TripMoney Global Cash Card

The TripMoney Global Card is a secure financial card introduced by TripMoney, a fintech division of MakeMyTrip, in collaboration with SBM Bank India. It functions as a forex credit card, free from any foreign exchange conversion fees. Essentially, it is a credit card denominated in Indian rupees and has the capability to accommodate various currencies simultaneously. Whether you frequently travel abroad for business or personal purposes, this credit card offers a convenient solution for managing all your financial transactions while you are on the go.

Key Highlights of TripMoney Global Cash Card

  1. MakeMyTrip (MMT) Black Membership offers a discount coupon worth over Rs. 7,000 on the MMT app.
  2. TripMoney Global Cash Card is a credit card that comes with a lifetime free membership.
  3. There are no fees for checking your balance within the application.
  4. This card has a 0% foreign markup fee, and it uses only Visa exchange rates for international transactions.
  5. Loading money onto the card is free, and there are no hidden charges associated with it.
  6. The card is accepted at all Point of Sale (POS) terminals and ATMs in over 150 countries worldwide.
  7. You can easily load Indian Rupees (INR) onto the card and use it for withdrawals or transactions both domestically and internationally.

Features and Benefits of TripMoney Global Cash Card

The TripMoney Global Cash Card offers several features and benefits:

1. Welcome Benefit:

  • Upon successful card activation, cardholders receive a MakeMyTrip Black Membership (MMT), along with a discount coupon worth over Rs. 7,000 for use on the MMT app.

2. Great Rewards:

  • This card ranks among India’s most rewarding secured cards, offering discount coupons worth up to Rs. 70,000.
  • Access to regular special discounts and offers is readily available.

3. Zero Forex Markup Charges:

  • This card is free from any associated fees or charges, meaning no standard exchange fee is levied on transactions, whether conducted domestically or internationally.
  • Other banks typically charge a transaction fee ranging from 4% to 5%, making this card a source of significant savings.

4. Spend Globally:

  • Enjoy the convenience of making payments at Point of Sale (POS) terminals, online, or anywhere in the world that accepts Visa, without incurring any forex markup fees.

5. International ATM Withdrawal:

  • Cardholders can make withdrawals from ATMs in over 150 countries worldwide.
  • Fixed fees apply for international ATM forex withdrawals (Rs. 450), domestic ATM cash withdrawals (Rs. 20), domestic ATM balance inquiries (Rs. 10), and international ATM balance inquiries (Rs. 225).

TripMoney Global Cash Card Fees and Charges

Explore the fee structure for the TripMoney Global Cash Card and discover the financial advantages that come with it.

  1. The card has no joining or annual fees.
  2. There are no charges for foreign currency conversion (Zero Forex Markup fee).
  3. No fee is associated with checking your balance through the application.
  4. There are no fees for loading money onto the card.
  5. International ATM forex withdrawals cost Rs. 450.
  6. Domestic ATM cash withdrawals cost Rs. 20.
  7. Domestic ATM balance inquiries are charged at Rs. 10.
  8. International ATM balance inquiries come with a fee of Rs. 225.

How To Apply for TripMoney Global Cash Card?

Follow these steps to apply for the TripMoney Global Cash Card:

  1. Download the MakeMyTrip app and sign in using your mobile number.
  2. Navigate to the TripMoney section, located at the bottom of the app’s dashboard.
  3. Perform KYC (Know Your Customer) by providing your PAN Card number, taking a selfie with a clear background, and filling in all required personal information.
  4. Verify your address and review other provided details for accuracy.
  5. Wait for the TripMoney Card to be delivered to your doorstep.

Frequently Asked Questions (FAQs)

Q1: What is the TripMoney Global Cash Card?
A1: The TripMoney Global Cash Card is a financial product offered by MakeMyTrip. It’s a prepaid card designed for travelers, allowing them to manage and access their funds conveniently while traveling abroad.

Q2: How do I apply for a TripMoney Global Cash Card?
A2: To apply for a TripMoney Global Cash Card, download the MakeMyTrip app, log in, and follow the application process provided within the app. It typically involves completing KYC and providing necessary personal details.

Q3: What are the benefits of using the TripMoney Global Cash Card?
A3: Some benefits include competitive forex rates, worldwide acceptance, zero cross-currency conversion fees, and the ability to load multiple currencies onto a single card.

Q4: Can I use the TripMoney Global Cash Card in my home country?
A4: Yes, you can use the TripMoney Global Cash Card in your home country as well as abroad. It’s a versatile card for both domestic and international use.

Q5: How can I load money onto my TripMoney Global Cash Card?
A5: You can load money onto the card using various methods, such as bank transfers, debit/credit card payments, or through the MakeMyTrip app.

Q6: Are there any transaction fees associated with the TripMoney Global Cash Card?
A6: There may be nominal fees for certain services or transactions, so it’s advisable to check the terms and conditions for specific details.

Q7: What should I do if my TripMoney Global Cash Card is lost or stolen?
A7: In case your card is lost or stolen, immediately report it to the TripMoney customer support team. They will assist you in blocking the card and arranging for a replacement.

Q8: Can I withdraw cash from ATMs using the TripMoney Global Cash Card?
A8: Yes, you can withdraw cash from ATMs worldwide using the card, subject to applicable withdrawal limits and fees.

Q9: Is there an expiry date for the TripMoney Global Cash Card?
A9: Yes, the card typically has an expiry date mentioned on it. Ensure you check the expiry date and renew the card if needed before it expires.

Q10: How do I check the balance and transaction history on my TripMoney Global Cash Card?
A10: You can check your card balance and review transaction history through the MakeMyTrip app or by contacting TripMoney customer support.