IndusInd Bank Credit Card

IndusInd Bank, a prominent private-sector lender, initiated operations in November 1994, with its headquarters in Pune. Offering diverse banking services including Retail, Corporate, Wholesale Banking, Treasury Services, and more. It boasts 2600+ branches and 1,869,104 active credit card users as of August 2023. The bank ventured into credit cards in 2011 and 2012, introducing a range of premium cards in 2013, like the Indulge Credit Card and Pioneer Heritage credit card, offering exclusive benefits in various categories.

Features and Benefits of IndusInd Bank Credit Card

  1. Welcome Benefits: Joining grants you various rewards like bonus Reward Points, movie tickets, gift vouchers, and more.
  2. Reward Points/Cashback: Earn rewards on spending, varying by card type and category, with flexible redemption options.
  3. Travel Benefits: Enjoy airport lounge access, flight/hotel discounts, and airline/hotel memberships.
  4. Movie & Dining Perks: Some cards offer complimentary movie tickets and dining discounts.
  5. Additional Advantages: IndusInd cards include insurance, 1% fuel surcharge waiver, free golf rounds, and more.

IndusInd Bank Credit Card Fees and Charges

  1. Joining and annual fees vary by card variant.
  2. Finance charges can go up to 3.83% per month (46% per annum).
  3. Late payment fees are as follows:
  • Up to Rs. 100: No fee
  • Rs. 101 to Rs. 500: Rs. 100
  • Rs. 501 to Rs. 1,000: Rs. 350
  • Rs. 1,001 to Rs. 10,000: Rs. 550
  • Rs. 10,001 to Rs. 25,000: Rs. 800
  • Rs. 25,001 to Rs. 50,000: Rs. 1,100
  • Above Rs. 50,000: Rs. 1,300

IndusInd Bank Credit Card Eligibility Criteria

Here are essential criteria for applying for an IndusInd Bank Credit Card:

  1. Age: You need to be at least 21 when applying, with an upper age limit of 60 or retirement age, whichever is earlier.
  2. Income: Your monthly net income should be ₹20,000 or more.
  3. Occupation: Salaried and self-employed individuals are eligible.
  4. Credit score: A favorable CIBIL score is a prerequisite for an IndusInd Bank Credit Card application.

Documents Required for IndusInd Bank Credit Card

  1. PAN Number.
  2. Aadhar Number.
  3. Proof of Residence (if Aadhar address is not current): You may also use a Driving License, Voter’s ID, or Passport as valid address proof.
  4. Optional: Provide 6 months of bank account statements to potentially secure a higher credit limit.

How To Apply for IndusInd Bank Credit Card ?

Applying for a credit card has never been simpler. Just follow these steps to apply online:

  1. Visit and provide your personal information, including PAN, mobile number, email ID, and pin code.
  2. Verify your address details and provide insights into your professional background.
  3. Choose the credit card that suits you best.
  4. Relax as we process and dispatch your card for you.

List of IndusInd Bank Credit Card

Here are some of the credit cards offered by IndusInd Bank:

  1. IndusInd Bank Platinum Credit Card
  2. IndusInd Bank Signature Credit Card
  3. IndusInd Bank Iconia Credit Card
  4. IndusInd Bank Pinnacle Credit Card
  5. IndusInd Bank Chelsea FC Credit Card
  6. IndusInd Bank WorldMiles Credit Card
  7. IndusInd Bank Aura Credit Card
  8. IndusInd Bank Classic Credit Card
  9. IndusInd Bank Legend Credit Card
  10. IndusInd Bank Nexxt Credit Card
  11. IndusInd Bank Pioneer Heritage Credit Card
  12. IndusInd Bank Pioneer Legacy Credit Card
  13. IndusInd Bank Platinum Aura Edge Credit Card
  14. IndusInd Bank Platinum Select Credit Card