Etihad Guest SBI Credit Card

The SBI Etihad Guest Premier card is a collaborative credit card offered by the State Bank of India in partnership with Etihad Airways. This card is specifically designed for individuals who frequently journey between countries or cities with Etihad Airways. It carries an initial enrollment fee of Rs.4,999 and has a monthly interest rate of up to 3.35%.

Key Highlights of Etihad Guest SBI Card

  • Joining Fees: Rs 1499
  • Annual Fees: Rs 1499 (reversed on Rs 3 Lakh Spends in previous year)
  • Should be an Indian resident
  • Minimum age of 18 years
  • Must be salaried or self employed
  • Possess last 3 months bank statements.

Features and Benefits of Etihad Guest SBI Credit Card

1. Welcome Benefit:

  • 2,500 Etihad Guest Miles awarded.
  • Guest Miles credited within 15 days after paying the annual fee.
  • Complimentary Etihad Guest Silver tier status.

2. Reward Point Benefits:

  • Earn 3 Etihad Guest Miles for every Rs.100 spent on Etihad.com.
  • Earn 2 Etihad Guest Miles for every Rs.100 spent globally.
  • Earn 1 Etihad Guest Mile for all other expenses except fuel.

3. Discount Benefits:

  • Get up to a 10% discount on bookings made directly with Etihad Airways.
  • Enjoy a 5% discount when redeeming reward points.

4. Milestone Benefits:

  • Receive 5,000 Etihad Guest Miles for annual spends of Rs.5 lakh.
  • Receive a companion voucher for annual spends of Rs.10 lakh.
  • Annual fee waived upon spending Rs.3 lakh.

5. Lounge Access Benefits:

  • Receive a complimentary Priority Pass Program worth $99.
  • Enjoy 8 complimentary lounge visits per year in India, with a limit of 2 visits per quarter.

6. Insurance Benefits:

  • Receive complimentary overseas air coverage of Rs.25 lakh.
  • Get fraud liability cover of Rs.50,000.
  • Receive lost baggage cover of up to $1,000.

7. Fuel Surcharge Benefits:

  • Enjoy a 1% fuel surcharge waiver at petrol pumps across the country.
  • Applicable on transactions ranging from Rs.500 to Rs.4,000.
  • Maximum surcharge waiver of Rs.250 per billing cycle.

Etihad Guest SBI Credit Card Fees and Charges

1. Spend Based Waiver

  • Annual membership fee for the next year is waived if you spend a minimum of Rs. 5,00,000 in a year.

2. Rewards Redemption Fee

  • No fee for redeeming rewards.

3. Foreign Currency Markup

  • 3.5% foreign currency markup, plus applicable taxes.

4. Interest Rates

  • 3.5% interest per month, equivalent to 42% per annum.

5. Fuel Surcharge

  • 1% fuel surcharge waived at all fuel stations in India for transactions between Rs. 500 and Rs. 4,000, capped at Rs. 250 per statement cycle.

6. Cash Advance Charges

  • 2.5% of the withdrawn amount, with a minimum charge of Rs. 500.

7. Add-on Card Fee

  • No fee for an add-on card.

Eligibility criteria for the Etihad Guest SBI Credit Card

1. Occupation Criteria:

  • Applicants can be either salaried or self-employed.

2. Minimum Income Criteria:

  • Salaried Applicants: Minimum monthly income of Rs. 40,000 is required.
  • Self-employed Applicants: Minimum monthly income of Rs. 33,333 is required.

3. Serviceable Cities:

  • Eligible cities for this service can be found by clicking on the provided link.

Documents Required for Etihad Guest SBI Credit Card

1. Proof of Address:

  • Ration Card
  • Voter ID
  • Passport
  • Aadhaar Card

2. Income Proof:

  • Salary Slips
  • IT Returns
  • Form 16

3. Identity Proof:

  • Driving License
  • Voter ID
  • Aadhaar Card

How to apply for Etihad Guest SBI Credit Card

Here are the steps to apply for the Etihad Guest SBI Premier Credit Card:

1. Online Application:

  • Visit the SBI Card’s official website.
  • Click on ‘Credit Cards.’
  • Select the Etihad Guest Premier card from the list of available cards.
  • Fill in the required details and submit the application.

2. Offline Application:

  • Dial SBI’s helpline at 39020202 (prefix STD code).
  • Visit your nearest SBI branch and submit your application to the bank officials.

Frequently Asked Questions (FAQs)

1. What is the Etihad Guest SBI Credit Card?

The Etihad Guest SBI Credit Card is a co-branded credit card offered by State Bank of India (SBI) in partnership with Etihad Airways. It is designed to provide cardholders with exclusive benefits and privileges related to travel and lifestyle.

2. How can I apply for the Etihad Guest SBI Credit Card?

You can apply for the Etihad Guest SBI Credit Card online through the official website of SBI Card. The application process typically involves filling out an online form and submitting the necessary documents.

3. What are the key features of the Etihad Guest SBI Credit Card?

The card offers features such as welcome bonuses, Etihad Guest miles on every spend, complimentary airport lounge access, discounts on flight bookings, and more. The specific features may vary, so it’s recommended to check the latest terms and conditions.

4. How do I earn Etihad Guest miles with this credit card?

Cardholders can earn Etihad Guest miles on every eligible purchase made using the credit card. The accrual rate may differ for different types of transactions. Details about earning and redeeming miles are usually provided in the card’s terms and conditions.

5. What are the benefits of the complimentary airport lounge access?

The Etihad Guest SBI Credit Card often provides cardholders with complimentary access to airport lounges worldwide. This allows you to enjoy a comfortable and relaxing environment with facilities such as refreshments, Wi-Fi, and more, depending on the specific lounge.

6. Is there an annual fee for the Etihad Guest SBI Credit Card?

Credit card fees, including annual fees, are subject to change. It’s advisable to check the latest fee structure on the SBI Card website or contact SBI Card customer service for the most up-to-date information.

7. How can I redeem Etihad Guest miles earned through the credit card?

Redemption options for Etihad Guest miles may include flight bookings, hotel stays, car rentals, and more. Cardholders can usually redeem their accumulated miles through the Etihad Guest program’s official website or contact the program’s customer service for assistance.

8. Are there any foreign transaction fees associated with the Etihad Guest SBI Credit Card?

Credit card terms and conditions may include information about foreign transaction fees. It’s advisable to check the card’s terms or contact SBI Card customer service to understand any charges related to international transactions.

9. What should I do if my Etihad Guest SBI Credit Card is lost or stolen?

In case of a lost or stolen card, it’s crucial to report it immediately to SBI Card customer service. They will guide you through the process of blocking the card and assist in issuing a replacement.

10. How can I check my Etihad Guest miles balance?

Cardholders can typically check their Etihad Guest miles balance by logging into their Etihad Guest account on the official website or by contacting the Etihad Guest customer service. The exact procedure may vary, so it’s recommended to refer to the program’s guidelines.