Axis Bank Ace Credit Card

Introducing the Axis Ace Credit Card – your key to unlocking a world of rewards and financial freedom. Designed to empower your everyday transactions, this card offers a blend of benefits that enhance your lifestyle. Join us as we explore how this card amplifies your spending power, making each purchase more rewarding and convenient. Discover a card that fits seamlessly into your routine, offering a range of privileges tailored to your needs. From cashback to fuel surcharge waivers, experience the essence of financial flexibility with the Axis Bank Ace Credit Card. Welcome to a world where every swipe takes you closer to your aspirations.

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Key Highlights of Axis ACE Credit Card

Features	Details
Best for	Cashback
Joining fee	Rs. 499
Annual fee	Rs. 499
Complimentary airport lounge access	4 access per year
Purchase to EMI conversion facility	Available on spends of Rs. 2,500 or above
Required age	18 to 70 years

Features and Benefits of Axis Bank Ace Credit Card

Travel Benefits:

- Enjoy 4 free airport lounge access per year at selected domestic airports.
- Get a 4% cashback on Ola rides.

Dining Benefits:

- Avail up to 20% discount on dining bills at 4000+ restaurants through the bank’s Dining Delights program.
- Get a 4% cashback on Swiggy and Zomato orders.

Spends Based Waiver:

- If you spend Rs. 10,000 within 45 days of getting the card, the joining fee is reversed.
- For the second year onwards, the annual membership fee is waived if you spend Rs. 2,00,000 in the previous year.

Fuel Surcharge Waiver:

- You won’t pay the 1% fuel surcharge on fuel transactions of Rs. 400 to Rs. 4,000 at any fuel station across the country.
- The maximum waiver is Rs. 500 per month.

Axis Bank ACE Credit Card Cashback:

- Earn 5% cashback on utility bill payments (electricity, water, gas, LPG, and broadband) and DTH & mobile recharges through Google Pay using the ACE credit card.
- Get 4% cashback on Zomato, Swiggy, and Ola.
- Combined, these two cashback categories have a maximum cap of Rs. 500 cashback per cycle.
- Earn 2% cashback on all other purchases without any monthly limit.

Exclusions:

No cashback on certain spends, including fuel purchases, wallet reloads, buying gold items, converting purchases to EMI, cash withdrawals, paying card balances, and card fees & other charges.

Axis Bank Ace Credit Card Fees and Charges

Joining Fee: Rs. 499, but it is waived if you spend more than Rs. 10,000 within 45 days of getting the card.
Annual Fee (2nd year onwards): Rs. 499, but it is waived if you spend more than Rs. 2,00,000 in the previous year.
Card Replacement Fee: No charge.
Cash Payment Fee: Rs. 100.
Outstation Cheque Fee: No charge.
Finance Charges (Retail Purchases and Cash): 3.6% per month (52.86% per annum).
Cash Withdrawal Fee: 2.5% (Minimum Rs. 500) of the cash amount.

Late Payment Fees (Overdue Penalty):

Nil if the total payment due is up to Rs. 500.
Rs. 500 if the total payment due is between Rs. 501 – Rs. 5000.
Rs. 750 if the total payment due is between Rs. 5,001 – Rs. 10,000.
Rs. 1200 if the total payment due is Rs. 10,001 and above.

Axis Bank Ace Credit Card Eligibility

The primary cardholder must be aged between 18 and 70 years.
The individual applying for the card should be a resident of India.

Documents Required for Axis Ace Credit Card

To apply for the credit card, you will need the following documents:

A photocopy of your PAN card.
A colored photograph of yourself.

Proof of income – You can submit any of the following:

Your latest payslip
Bank statement
Form 16
Income tax return copy

For Residence proof, you can submit any one of these:

Passport
Driving License
Voter ID Card
Aadhaar card

For Identity proof, you can submit any one of these:

Passport
Driving License
Voter ID Card
Aadhaar card
PAN card

Axis Bank’s Other Cards

How to apply for Axis Bank Ace Credit Card?

To apply for the Axis ACE Credit Card, you can choose between online and offline methods:

Online:

1. Go to the Axis Bank official website.
2. Click on ‘Explore Products’ in the menu bar, then select ‘Cards’, and finally ‘Credit Cards’.
3. Find ‘Axis Bank ACE Credit Card’ and click on ‘Explore More’ for more details or ‘Apply Now’ to proceed with the application.
4. Fill in your details like name, state, city, mobile number, monthly income, and professional information.
5. Authorize the bank representative to contact you about the credit card application.
6. Click on ‘Call Me’, and a bank representative will get in touch to assist you with the application.

Offline:

1. Visit the nearest Axis Bank branch.
2. Bring all the necessary documents with you.
3. A bank representative at the branch will guide you through the process of applying for the Axis ACE Credit Card.