RBL Bank Icon Credit Card

The Icon Credit Card is crafted to meet all your lifestyle needs, providing a unique pathway to a more fulfilling life. With this card, you gain entry to a plethora of special benefits tailored to your interests, spanning travel, golf, cinema, dining, and top-tier lifestyle experiences. It’s your key to a heightened level of luxury and ease, offering unparalleled access and convenience.

Key Highlights of RBL Bank Icon Credit Card:

  1. Earn 10 Reward Points for every ₹100 spent on international and dining expenses during weekends.
  2. Earn 2 Reward Points for every ₹100 spent on other purchases.
  3. Get a hefty signup perk with 20,000 Reward Points.
  4. Relish 2 free airport lounge visits every quarter.
  5. Receive a complimentary Priority Pass membership.
  6. Receive two complimentary movie tickets monthly via the Buy One Get One free promotion, applicable for tickets priced up to ₹200.
  7. Relish a free glass of premium wine or indulge in a delightful dessert at select upscale restaurants as part of the offer.
  8. Elevate your hotel stays with complimentary room upgrades, complimentary meals, and exclusive offers at our partner hotels.
  9. Get rewarded with 10,000 points when you spend ₹300,000 within a year.
  10. Get 15,000 Reward Points by making purchases totaling ₹5 lakhs within a year.
  11. Get rewarded with 20,000 points when you make purchases totaling ₹8 lakhs within a year.
  12. Obtain unparalleled entry to world-renowned occasions like Formula 1 races, prestigious award ceremonies, and top-tier sports gatherings.
  13. Receive complimentary rounds of golf, discounts on green fees, and free golf lessons.

Features and Benefits of RBL Bank Icon Credit Card

1. Airport Lounge Access:

  • Receive the perk of two free lounge passes every three months at major airports across India.
  • Gain entry to more than 1,200 lounges across the globe at international airports by becoming a member of Priority Pass. Every time you visit, you’ll only be charged a maximum of $27.

2. Golf Course Reservations:

  • Access reservation and referral assistance for booking tee times at major golf courses, ensuring a seamless golfing experience.

3. Transportation Services:

  • Arrange limousine and other car rental services with ease through our reservation and referral assistance.

4. Hotel Bookings:

  • Simplify your travel plans by availing reservation and referral assistance for hotel bookings at your preferred destinations.

5. Event Reservations:

  • Secure your spot at concerts and special events with our dedicated reservation assistance, ensuring you never miss out on your favorite experiences.

This exclusive membership is tailored to enrich your travel and leisure adventures, offering invaluable perks and amenities to ensure your comfort and pleasure.

RBL Bank Icon Credit Card Fees and Charges

Starting on August 15, 2022, RBL Bank Credit Card holders will be charged an annual membership fee of INR 5,000, with the possibility of additional Service Tax.

Furthermore, please be aware that a reward redemption fee of INR 99, along with the applicable GST, will be incurred when redeeming your accumulated reward points on RBL Bank Credit Cards. This fee will be levied once per day for all redemptions made within that day.

Eligibility criteria for the RBL Bank Icon Credit Card

To qualify for the RBL Bank Icon credit card, applicants need to fulfill distinct requirements depending on their employment situation.

  • For Salaried Employees:
  1. Minimum Age: Individuals applying must meet a minimum age requirement of 21 years.
  2. Maximum Age: The maximum age limit for eligibility is 60 years.
  3. Monthly Income: Salaried individuals are required to have a monthly income of at least Rs. 12,000.
  • For Self-Employed Individuals:
  1. Minimum Age: Self-employed applicants must be a minimum of 21 years old.
  2. Maximum Age: The maximum age limit for self-employed individuals is 65 years.
  3. Annual Income: Self-employed individuals must demonstrate an annual income of at least Rs. 2 lakh.

These standards ensure that candidates fulfill the essential financial and age requirements for applying for the RBL Bank Icon credit card, serving both employed and self-employed persons.

Documents Required for RBL Bank Icon Credit Card

  • Occupation Eligibility:
    This lending initiative caters to both salaried workers and self-employed individuals, offering them equal access to financial support.
  • Minimum Income Requirement:
  1. For salaried applicants: A minimum monthly income exceeding Rs. 25,000 is required to qualify for this loan.
  2. For self-employed individuals: A minimum monthly income exceeding Rs. 25,000 is also necessary to be eligible for this loan.
  • Serviceable Cities:
    To find out if your city is eligible for this loan program, please refer to the list of eligible cities provided.

