EazyDiner Indusind Bank Credit Card

The EazyDiner IndusInd Bank Credit Card is tailor-made to enrich the dining and lifestyle journeys of its holders. This unique card provides a host of unmatched dining perks, including discounts, free meals, and priority bookings at renowned eateries nationwide via the EazyDiner platform. Users can also relish rewards points on dining out, airport lounge privileges, and savings on movie tickets and entertainment. Catering to food aficionados and those craving elevated dining adventures, this credit card is a coveted asset for indulgence and enjoyment.

Key Highlights of EazyDiner Indusind Bank Credit Card: 

  • Card Type: Co-branded Credit Card
  • Ideal for: Dining Enthusiasts
  • Joining Fee: Rs. 1,999
  • Annual Renewal Fee: Rs. 1,999
  • Welcome Perk: Get ready to indulge in a full year of EazyDiner Prime membership absolutely free, worth Rs. 1,995!
  • Highlight Feature: Earn a remarkable 10 reward points for every Rs. 100 spent on dining, shopping, and entertainment.

Features and Benefits of EazyDiner Indusind Bank Credit Card

  1. Welcome Benefits: Cardholders can enjoy exclusive welcome benefits, such as complimentary EazyDiner Prime membership, which provides access to dining privileges, discounts, and reservations at top restaurants.
  2. Reward Points: Get rewarded for every rupee you spend on dining, shopping, and entertainment, catering perfectly to food lovers and lifestyle aficionados. You can exchange the points you earn for a range of enticing rewards.
  3. Dining Offers: This card is designed with food lovers in mind, providing appealing discounts, cashback rewards, and exclusive deals at a variety of partner restaurants, whether they’re nearby or across the globe.
  4. Gourmet Delights: Access to exclusive gourmet experiences and culinary events, ensuring memorable dining experiences.
  5. Airport Lounge Access: Experience the luxury of accessing airport lounges both domestically in India and internationally, ensuring a serene and cozy atmosphere before your flight.
  6. Concierge Services: Access to a dedicated concierge service for assistance with reservations, travel bookings, and more, ensuring a hassle-free lifestyle.
  7. Fuel Surcharge Waiver: Benefit from fuel surcharge waivers at select fuel stations, helping you save on fuel expenses.
  8. Contactless Payments: The card comes equipped with contactless payment capabilities, providing both enhanced convenience and security during transactions.
  9. Flexible Redemption: Redeem accumulated reward points for a range of options, including travel bookings, gift vouchers, and more.
  10. Comprehensive Insurance: Cardholders have the advantage of obtaining complimentary insurance, including coverage for travel and protection for purchases, which offers them an extra layer of assurance.
  11. Annual Fee Waiver: Certain levels of spending could result in the waiving of the annual fee, offering a financially savvy option for frequent users.
  12. Global Acceptance: This card holds broad acceptance locally and internationally, ensuring seamless access to your finances wherever your travels take you.

EazyDiner Indusind Bank Credit Card Fees and Charges

  1. Joining Fee: Rs. 1,999
  2. Annual Fee: Rs. 1,999
  3. Finance Charges: 3.83% per month, equivalent to an annual rate of 46%.
  4. Late Payment Fee:
  • Up to Rs. 100: Nil
  • Rs. 101 to Rs. 500: Rs. 100
  • Rs. 501 to Rs. 1,000: Rs. 350
  • Rs. 1,001 to Rs. 10,000: Rs. 550
  • Rs. 10,001 to Rs. 25,000: Rs. 800
  • Rs. 25,001 to Rs. 50,000: Rs. 1,100
  • Above Rs. 50,000: Rs. 1,300

Eligibility criteria for the EazyDiner Indusind Bank Credit Card

The qualifications needed for the EazyDiner IndusInd Bank Credit Card could differ based on the bank’s rules and the prevailing regulations. Nevertheless, here are a few standard criteria usually linked with applying for a credit card:

  1. Age: Applicants are generally required to be within a certain age range, often between 21 years and 65 years. This age limit can vary by the bank and the specific credit card product.
  2. Income: Almost every credit card provider, like IndusInd Bank, mandates a minimum income level. This criterion guarantees that applicants possess a reliable income source, ensuring they can fulfill their credit card responsibilities. The specific income threshold may fluctuate based on the features and advantages of the card.
  3. Credit Score: Having a solid credit score is crucial when applying for a credit card. It reflects a history of responsible credit usage, boosting your appeal as a potential cardholder. While the exact score needed may differ, it typically falls into the “good” or “excellent” categories.
  4. Residential Status: You must be a resident of India to be eligible for an Indian credit card. Non-resident Indians (NRIs) and foreign nationals may have different eligibility criteria for credit cards.
  5. Employment Status: Credit card issuers typically require applicants to be salaried individuals or self-employed professionals/business owners.
  6. Documentation: You must submit various documents to support your application, including proof of identity like Aadhaar, passport, or driver’s license, proof of address such as utility bills or rental agreements, evidence of income like salary slips or income tax returns, and your PAN card.
  7. Relationship with the Bank: Some banks may give preference to existing customers or account holders when approving credit card applications. If you already have a banking relationship with IndusInd Bank, it may work in your favor.
  8. Credit History: A positive credit history with no major defaults, late payments, or outstanding debts is crucial for approval. Lenders determine if you’re creditworthy by examining the details in your credit report.

