Standard Chartered Super Value Titanium Credit Card

Introducing the Standard Chartered Super Value Titanium Credit Card—an ideal choice for those seeking thrilling cashback and rewards on everyday expenses. It’s complimentary for premium banking clients, while others pay a Rs. 750 annual fee. Enjoy up to 5% cashback on utility, fuel, and phone bill payments, plus 1 reward point for every Rs. 150 spent elsewhere. As a welcome perk, earn 100% cashback (up to Rs. 1,500) on fuel transactions in the first 90 days. Premium banking customers also receive a free Priority Pass membership for access to over 1,000 airport lounges. Elevate your spending experience today!

Key Highlights of Standard Chartered Super Value Titanium Credit Card

Unlock unparalleled benefits with the Standard Chartered Super Value Titanium Credit Card.

  1. Premium banking customers enjoy no annual/joining fee.
  2. Earn 100% cashback up to Rs 1,500 on initial 90-day fuel purchases.
  3. Avail 5% monthly cashback on fuel, utility, and phone bills.
  4. Earn 1 reward point for every Rs 150 spent in other categories.
  5. Exclusive Priority Pass membership for premium banking customers.
  6. Annual spending waiver of Rs 90,000 in the preceding year.

Features and Benefits of Standard Chartered Super Value Titanium Credit Card

The Standard Chartered Super Value Titanium Credit Card offers several features and benefits:

1. Fuel Spends:

  • Earn 5% cashback on fuel purchases at all fuel stations, up to INR 200 per month.
  • Maximum cashback of INR 100 per transaction.
  • Applicable to transactions of INR 2,000 or below.

2. Phone Bills:

  • Enjoy a 5% cashback on telephone bills above INR 750.
  • Maximum cashback of INR 100 per transaction.
  • Monthly limit of INR 200.

3. Utility Bills:

  • Receive 5% cashback on utility bill payments.
  • Minimum transaction amount: INR 750.
  • Maximum cashback of INR 100 per transaction and INR 100 per month.

4. Rewards on Other Spends:

  • Earn 1 reward point for every INR 150 spent on non-specified expenses.
  • Redeem points for vouchers, discounts, and other exciting offers.

5. Premium Banking Customers:

  • Premium Banking Customers enjoy a complimentary Super Value Titanium credit card.
  • Includes a free Priority Pass membership.

6. No Physical Interaction Required:

  • Instant approval and online KYC completion through video for a hassle-free experience.

Standard Chartered Super Value Titanium Credit Card Fees and Charges

Explore the fee structure for the Standard Chartered Super Value Titanium Credit Card and discover the financial advantages that come with it.

1. Joining Fee:

  • Cost: Rs. 750 + GST

2. Renewal Fee:

  • Cost: Rs. 750 + GST
  • Spend-Based Waiver: Annual spending of Rs. 90,000 in the previous year grants waiver.

3. Rewards Redemption Fee:

  • Cost: Rs. 99 per redemption request

4. Foreign Currency Markup:

  • Fee: 3.5% on the conversion amount

5. Interest Rates:

  • Monthly: 1.99% (23.88% per annum)

6. Fuel Surcharge:

  • Applicable: 1% at all fuel stations

7. Cash Advance Charges:

  • Fee: 3% on the transaction amount (minimum Rs. 300)

Eligibility Criteria for Standard Chartered Super Value Titanium Credit Card

Here are essential criteria for applying for an Standard Chartered Super Value Titanium Credit Card:

  1. Primary cardholder age: 21-65 years.
  2. Supplementary cardholder age: 18 years and above.
  3. Minimum monthly income requirement: Rs. 55,000.
  4. Residency: Must reside in a city where Standard Chartered Credit Card services are available.
  5. Credit history: A decent credit history is essential for eligibility.

Documents Required for Standard Chartered Super Value Titanium Credit Card

To apply for the Standard Chartered Super Value Titanium Credit Card, you will typically need to provide the following documents:

1. Identity Proof:

  • Aadhar card
  • Passport
  • PAN card
  • Voter card
  • Driving license, etc.

2. Address Proof:

  • Aadhar Card
  • Voter card
  • Electricity/telephone bill
  • Passport
  • Driving License, etc.

3. Income Proof:

  • Salary Slips
  • Latest audited ITR

How to apply for Standard Chartered Super Value Titanium Credit Card

Follow these steps to apply for the Standard Chartered Super Value Titanium Credit Card online:

  1. Navigate to Standard Chartered bank’s official website.
  2. Select the ‘Credit Card’ category.
  3. Opt for the ‘StanChart Super Value Titanium Credit Card.’
  4. Click on ‘Apply Now’ and provide necessary details along with required document uploads.

FAQs:

1. What is the Standard Chartered Super Value Titanium Credit Card?

The Standard Chartered Super Value Titanium Credit Card is a credit card offered by Standard Chartered Bank. It is designed to provide cardholders with a range of benefits, rewards, and cashback options on various spending categories.

2. What are the key features of the Super Value Titanium Credit Card?

  • Cashback on essential categories such as fuel, phone bills, and utility payments.
  • Discounts on dining, shopping, and other selected transactions.
  • Easy EMI options on major purchases.
  • Contactless payment functionality for quick and secure transactions.

3. How can I apply for the Super Value Titanium Credit Card?

You can apply for the card online through the Standard Chartered Bank website or by visiting a local branch. The application process typically involves providing personal and financial information, and approval is subject to the bank’s credit criteria.

4. What is the eligibility criteria for the Super Value Titanium Credit Card?

Eligibility criteria may vary, but generally, applicants need to meet certain age, income, and credit score requirements. It’s advisable to check with Standard Chartered Bank for the most up-to-date eligibility criteria.

5. How does the cashback feature work on this credit card?

The Super Value Titanium Credit Card offers cashback on specific categories such as fuel, phone bills, and utility payments. The cashback is usually credited to the cardholder’s account or adjusted against the outstanding balance.

6. Can I use the Super Value Titanium Credit Card internationally?

Yes, the card is generally accepted internationally wherever credit cards are recognized. However, it’s recommended to inform the bank of your travel plans to avoid any disruptions in card usage.

7. Are there any annual fees associated with the Super Value Titanium Credit Card?

There may be annual fees associated with the card. It’s essential to check the terms and conditions or contact Standard Chartered Bank directly for information on any fees, including annual fees and other charges.

8. How can I check my credit card balance and transactions?

You can check your credit card balance and transactions through online banking, mobile banking apps, or by contacting the bank’s customer service. Many banks also provide monthly statements to keep track of your spending.

9. What security features does the Super Value Titanium Credit Card offer?

The card typically comes with security features such as EMV chip technology for secure transactions, fraud protection, and the option to set transaction alerts. It’s important to follow safe practices, such as keeping your PIN confidential and reporting lost or stolen cards promptly.

10. How do I redeem the rewards earned with the Super Value Titanium Credit Card?

You can usually redeem the rewards earned through the bank’s rewards program. Redemption options may include cashback, gift vouchers, or discounts on partner merchant purchases. Check the bank’s website or contact customer service for specific details on the redemption process.