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SBI SimplyClick Credit Card

The SBI SimplyCLICK Credit Card is an introductory-level card tailored to cater primarily to online shoppers. Cardholders have the opportunity to accumulate respectable reward points on all their expenditures, with additional bonuses for online purchases and even more attractive rewards when engaging with SBI Card’s exclusive partners. This card proves advantageous if your priority is securing a rewards credit card with a modest annual fee. However, if your goal is to maximize your returns on online shopping, opting for an entry-level cashback card might offer you more substantial benefits.

Key Highlights of SBI SimplyClick Credit Card

  • Joining fee: Rs. 499
  • Annual fee: Rs. 499 (Fee reversal on Rs. 1 Lakh spends in the previous year)
  • Should be an Indian resident
  • Minimum age of 18 years
  • Must be salaried or self employed
  • Possess last 3 months bank statements

Features and Benefits of SBI SimplyClick Credit Card

  • Receive a warm welcome with Amazon gift vouchers worth ₹500.
  • Unlock a ClearTrip e-voucher valued at ₹2,000 by achieving net annual spends of ₹1,000,000 or ₹2,000,000.
  • Earn an impressive 10X Reward Points on online purchases made at partner merchants such as Amazon, BookMyShow, Apollo 24×7, and more.
  • Enjoy an annual fee waiver of ₹499 when your annual spending reaches ₹100,000.
  • Say goodbye to the 1% fuel fee on all fuel purchases ranging from ₹500 to ₹3,000.
  • Make the most of your SBI SimplyClick Credit Card with 5X Reward Points on all other online purchases.
  • Earn 1 Reward Point for every ₹100 spent offline, except on gasoline purchases.

SimplyClick Credit Card Fees and Charges

  1. Annual Fee: ₹499
  2. Renewal Fee: ₹499
  3. Finance Charges: 42% per annum
  4. Late Payment Fees:
  • ₹400 for outstanding dues between ₹500 to ₹1,000
  • ₹750 for outstanding dues between ₹1,000 to ₹10,000
  • ₹950 for outstanding dues between ₹10,000 to ₹25,000
  • ₹1,100 for outstanding dues between ₹25,000 to ₹50,000
  • ₹1,300 for outstanding dues exceeding ₹50,000

SimplyClick Credit Card Eligibility

To assess your eligibility for this card, please use the following steps available on the SBI website:

  1. The age requirements for applying for this credit card range from a minimum of 21 years to a maximum of 70 years.
  2. Applicants must either be employed on a salary basis or be self-employed.
  3. Upon checking your eligibility, a list of credit cards will be displayed. If you meet the criteria for the SimplyCLICK SBI Card, you will find it listed among the available cards.

Documents Required for SimplyClick Credit Card

When applying for the SimplyCLICK SBI Card, you are required to upload or submit the following documents:

  1. Proof of Identity: This can include your Aadhar Card, PAN Card, voter’s ID, Passport, Driving License, or any other government-issued identification.
  2. Income Proof: You need to provide evidence of your income, which may include the most recent three months’ salary slips, the most recent three months’ bank statements, or the latest audited financial report.
  3. Address Proof: You should also submit an address proof document, which can include Aadhar Cards, utility bills, ration cards, passports, and similar documents.

Please ensure that these documents are complete and up-to-date when submitting your application for the SimplyCLICK SBI Card.

How to apply for SimplyClick Credit Card

Here are the steps to apply for the SimplyCLICK SBI Card online:

  1. Begin by visiting bankbazaar.com and selecting the ‘Credit Cards’ tab.
  2. Locate SBI Bank and then choose the SimplyCLICK SBI Card.
  3. Click on the ‘Check Eligibility’ button to determine your eligibility for the card.
  4. If you meet the eligibility criteria, you will be directed to the online application page.
  5. Complete the online application form and click ‘Submit.’
  6. In the next step, upload and submit the necessary documents.

Once your application is submitted, you will receive an acknowledgment message containing the Application ID. You can use this ID to track the status of your credit card application approximately one week after submission.

Frequently Asked Questions (FAQs)

1. What is SBI SimplyClick Credit Card?

SBI SimplyClick Credit Card is a co-branded credit card offered by State Bank of India in partnership with various online shopping platforms. It is designed to cater to the needs of online shoppers, providing rewards and benefits for online transactions.

2. How can I apply for the SBI SimplyClick Credit Card?

You can apply for the SBI SimplyClick Credit Card online through the official SBI website or by visiting the nearest SBI branch. The application process typically involves filling out an online form and submitting necessary documents.

3. What are the key features of the SBI SimplyClick Credit Card?

The key features include accelerated reward points for online spending, milestone benefits, discounts on partner websites, and a simple and straightforward rewards structure.

4. What is the rewards program associated with the SBI SimplyClick Credit Card?

The card offers accelerated reward points on online spending, with additional rewards for specific online partners. These reward points can be redeemed for various options such as gift vouchers, merchandise, and more.

5. Is there an annual fee for the SBI SimplyClick Credit Card?

The annual fee and other charges associated with the card may vary. It is advisable to check the latest fee structure on the official SBI website or by contacting the bank directly.

6. What are the online shopping benefits offered by the SBI SimplyClick Credit Card?

The card provides discounts and special offers on partner websites, including popular online retailers. These benefits may include cashback, discounts, or exclusive deals.

7. How can I check my SBI SimplyClick Credit Card statement?

You can check your credit card statement online through the SBI Card website or mobile app. Additionally, you may receive monthly statements via email or physical mail.

8. Are there any international transaction charges on the SBI SimplyClick Credit Card?

Yes, there are usually international transaction charges associated with the card. It is recommended to review the terms and conditions or contact SBI customer support for specific details on charges.

9. What should I do if my SBI SimplyClick Credit Card is lost or stolen?

In case of loss or theft, it is crucial to report it immediately to SBI Card Customer Care. The card will be blocked to prevent unauthorized transactions, and a replacement card can be requested.

10. How can I redeem the reward points earned on my SBI SimplyClick Credit Card?

You can redeem your reward points through the SBI Card website or app. The redemption options may include gift vouchers, merchandise, or even direct statement credit, depending on the available choices.