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Standard Chartered Super Value Titanium Credit Card

Meet the Standard Chartered Super Value Titanium Credit Card, perfect for those craving exciting cashback and rewards on their daily purchases. Premium banking clients get it for free, but others can opt in for an annual fee of Rs. 750. Revel in up to 5% cashback on utility, fuel, and phone bill payments, along with earning 1 reward point for every Rs. 150 spent elsewhere. As a welcome perk, earn 100% cashback (up to Rs. 1,500) on fuel transactions in the first 90 days. Premium banking customers also receive a free Priority Pass membership for access to over 1,000 airport lounges. Elevate your spending experience today!

Key Highlights of Standard Chartered Super Value Titanium Credit Card

Unlock unparalleled benefits with the Standard Chartered Super Value Titanium Credit Card.

  1. Premium banking customers enjoy no annual/joining fee.
  2. Earn 100% cashback up to Rs 1,500 on initial 90-day fuel purchases.
  3. Avail 5% monthly cashback on fuel, utility, and phone bills.
  4. Earn 1 reward point for every Rs 150 spent in other categories.
  5. Exclusive Priority Pass membership for premium banking customers.
  6. Annual spending waiver of Rs 90,000 in the preceding year.

Features and Benefits of Standard Chartered Super Value Titanium Credit Card

The Standard Chartered Super Value Titanium Credit Card offers several features and benefits:

1. Fuel Spends:

  • Earn 5% cashback on fuel purchases at all fuel stations, up to INR 200 per month.
  • Maximum cashback of INR 100 per transaction.
  • Applicable to transactions of INR 2,000 or below.

2. Phone Bills:

  • Enjoy a 5% cashback on telephone bills above INR 750.
  • Maximum cashback of INR 100 per transaction.
  • Monthly limit of INR 200.

3. Utility Bills:

  • Receive 5% cashback on utility bill payments.
  • Minimum transaction amount: INR 750.
  • Maximum cashback of INR 100 per transaction and INR 100 per month.

4. Rewards on Other Spends:

  • Earn 1 reward point for every INR 150 spent on non-specified expenses.
  • Redeem points for vouchers, discounts, and other exciting offers.

5. Premium Banking Customers:

  • Exclusive banking clients receive a complimentary Super Value Titanium credit card as a perk of their premium status.
  • Includes a free Priority Pass membership.

6. No Physical Interaction Required:

  • Instant approval and online KYC completion through video for a hassle-free experience.

Standard Chartered Super Value Titanium Credit Card Fees and Charges

Explore the fee structure for the Standard Chartered Super Value Titanium Credit Card and discover the financial advantages that come with it.

1. Joining Fee:

  • Cost: Rs. 750 + GST

2. Renewal Fee:

  • Cost: Rs. 750 + GST
  • Spend-Based Waiver: Annual spending of Rs. 90,000 in the previous year grants waiver.

3. Rewards Redemption Fee:

  • Cost: Rs. 99 per redemption request

4. Foreign Currency Markup:

  • Fee: 3.5% on the conversion amount

5. Interest Rates:

  • Monthly: 1.99% (23.88% per annum)

6. Fuel Surcharge:

  • Applicable: 1% at all fuel stations

7. Cash Advance Charges:

  • Fee: 3% on the transaction amount (minimum Rs. 300)

Eligibility Criteria for Standard Chartered Super Value Titanium Credit Card

Below are the necessary requirements for obtaining a Standard Chartered Super Value Titanium Credit Card:

  1. Primary cardholder age: 21-65 years.
  2. Supplementary cardholder age: 18 years and above.
  3. Minimum monthly income requirement: Rs. 55,000.
  4. Residency: Must reside in a city where Standard Chartered Credit Card services are available.
  5. Credit history: A decent credit history is essential for eligibility.

Documents Required for Standard Chartered Super Value Titanium Credit Card

To apply for the Standard Chartered Super Value Titanium Credit Card, you will typically need to provide the following documents:

1. Identity Proof:

  • Aadhar card
  • Passport
  • PAN card
  • Voter card
  • Driving license, etc.

2. Address Proof:

  • Aadhar Card
  • Voter card
  • Electricity/telephone bill
  • Passport
  • Driving License, etc.

3. Income Proof:

  • Salary Slips
  • Latest audited ITR

How to apply for Standard Chartered Super Value Titanium Credit Card

Follow these steps to apply for the Standard Chartered Super Value Titanium Credit Card online:

  1. Navigate to Standard Chartered bank’s official website.
  2. Select the ‘Credit Card’ category.
  3. Opt for the ‘StanChart Super Value Titanium Credit Card.’
  4. Click on ‘Apply Now’ and provide necessary details along with required document uploads.

FAQs:

1. What exactly does the Standard Chartered Super Value Titanium Credit Card offer?

The Standard Chartered Super Value Titanium Credit Card, issued by Standard Chartered Bank, aims to offer users a versatile array of advantages, incentives, and cashback opportunities across different spending categories.

2. What are the key features of the Super Value Titanium Credit Card?

  • Cashback on essential categories such as fuel, phone bills, and utility payments.
  • Discounts on dining, shopping, and other selected transactions.
  • Easy EMI options on major purchases.
  • Contactless payment functionality for quick and secure transactions.

3. How can I apply for the Super Value Titanium Credit Card?

You can apply for the card online through the Standard Chartered Bank website or by visiting a local branch. The application process typically involves providing personal and financial information, and approval is subject to the bank’s credit criteria.

4. What is the eligibility criteria for the Super Value Titanium Credit Card?

Typically, eligibility requirements differ, but applicants usually must satisfy specific age, income, and credit score criteria. It’s recommended to consult Standard Chartered Bank directly for the latest eligibility guidelines.

5. Can you explain how the cashback benefit operates with this particular credit card?

The Super Value Titanium Credit Card offers cashback on specific categories such as fuel, phone bills, and utility payments. The cashback is usually credited to the cardholder’s account or adjusted against the outstanding balance.

6. Can I use the Super Value Titanium Credit Card internationally?

Yes, the card is generally accepted internationally wherever credit cards are recognized. However, it’s recommended to inform the bank of your travel plans to avoid any disruptions in card usage.

7. Does the Super Value Titanium Credit Card come with any yearly charges?

You might encounter yearly charges linked to the card. To ensure clarity, it’s crucial to review the terms and conditions or reach out to Standard Chartered Bank for precise details regarding fees, encompassing annual fees and additional charges.

8. How can I check my credit card balance and transactions?

You can check your credit card balance and transactions through online banking, mobile banking apps, or by contacting the bank’s customer service. Many banks also provide monthly statements to keep track of your spending.

9. What are the security measures provided by the Super Value Titanium Credit Card?

The card typically comes with security features such as EMV chip technology for secure transactions, fraud protection, and the option to set transaction alerts. It’s important to follow safe practices, such as keeping your PIN confidential and reporting lost or stolen cards promptly.

10. How do I redeem the rewards earned with the Super Value Titanium Credit Card?

You can usually redeem the rewards earned through the bank’s rewards program. Redemption options may include cashback, gift vouchers, or discounts on partner merchant purchases. Check the bank’s website or contact customer service for specific details on the redemption process.