DBS Spark Credit Card

The DBS Spark Credit Card introduces three distinct options: Spark5, Spark10, and Spark20, each with unique fees and perks. Priced at Rs. 499, Spark5 is the most affordable, followed by Spark10 at Rs. 999, and Spark20 at a higher Rs. 1,499. Earn 2 Cash Points for every Rs. 200 spent, with accelerated points beyond the monthly limit. Enjoy added travel benefits and complimentary domestic lounge access across all variants.

Key Highlights of DBS Spark Credit Card

• This card offers three options, each available for a cost of Rs. 499, Rs. 999, and Rs. 1,499, respectively.

Features and Benefits of DBS Spark Credit Card

The DBS Spark Credit Card offers several features and benefits:

Free Airport Lounge Access:

1. Card Variants and Lounge Access:
   • Spark5:
     • Domestic Lounge Access (Each Quarter): 1
     • International Lounge Access: N/A
   • Spark10:
     • Domestic Lounge Access (Each Quarter): 1
     • International Lounge Access: N/A
   • Spark20:
     • Domestic Lounge Access (Each Quarter): 2
     • International Lounge Access: N/A
2. DBS Spark Credit Card Cash Points:
   • Customers earn 2 Cash Points on every spend of Rs. 200 across all Spark Credit Card variants.
   • Not eligible for Cash Points: Fuel, Wallet Load, Jewellery, Rent, EMI transactions, and balance transfer.
3. Monthly Milestone Benefits:
   • DBS Spark5:
     • Monthly Spends: Rs. 10,000
     • Accelerated Cash Points: 5X on Eligible Spends
     • Monthly Cash Point Capping: 3000
   • DBS Spark10:
     • Monthly Spends: Rs. 15,000
     • Accelerated Cash Points: 10X on All Eligible Online Spends & 5X on Eligible Offline Spends
     • Monthly Cash Point Capping: 5000
   • DBS Spark20:
     • Monthly Spends: Rs. 20,000
     • Accelerated Cash Points: 20X on Utility, Dining & Grocery Spends, 15X on Other Online Spends & 5X on All Offline Spends
     • Monthly Cash Point Capping: 7000
4. Quarterly Milestone Benefits:
   • Spark5:
     • Quarterly Spends: Rs. 50,000
     • Cash Points: 2500
   • Spark10:
     • Quarterly Spends: Rs. 75,000
     • Cash Points: 3500
   • Spark20:
     • Quarterly Spends: Rs. 1,00,000
     • Cash Points: 5000

DBS Spark Credit Card Fees and Charges

Explore the fee structure for the DBS Spark Credit Card and discover the financial advantages that come with it.

• Spark5 Card:
  • Joining/Renewal Fee: Rs. 499
  • Annual Fee Waiver: Achieved with Yearly Spends of Rs. 1,50,000
• Spark10 Card:
  • Joining/Renewal Fee: Rs. 999
  • Annual Fee Waiver: Achieved with Yearly Spends of Rs. 2,00,000
• Spark20 Card:
  • Joining/Renewal Fee: Rs. 1,499
  • Annual Fee Waiver: Achieved with Yearly Spends of Rs. 2,50,000

How To Apply for DBS Spark Credit Card?

Follow these steps to apply for the DBS Spark Credit Card:

1. Visit the Official DBS Bank Website:
   • Access the official website of DBS Bank using a web browser.
2. Navigate to Credit Cards Section:
   • Find and navigate to the “Credit Cards” section on the DBS Bank website.
3. Select the Spark Credit Card:
   • Browse through the available credit card options and choose the specific DBS Spark Credit Card variant that suits your preferences.
4. Click on “Apply Now” or Similar Option:
   • Once you’ve selected the Spark Credit Card, look for the “Apply Now” or a similar option. Click on it to initiate the application process.
5. Complete the Online Application Form:
   • Fill out the online application form with accurate and required information. This typically includes personal details, contact information, employment details, and financial information. Ensure all details are correct and complete.
   • Attach any necessary supporting documents as specified by the bank.
   • Review the information provided and submit the application.

Frequently Asked Questions (FAQs)

1. What is the DBS Spark Credit Card?
   • The DBS Spark Credit Card is a financial product offered by DBS Bank, providing users with various benefits and features tailored to their spending patterns.
2. What are the different variants of the DBS Spark Credit Card?
   • The DBS Spark Credit Card comes in three variants: Spark5, Spark10, and Spark20, each with different joining/renewal fees and annual fee waivers based on yearly spending.
3. How can I apply for a DBS Spark Credit Card?
   • You can apply for a DBS Spark Credit Card through the official DBS Bank website or by visiting a DBS branch. The application process typically involves providing necessary personal and financial information.
4. What is the Joining/Renewal Fee for each variant?
   • The Joining/Renewal Fee for Spark5 is Rs. 499, Spark10 is Rs. 999, and Spark20 is Rs. 1,499.
5. How can I qualify for an Annual Fee Waiver?
   • To qualify for an Annual Fee Waiver, you need to achieve a specified yearly spend: Rs. 1,50,000 for Spark5, Rs. 2,00,000 for Spark10, and Rs. 2,50,000 for Spark20.
6. What benefits does the DBS Spark Credit Card offer?
   • The card offers various benefits, including reward points, cashback, discounts on specific categories, and other perks depending on the variant.
7. Can I track my expenses with the DBS Spark Credit Card?
   • Yes, you can track your expenses easily through the DBS online banking portal or mobile app, providing you with insights into your spending patterns.
8. Is there a grace period for bill payments?
   • DBS typically provides a grace period for bill payments. It is recommended to check the specific terms and conditions or contact customer support for accurate information.
9. Are there any foreign transaction fees associated with the DBS Spark Credit Card?
   • Details regarding foreign transaction fees can be found in the terms and conditions of the credit card. It’s advisable to review these terms before using the card for international transactions.
10. How do I contact customer support for DBS Spark Credit Card queries?
    • You can contact DBS customer support through their hotline or visit a local branch. Additionally, many inquiries can be addressed through the online banking portal or mobile app.