How to apply for RBL Bank Icon Credit Card

Getting the RBL Icon Credit Card is a breeze with its simple and effective application process. Here are the steps to guide you through the application:

  1. Start by visiting the official RBL Bank website at https://www.rblbank.com/product/credit-cards/rbl-bank-icon-card.
  2. In the website menu, navigate to “Personal” > “Credit Cards,” and then select the “RBL Icon Credit Card.”
  3. Upon selecting the RBL Icon Credit Card, you’ll be guided to a comprehensive information page dedicated to this card. As you scroll through, you’ll come across an “Apply Now” button. Simply click on it to proceed with your application.
  4. A pop-up alert message will appear, notifying you that you’ll be redirected to a new webpage. To continue, click the “Proceed” button.
  5. Please proceed to the following page to furnish your personal information. This entails inputting details such as your city, gender, date of birth, full name, phone number, and email address.
  6. After entering your personal details correctly, click the “Proceed” button to move forward.
  7. Similarly, you’ll be required to provide your work details. This includes information about your organization, salary or annual income, and other essential work-related information.
  8. Once the work details section is filled out and your information undergoes review and approval, you’ll promptly receive confirmation of your credit card application’s approval.

FAQs:

1. What distinguishes the RBL Bank Icon Credit Card?

The RBL Bank Icon Credit Card stands out as a top-tier offering from RBL Bank, meticulously crafted to deliver a spectrum of unparalleled advantages and luxuries exclusively tailored for its users.

2. What steps should I take to request the RBL Bank Icon Credit Card?

You have two options to apply for the RBL Bank Icon Credit Card: online through the official RBL Bank website or by visiting a nearby RBL Bank branch. When applying, you’ll need to submit necessary documents and ensure you meet the eligibility criteria.

3. What distinct characteristics does the RBL Bank Icon Credit Card boast?

The RBL Bank Icon Credit Card presents a bundle of perks: earn rewards faster, enjoy free access to airport lounges, unlock special benefits as you reach milestones, plus get unique discounts on dining, shopping, and travel.

4. What is the eligibility criteria for the RBL Bank Icon Credit Card?

To qualify for the RBL Bank Icon Credit Card, certain requirements must be met, which could encompass age, earnings, credit history, and job status. You can find precise information either on RBL Bank’s official website or by contacting their customer support.

5. How much does it cost annually to maintain the RBL Bank Icon Credit Card?

The RBL Bank Icon Credit Card’s yearly fee and additional charges are outlined in the terms and conditions offered by RBL Bank. Prior to applying for the card, it’s wise to thoroughly examine the fee details.

6. How can I verify the status of my application for an RBL Bank Icon Credit Card?

You can verify the status of your RBL Bank Icon Credit Card application either online via the RBL Bank website or by reaching out to the customer service helpline.

7. What sort of rewards and choices for redemption come with the RBL Bank Icon Credit Card?

The RBL Bank Icon Credit Card offers rewards points for every transaction, and these points can be redeemed for a variety of options, including merchandise, gift vouchers, and travel bookings. Details on the rewards program can be found in the card’s terms and conditions.

8. Is there a foreign currency markup fee on international transactions?

Information regarding foreign currency markup fees for transactions made abroad, where relevant, is available in the terms and conditions of the RBL Bank Icon Credit Card. It’s advisable to carefully examine these terms prior to utilizing the card for international purposes.

9. How can I contact RBL Bank for queries related to my Icon Credit Card?

To reach out to RBL Bank’s customer service, you have several options: You can give them a call, shoot them an email, or drop by one of their branches nearby. Typically, you’ll find the necessary contact information listed on the official RBL Bank website.

10. What measures ensure the security of the RBL Bank Icon Credit Card?

RBL Bank prioritizes cardholder security through a range of protective measures. These include cutting-edge EMV chip technology, PIN authentication, and a robust system for online transactions. Cardholders are urged to adhere to top-notch security practices and promptly alert the bank of any unusual or suspicious activities.