Axis Bank Buzz Credit Card

Axis Bank’s Buzz credit card has gained popularity for its enticing offers tailored for avid shoppers. This credit card entitles you to a 10% discount on all Flipkart purchases, complemented by additional monthly discounts. To acquire this card, there’s a Rs. 750 joining fee and an annual fee of Rs. 750. The card carries an interest rate of 3.25% per month or 46.78% per annum.

Key Highlights of Axis Bank Buzz Credit Card

Unlock unparalleled benefits with the Axis Bank Buzz Credit Card.

  1. Joining Fee: Rs. 750
  2. Rewards Rate: Ranges from 1.5% to 4.1%
  3. Best Suited For: Online Shopping on Flipkart
  4. Welcome Benefits: Receive a Flipkart gift voucher worth Rs. 1,000 upon joining*
  5. Shopping Discounts: Enjoy a 10% instant discount on Flipkart purchases
  6. Milestone Benefits: Earn a Flipkart gift voucher worth Rs. 7,000 as you reach specific spending milestones.

Features and Benefits of Axis Bank Buzz Credit Card

The Axis Bank Buzz Credit Card offers several features and benefits:

1. Welcome Benefit:

  • Upon making 3 purchases with the card within the first 45 days of issuance, you receive a Rs.1,000 Flipkart gift voucher.

2. Dining Offer:

  • Enjoy a minimum 15% discount on dining bills at partner restaurants across India.

3. EMI Facility:

  • Convert any purchase of Rs.2,500 or more into EMIs.
  • No-cost EMI options available on a wide range of products for online shopping transactions.

4. Milestone Rewards:

  • Earn vouchers of Rs.500, Rs.1,000, and Rs.2,500 when your annual spends on Flipkart reach Rs.25,000, Rs.50,000, and Rs.1 lakh, respectively.
  • Exceeding annual spends of Rs.1 lakh and Rs.2 lakh on the card grants Rs.1,000 and Rs.2,000 worth Flipkart vouchers, respectively.

Axis Bank Buzz Credit Card Fees and Charges

Explore the fee structure for the Axis Bank Buzz Credit Card and discover the financial advantages that come with it.

1. Joining Fee: Rs 750
2. Annual Fee: Rs 750
3. Finance Charges: 3.25% per month
4. Add-on Card Fee: NIL
5. Card Replacement Fee: Waived
6. Late Payment Fee:

  • NIL if the total due amount is less than Rs.100
  • Rs.100 if between Rs.101 and Rs.300
  • Rs.300 if between Rs.301 and Rs.1,000
  • Rs.500 if between Rs.1,001 and Rs.5,000
  • Rs.600 if between Rs.5,001 and Rs.20,000
  • Rs.700 if above Rs.20,000

7. Over-limit Penalty: 3% of the over-limit amount, with a minimum of Rs.500
8. Foreign Currency Transaction Fee: 3.50% of the transaction amount

Eligibility criteria for the Axis Bank Buzz Credit Card

Here are essential criteria for applying for an Axis Bank Buzz Credit Card:

1. Credit Card Application Age Limits:

  • Applicants must be at least 18 years old.
  • The maximum age for credit card applications is 70 years.

2. Add-On Card Holder Age Requirement:

  • Minimum age for add-on card holders is 15 years.

3. Eligibility for Applicants:

  • Open to both residents and non-residents of India.

4. Credit Score Requirement:

  • A minimum credit score of 750 or above is mandatory for all applicants.

Documents Required for Axis Bank Buzz Credit Card

To apply for the Axis Bank Buzz Credit Card, you will typically need to provide the following documents:

  1. Complete the credit card application form.
  2. Provide PAN Card or Form 60 for documentation.
  3. Submit identity proof, such as PAN, driving license, Aadhaar Card, etc.
  4. Include income proof, such as the latest payslips, Form 16, IT return copy, etc.
  5. Furnish residence proof, options include Passport, Ration Card, electricity bill, Aadhaar, etc.
  6. Attach passport size color photographs of the applicant.

How to apply for Axis Bank Buzz Credit Card

Follow these steps to apply for the Axis Bank Buzz Credit Card online:

1. Offline Application:

  • Visit your nearest Axis Bank branch.
  • Request an application for the Axis Bank Buzz Credit Card.
  • Complete the application form in person.

2. Online Application:

  • Access Axis Bank’s official website.
  • Navigate to “Home > Cards > Credit Cards > Axis Buzz Credit Card.”
  • Initiate the online application process for the Axis Buzz Credit Card.

Frequently Asked Questions (FAQs)

1. What is the Axis Bank Buzz Credit Card?

The Axis Bank Buzz Credit Card is a credit card offered by Axis Bank that provides various benefits and discounts on shopping across partner merchants.

2. How can I apply for the Axis Bank Buzz Credit Card?

You can apply for the Axis Bank Buzz Credit Card online through the official Axis Bank website or by visiting a nearby Axis Bank branch.

3. What are the key features of the Axis Bank Buzz Credit Card?

The card offers exclusive discounts on partner merchant websites, accelerated reward points on specific transactions, and fuel surcharge waivers, among other benefits.

4. What types of discounts can I avail of with the Axis Bank Buzz Credit Card?

The card provides discounts on various categories such as online shopping, dining, and entertainment, depending on the ongoing promotions and tie-ups with partner merchants.

5. Is there an annual fee for the Axis Bank Buzz Credit Card?

Details regarding fees and charges, including the annual fee, can be found on the Axis Bank website or by contacting Axis Bank customer service.

6. How can I check my Axis Bank Buzz Credit Card balance and transactions?

You can monitor your credit card balance, statements, and transactions through Axis Bank’s internet banking portal, mobile app, or by contacting their customer service.

7. What is the interest-free period on the Axis Bank Buzz Credit Card?

The interest-free period varies and is typically up to a certain number of days from the date of the transaction. Check your credit card statement for specific details.

8. Can I convert purchases into EMI using the Axis Bank Buzz Credit Card?

Yes, Axis Bank often provides the option to convert high-value purchases into easy monthly installments (EMI) with the Buzz Credit Card. Check with the bank for eligibility and terms.

9. How do I redeem the reward points earned on my Axis Bank Buzz Credit Card?

You can redeem your reward points for various options such as merchandise, gift vouchers, and more. The redemption process can be done through the Axis Bank rewards portal.

10. What should I do if my Axis Bank Buzz Credit Card is lost or stolen?

In case of loss or theft, immediately report it to Axis Bank credit card customer care. They will guide you through the process of blocking the card and issuing a replacement.