premier banking services. Check the latest terms and conditions for the most up-to-date features.

4. How can I apply for an HSBC Premier MasterCard Credit Card?

Existing HSBC Premier customers can apply through online banking, at a local HSBC branch, or by contacting HSBC Premier customer service. The application process may vary, so it’s advisable to check the bank’s website or contact customer service for specific instructions.

5. What is the annual fee for the HSBC Premier MasterCard Credit Card?

The annual fee for the HSBC Premier MasterCard Credit Card may vary, and it is advisable to check the latest fee structure on the HSBC website or contact customer service for the most accurate information.

6. Can I earn rewards with the HSBC Premier MasterCard Credit Card?

Yes, the HSBC Premier MasterCard Credit Card typically comes with a rewards program where cardholders can earn points or cash back on their purchases. Details about the rewards program, including earning rates and redemption options, can be found in the card’s terms and conditions.

7. What travel benefits are included with the HSBC Premier MasterCard Credit Card?

The card often provides various travel benefits, such as travel insurance, airport lounge access, and other perks. Refer to the card’s terms and conditions or contact customer service for the specific details of the travel benefits.

8. How can I manage my HSBC Premier MasterCard Credit Card account online?

Cardholders can manage their accounts online through HSBC’s online banking portal. This allows users to view transactions, pay bills, redeem rewards, and access other account-related services.

9. Is there a foreign transaction fee for using the HSBC Premier MasterCard Credit Card abroad?

Details about foreign transaction fees can be found in the card’s terms and conditions. It’s advisable to check this information before using the card internationally.

10. What should I do if my HSBC Premier MasterCard Credit Card is lost or stolen?
In the event of loss or theft, promptly contact HSBC customer service to report the incident and request a replacement card. HSBC typically provides 24/7 customer support for such emergencies.