Documents Required for EazyDiner Indusind Bank Credit Card

1. Identity Proof:

  • Aadhaar card
  • Passport
  • Voter ID card
  • Driver’s license
  • PAN card (Permanent Account Number)

2. Address Proof:

  • Utility bills (electricity, water, gas)
  • Rental agreement
  • Passport (if not used as identity proof)
  • Voter ID card (if not utilized for identification)
  • Driver’s license (if not employed for identification)
  • Bank account statement

3. Income Proof (For Salaried Individuals):

  • Salary slips for the last few months
  • Bank statements showing regular income credits
  • Form 16 or acknowledgment of Income Tax Returns (ITR)

4. Income Proof (For Self-Employed Individuals/Business Owners):

  • Business ownership documents (e.g., partnership deed, certificate of incorporation)
  • Business financial documents, such as the profit and loss statement and the balance sheet, provide vital insights into a company’s financial health and performance.
  • Income Tax Returns (ITR) for the last few years

5. Passport-Sized Photographs: Typically, a few passport-sized color photographs may be required for card processing.

6. Duly Filled Application Form: Before moving forward, please complete the credit card application form supplied by the bank. This form collects essential information about your personal history and financial status.

7. Additional Documents (if applicable): In accordance with your unique situation and the criteria set by the bank, you might need to furnish extra paperwork. This could include evidence of investments, property deeds, or any other records showcasing your financial reliability.

How to apply for EazyDiner Indusind Bank Credit Card

You have two options to apply for the IndusInd Bank EazyDiner Credit Card: online or offline. If you choose the offline route, just head to your nearest bank branch and fill out the application form there. If you prefer the convenience of online application, follow these steps:

  1. Go to the official website of the bank.
  2. Click on the ‘Credit Card’ option under the ‘Products’ tab.
  3. Select the EazyDiner IndusInd Bank Credit Card among the choices provided.
  4. Refer to the guidelines outlined on the website to finalize and send in your application.


1. What is the EazyDiner IndusInd Bank Credit Card?

The EazyDiner IndusInd Bank Credit Card is a co-branded credit card offered in partnership with EazyDiner and IndusInd Bank. It is designed to provide exclusive dining benefits, rewards, and privileges to cardholders.

2. How can I apply for the EazyDiner IndusInd Bank Credit Card?

To obtain the EazyDiner IndusInd Bank Credit Card, you have two options: either apply via IndusInd Bank’s official website or by personally visiting a nearby branch. Typically, the application procedure entails completing an online form and providing the required paperwork.

3. What distinctive aspects does the EazyDiner IndusInd Bank Credit Card offer?

  • Dining benefits: Enjoy exclusive discounts and offers at partner restaurants through EazyDiner.
  • Reward points: Earn reward points on dining expenses and other eligible transactions.
  • Enjoy the perks of welcome benefits: Receive enticing welcome gifts or bonuses as soon as your card is activated.
  • Earn special rewards as you hit spending milestones, unlocking extra benefits along the way.

4. Can I redeem the reward points earned with this credit card?

Certainly! With the EazyDiner IndusInd Bank Credit Card, you have the flexibility to redeem your reward points for various options such as dining vouchers, merchandise, and travel bookings, among others. Typically, you can initiate the redemption process through the bank’s dedicated rewards program platform.

5. Are there any annual fees associated with the EazyDiner IndusInd Bank Credit Card?

The fees you’ll pay each year and any additional charges are determined by the rules laid out by IndusInd Bank. To get the latest details on these fees and charges, it’s best to visit their official website or reach out to their customer service.

6. How can I track my credit card transactions and statements?

Easily monitor your credit card activity and access statements via either the IndusInd Bank online banking portal or mobile app. Plus, receive monthly statements directly to your registered email.

7. What kind of customer support is available for EazyDiner IndusInd Bank Credit Cardholders?

IndusInd Bank ensures round-the-clock assistance for its customers. Accessible via the helpline number on your credit card or the bank’s official website, their customer service team is readily available to address your queries and concerns anytime.

8. Is there a foreign transaction fee for using the EazyDiner IndusInd Bank Credit Card internationally?

International transactions could incur foreign transaction fees, currency conversion charges, and other related fees. To ensure clarity, it’s recommended to examine the terms and conditions or get in touch with the bank directly for precise information regarding international usage.

9. How can I alert EazyDiner and IndusInd Bank about a missing or stolen credit card?

If your credit card goes missing or gets stolen, it’s crucial to promptly notify the bank’s customer service hotline. They’ll assist you in taking essential actions like freezing the card and arranging for a new one.

10. Where might I locate the most recent deals and special offers pertaining to the EazyDiner IndusInd Bank Credit Card?

Stay updated on the latest offers, promotions, and benefits by regularly checking the official IndusInd Bank website or the EazyDiner platform. Moreover, cardholders may receive notifications from the bank through either SMS or email.