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UCO Bank SBI Card PRIME

The UCO Bank SBI Card PRIME, a credit card that seamlessly combines exclusive benefits and rewarding features to elevate your financial experience. With an enticing Welcome Benefit of a Rs.3,000 e-Gift Voucher upon payment of annual fees, this card sets the stage for a wealth of advantages. Milestone Benefits offer an opportunity to waive off renewal fees and unlock substantial e-Gift Vouchers from popular brands like Pantaloons, Yatra, and Pizza Hut based on your annual spending. The PRIME Rewards program further enhances your journey with 20 reward points on utility bill payments and 10 reward points on expenditures at groceries, movies, dining, and departmental stores. Celebrate your birthday with an extra touch of joy, earning 20 reward points for every Rs.100 spent.

Key Highlights of UCO Bank SBI Card PRIME

  1. Receive a Rs.3,000 e-Gift Voucher upon payment of your annual fees as a welcome benefit.
  2. Milestone Benefits: Spend Rs.3 lakh in a year to waive off the renewal fee.
  3. Spend Rs.5 lakh in a year to receive a Rs.7,000 e-Gift Voucher from Pantaloons or Yatra.
  4. Spend Rs.50,000 in a calendar quarter to get a Rs.1,000 e-Gift Voucher from Pizza Hut.
  5. Earn 20 reward points for every Rs.100 spent on utility bill payments as a PRIME rewards.
  6. Gain 10 reward points for every Rs.100 spent on groceries, movies, dining, and departmental stores as a PRIME rewards.
  7. Enjoy 20 reward points for every Rs.100 spent on your birthday as a birthday benefit.

Features and Benefits of UCO Bank SBI Card PRIME

The UCO Bank SBI Card PRIME offers several features and benefits:

1. Complimentary Red Tier Membership:

  • Registering grants you a complimentary Trident Privilege Red Tier Membership.
  • Receive 1,000 welcome points upon registration.

2. Stay Rewards at Trident Hotels:

  • Earn 1,500 points on your first stay at Trident hotels.
  • Enjoy a Rs.1,000 hotel credit for extended stays using promo code SBITH.

3. Visa Benefits:

  • Four complimentary rounds on Green Fees annually.
  • Monthly complimentary golf session.
  • Access benefits at 900 luxury hotels worldwide.

4. Club Vistara Membership:

  • Complimentary Club Vistara Silver Membership.
  • Get 9 Club Vistara Points for each Rs.100 you spend on Vistara flights.
  • Receive one upgrade voucher.

5. Lounge Access:

  • Four annual visits to International Priority Pass Lounges.
  • Eight annual visits to domestic VISA lounges.
  • Maximum two visits per quarter for both international and domestic lounges.

6. Globally Accepted: Usable at 24+ million outlets worldwide, including 3.25 lakh Indian outlets.

7. Emergency Card Replacement: Card replacement available globally.

8. Fraud Liability Cover:

  • Complimentary Air Accident Liability Cover worth Rs.50 lakh.
  • Complimentary Fraud Liability Cover worth Rs.1 lakh.
  • Validity from 48 hours before loss report to seven days after.

9. Flexipay:

  • Convert transactions into EMIs by spending Rs.2,500 or more.
  • Access sbicard.com within thirty days of your purchase.

10. Add-on Cards:

  • Avail add-on cards for up to two family members.
  • Eligible family members include parents, spouse, siblings, or children (above 18 years).

11. Global Cash Access: Withdraw cash from over one million ATMs worldwide.

12. Easy Bill Pay Facility: Quick and contactless payments for mobile, electricity, and utility bills.

13. Balance Transfer on EMI: Transfer outstanding balances from other bank credit cards at a low interest rate.

UCO Bank SBI Card PRIME Fees and Charges

Explore the fee structure for the UCO Bank SBI Card PRIME and discover the financial advantages that come with it.

