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Flipkart Axis Bank Credit Card

The Flipkart Axis Bank Credit Card stands out as a top-tier cashback credit card in India. It provides users with the opportunity to earn a substantial cashback, offering up to 5% on Flipkart purchases, 4% on partner websites, and a solid 1.5% flat cashback on all other expenditures. Notably, the 1.5% flat cashback rate is the second-highest in the market, surpassed only by the Axis Bank Ace Credit Card, which provides a 2% cashback. As a co-branded card, the most lucrative perks of the Flipkart Axis Bank Credit Card are tailored towards enhancing benefits on Flipkart and its affiliated partner merchants.

Key Highlights of Flipkart Axis Bank Credit Card

Flipkart Axis Bank Credit Card is the ‘Full Vassol Card’ that rains cashback on every swipe. With tie-ups with the biggest apps in the market like Uber, Zomato, MakeMyTrip, Uber, Gaana, Goibibo, Myntra to name a few; get ready to go berserk over benefits.

The numerous benefits offered by Axis Bank Flipkart Credit Card include:

1. Welcome and Activation Benefits:

  • Voucher worth Rs. 500 from Flipkart on the first transaction using Flipkart Axis Bank Credit Card apply
  • 15 months Ganna subscription at a discounted rate of Rs. 399
  • 20% off up to Rs. 500 off on The Phy Life
  • 20% off up to Rs. 500 off on Plum Goodness
  • 15% cashback up to Rs. 500 on the first transaction on Myntra using Axis Bank Flipkart Credit Card

2. Cashback Benefits

  • 5% cashback on Flipkart, Myntra and 2GUD
  • 4% cashback on transactions made with preferred merchants like Swiggy, Uber, PVR
  • 1.5% cashback on all other categories

3. Airport Lounge Access

  • You get four complimentary lounge visits every calendar year to partner airports within India.

4. Fuel Surcharge Waiver

  • 1% fuel surcharge waiver (on transactions between Rs. 400 – Rs. 4000) at all fuel stations across India; maximum benefits up to Rs. 500 per month.

5. Dining Delights

  • 20% off at partner restaurants across India

6. EMI Conversion

  • Option to convert every purchase of Rs. 2500 and above on Flipkart into easy EMIs.

Flipkart Axis Bank Credit Card Fees and Charges

  1. Joining Fee: Rs. 500
  2. Annual Fee: Rs. 500 from the 2nd year onwards. However, the annual fee will be waived if you spend more than Rs. 2,00,000 in a year. But certain transactions, like rent payments (MCC 6513) and wallet load transactions (MCC 6540), won’t count towards the spend for the annual fee waiver.
  3. Card Replacement Fee: Free since 10th October 2020
  4. Finance Charges (Retail Purchases and Cash): 3.6% per month (52.86% per annum)
  5. Cash Withdrawal Fees: 2.5% of the cash amount (minimum Rs. 500)
  6. Overdue Penalty or Late Payment Fees:
  • Nil if the total payment due is less than Rs. 500
  • Rs. 500 if the total payment due is between Rs. 501 – Rs. 5,000
  • Rs. 750 if the total payment due is between Rs. 5,001 – Rs. 10,000
  • Rs. 1200 if the total payment due is greater than Rs. 10,000

Flipkart Axis Bank Credit Card Eligibility

  • Primary cardholder must be aged between 18 and 70 years.
  • The individual should be either a Resident of India or a Non-Resident Indian (NRI).

Documents Required for Flipkart Axis Bank Credit Card

Here are the documents you need:

1. PAN card photocopy or Form 60.

2. A color photograph.

3. Proof of income, such as the latest payslip, Form 16, or Income Tax return copy.

4. Residence proof (choose one):

  • Passport
  • Ration Card
  • Electricity bill
  • Landline telephone bill

5. Identity proof (choose one):

  • Passport
  • Driving license
  • PAN card
  • Aadhaar card

How to apply for Flipkart Axis Bank Credit Card?

To apply for the Axis Bank Flipkart Credit Card, follow these steps:

Online Method:

a. Go to the official website of Axis Bank.
b. Search for the Flipkart Axis Bank Credit Card application page.
c. Fill out the application form with your personal details like name, mobile number, nature of employment, monthly income, and PIN code.
d. Submit the form online.

Offline Method:

a. Visit your nearest Axis Bank branch.
b. Request the application form for the Flipkart Axis Bank Credit Card.
c. Fill in the required details on the form manually.
d. Submit the completed form to the bank executive.

After you have completed either the online or offline application, the bank will review your information, and if you meet the eligibility criteria, they will get in touch with you regarding the further steps of the application process.

Frequently Asked Questions (FAQs)

1. What is the Flipkart Axis Bank Credit Card?

The Flipkart Axis Bank Credit Card is a co-branded credit card offered by Axis Bank in partnership with Flipkart. It is designed to provide exclusive benefits and rewards for Flipkart customers.

2. How can I apply for the Flipkart Axis Bank Credit Card?

You can apply for the Flipkart Axis Bank Credit Card through the Axis Bank website or mobile app. The application process typically involves providing personal and financial information, and the bank will assess your eligibility based on its criteria.

3. What are the key features of the Flipkart Axis Bank Credit Card?

The key features include:

  • Welcome benefits such as Flipkart vouchers.
  • Earnings on Flipkart and partner merchants.
  • Milestone benefits on reaching specified spending milestones.
  • Fuel surcharge waiver.
  • Dining discounts and other lifestyle privileges.

4. How does the rewards program work?

The Flipkart Axis Bank Credit Card offers rewards in the form of Flipkart Gift Vouchers. Cardholders earn reward points on eligible transactions, and these points can be redeemed for Flipkart vouchers, providing additional savings on Flipkart purchases.

5. Are there any joining or annual fees associated with the Flipkart Axis Bank Credit Card?

The card may have joining and annual fees, which can vary. It is advisable to check the latest fee structure before applying for the card.

6. How can I check my Flipkart Axis Bank Credit Card statement?

You can check your credit card statement through the Axis Bank internet banking portal or mobile app. Additionally, the bank may send monthly statements to your registered email address.

7. Is there a foreign currency markup fee for international transactions?

Yes, there is typically a foreign currency markup fee applicable to international transactions made using the Flipkart Axis Bank Credit Card. It is recommended to check the specific fees in the terms and conditions.

8. Can I convert my purchases into EMIs with this credit card?

Yes, the Flipkart Axis Bank Credit Card often offers the option to convert high-value purchases into easy monthly installments (EMIs) to make payments more manageable.

9. How do I contact customer support for the Flipkart Axis Bank Credit Card?

You can contact Axis Bank’s customer support through their dedicated helpline or visit the nearest Axis Bank branch for assistance related to your Flipkart Axis Bank Credit Card.

10. What should I do if my Flipkart Axis Bank Credit Card is lost or stolen?

In case of loss or theft, it is crucial to report it immediately to Axis Bank’s customer support. The bank will guide you through the process of blocking the card and issuing a replacement for security purposes.