  1. Annual Fee: Rs.2,999
  2. Renewal Fee: Rs.2,999 + taxes (from the second year)
  3. Add-on Fee: Nil
  4. Finance Charges: Up to 3.35% monthly
  5. Finance Charges for Cash Advances: 3.50% per month or 42% per annum
  6. Payment Dishonor Fee: 2% of the payment amount; minimum of Rs.450
  7. Statement Request: Rs.100 per statement (more than 2 months old)
  8. Cash Payment Fee: Rs.250
  9. Late Payment:
  • From Rs.0 to Rs.500: Nil
  • More than Rs.500 up to Rs.1,000: Rs.400
  • More than Rs.1,000 up to Rs.10,000: Rs.750
  • More than Rs.10,000 up to Rs.25,000: Rs.950
  • More than Rs.25,000 up to Rs.50,000: Rs.1,100
  • More than Rs.50,000: Rs.1,300

Eligibility Criteria for UCO Bank SBI Card PRIME

Here are essential criteria for applying for an UCO Bank SBI Card PRIME:

  1. Age Requirement: Applicants must fall within the age range of 21 to 70 years during the application process.
  2. Credit Score Eligibility: A satisfactory credit score is a prerequisite for qualification.
  3. Employment Status: Applicants must be either self-employed or hold a salaried position.
  4. Regular Income: A consistent and reliable source of income is necessary for eligibility.

How To Apply for UCO Bank SBI Card PRIME?

To initiate your application for the UCO Bank SBI Card PRIME, adhere to the following steps:

  1. Visit the Official Website:
    Navigate to the official website of UCO Bank or SBI Card to access the online application portal for the UCO Bank SBI Card PRIME.
  2. Select UCO Bank SBI Card PRIME:
    Once on the website, locate the UCO Bank SBI Card PRIME among the available credit card options. Click on the card to access detailed information and the application form.
  3. Fill Out the Application Form:
    Fill out the digital application form ensuring that all personal and financial information provided is precise and correct. Ensure all required fields are filled, and double-check the information provided to avoid any errors.
  4. Upload Necessary Documents:
    Attach the required supporting documents, which may include proof of identity, address, income, and any other documents specified by the application process. Ensure that the documents meet the prescribed guidelines.
  5. Submit and Await Approval:
    Review your application one last time before submitting it online. After submission, wait for the processing to be completed. The bank will send you updates regarding the progress of your application. Once approved, the UCO Bank SBI Card PRIME will be issued, and you will receive details on how to collect or activate your card.

Frequently Asked Questions (FAQs)

1. What exactly does the UCO Bank SBI Card PRIME entail?
The UCO Bank SBI Card PRIME presents a unique credit card experience, blending exclusive perks, milestone incentives, and a host of privileges tailored for its users. Crafted through a partnership between UCO Bank and SBI Card, it ensures a rewarding journey in the realm of finance.

2. How can I apply for the UCO Bank SBI Card PRIME?
To apply for the UCO Bank SBI Card PRIME, visit the official website of either UCO Bank or SBI Card, locate the card, and fill out the online application form. Ensure you provide accurate information and submit the necessary documents.

3. What are the Welcome Benefits of the UCO Bank SBI Card PRIME?
Upon payment of the annual fees, cardholders receive a Welcome Benefit in the form of a Rs.3,000 e-Gift Voucher.

4. Can you explain the Milestone Benefits of the UCO Bank SBI Card PRIME?
Cardholders can enjoy milestone benefits such as fee waivers and e-Gift Vouchers by reaching specific spending milestones, including Rs.3 lakh, Rs.5 lakh, and Rs.50,000 in a calendar quarter.

5. How does the PRIME Rewards program work?
The PRIME Rewards program offers cardholders the opportunity to earn reward points. For example, 20 reward points are granted for every Rs.100 spent on utility bill payments, and 10 points for every Rs.100 spent on groceries, movies, dining, and departmental stores.

6. Does the UCO Bank SBI Card PRIME have a set yearly charge?
Details about the annual fees, as well as other charges associated with the card, can be found on the official website or by contacting the customer service of UCO Bank or SBI Card.

7. How can I check the status of my UCO Bank SBI Card PRIME application?
You can check the status of your application by reaching out to the customer service of either UCO Bank or SBI Card. Typically, you will receive communication regarding the status after submitting your application online.

8. What special perks does the UCO Bank SBI Card PRIME offer on birthdays?
Cardholders can enjoy 20 reward points for every Rs.100 spent on their birthday, providing an extra incentive for celebrating the special occasion.

9. Are there any additional perks or discounts offered with the UCO Bank SBI Card PRIME?
The card may come with additional perks, discounts, or promotions. Visit the official website or contact customer service to get updated information on any ongoing offers or privileges associated with the card.

10. How do I contact customer support for UCO Bank SBI Card PRIME?
For any queries or assistance related to the UCO Bank SBI Card PRIME, you can contact the customer support services of either UCO Bank or SBI Card through the provided contact details on their respective websites.