Axis Bank Atlas Credit Card

Welcome to the world of limitless possibilities with the Axis Bank Atlas Credit Card. Just as an atlas helps you explore the globe, this card is your companion on a journey of rewards and financial empowerment. Navigate through a range of benefits, from cashback to lifestyle privileges, designed to enhance every aspect of your life. Join us as we unveil how this card becomes your roadmap to success, guiding you through smart spending choices and helping you reach your goals. Discover a card that empowers you to chart your course towards a brighter financial future.

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The Axis Atlas Credit Card is a unique and rewarding travel card offered by Axis Bank. It stands out for its versatility and attractive benefits. Unlike traditional airline-specific cards, the Axis Atlas Credit Card offers general EDGE Miles instead of regular reward points, which can be redeemed across multiple airlines and hotel loyalty programs. This flexibility allows cardholders to choose from a wide range of travel options. The card also comes with exclusive tier-based advantages that add to its appeal for frequent air travelers. With its milestone benefits and rewards, the Axis Bank Atlas Credit Card caters to the needs of those who enjoy exploring the world while earning valuable travel benefits along the way.

Features and Benefits of Axis Bank Atlas Credit Card

Welcome Benefits: Get 5,000 Edge Miles when you complete 1 transaction within 30 days of card setup.
Movie & Dining: Enjoy up to 25% discounts, up to Rs. 800, at partner restaurants through EazyDiner. Valid twice per month on orders above Rs. 2000.
Rewards Rate: Earn 5 Edge Miles for every Rs. 100 spent on travel, and 2 Edge Miles for every Rs. 100 spent on other transactions (excluding Hotels, Airlines, and TRAVEL EDGE Portal).
Reward Redemption: You can transfer Edge Miles to airline and hotel loyalty programs, both domestic and international.
Travel Benefits: Enjoy complimentary airport lounge access, airport concierge service, and chauffeured airport pickup service.
Domestic Lounge Access: Get 8 accesses per year with Silver Tier, 12 accesses with Gold Tier, and 18 accesses with Platinum Tier.
International Lounge Access: Receive 4 accesses per year with Silver Tier, 6 accesses with Gold Tier, and 12 accesses with Platinum Tier.

Axis Bank Atlas Credit Card Fees and Charges

Joining Fee: Rs. 5000
Annual Fee (2nd year onwards): Rs. 5000
Add-on Card Joining and Annual Fee: Nil
Finance Charges (Retail Purchases & Cash): 3.60% per month (52.86% per annum)
Cash Withdrawal Fees: 2.5% (Min. Rs. 500) of the Cash Amount
Cash Payment Fee: Rs. 100
Over Limit Penalty: 2.5% of the overlimit amount (Min. Rs. 500)
Cheque return or dishonor fee or auto-debit reversal: 2% of the payment amount (Min. Rs. 450, Max. Rs. 1,500)
Fuel Transaction Surcharge: 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000 Per Statement Cycle)
Foreign Currency Transaction Fee: 3.50% of the transaction value
Late Payment Fee:

- Nil if total payment due is up to Rs. 500
- Rs. 500 if total payment due is between Rs. 501 and Rs. 5,000
- Rs. 750 if total payment due is between Rs. 5,001 and Rs.10,000
- Rs. 1,200 if total payment due is greater than Rs. 10,000

Axis Atlas Credit Card Eligibility

Primary cardholder age: Between 18 years and 70 years.
Add-on cardholder age: Over 18 years.
Income criteria for Salaried: Net annual income of Rs. 9 Lakhs and above.
Income criteria for Self Employed: Net annual income of Rs. 12 Lakhs and above.
Applicant should be a Resident of India.

Documents Required for Axis Bank Atlas Credit Card

To apply for the card, you will need the following documents:

PAN card photocopy or Form 60.
Proof of income like your latest payslip, Form 16, or IT return copy.
Residence proof, which can be your Passport, Driving license, Electricity Bill, or Landline telephone bill.

Axis Bank’s Other Cards

How to apply for Axis Bank Atlas Credit Card?

To apply for the Axis Atlas Credit Card, follow these steps:

Visit the Axis Bank website or the Atlas Credit Card application page.
Click on the “Apply Now” button for the Atlas Credit Card.
Fill in your personal details, such as your name, contact information, and PAN card number.
Provide your income and employment details.
Choose the credit limit that suits your needs.
Upload the required documents, which may include your PAN card photocopy, identity proof, address proof, and income proof.
Review the application form and make sure all the information is accurate.
Submit the application.
After submitting the application, the bank will review your details and assess your eligibility for the credit card.
If approved, you will receive the Axis Bank Atlas Credit Card at the address provided during the application process.

Frequently Asked Questions (FAQs) -

What is the Axis Bank Atlas Credit Card?

The Axis Bank Atlas Credit Card is a credit card offered by Axis Bank, providing customers with a range of benefits and features for their financial needs.

How can I apply for the Axis Bank Atlas Credit Card?

You can apply for the Axis Bank Atlas Credit Card online through the official Axis Bank website or by visiting a nearby Axis Bank branch.

What are the key features of the Axis Bank Atlas Credit Card?

The Axis Bank Atlas Credit Card comes with features such as cashback on specific transactions, reward points for every purchase, and complimentary access to airport lounges.

What are the eligibility criteria for the Axis Bank Atlas Credit Card?

The eligibility criteria may vary, but typically, individuals aged between 18 and 70 years with a stable income and a good credit score are eligible to apply for the Axis Bank Atlas Credit Card.

What documents are required to apply for the Axis Bank Atlas Credit Card?

Generally, you would need proof of identity, proof of address, and income documents. This may include Aadhar card, passport, utility bills, and salary slips.

How long does it take for the Axis Bank Atlas Credit Card application to be processed?

The processing time for credit card applications can vary. On average, it may take a few days to a couple of weeks for the bank to review and process your application.

What is the credit limit offered on the Axis Bank Atlas Credit Card?

The credit limit is determined by Axis Bank based on various factors, including your income, credit history, and repayment capacity.

Can I check my Axis Bank Atlas Credit Card statement online?

Yes, you can access your credit card statement online through the Axis Bank internet banking portal or the mobile banking app.

Are there any annual fees for the Axis Bank Atlas Credit Card?

The annual fees and other charges associated with the Axis Bank Atlas Credit Card may vary. It’s recommended to check the latest fee schedule provided by Axis Bank.

How do I redeem the reward points earned on my Axis Bank Atlas Credit Card?

You can redeem your reward points through the Axis Bank rewards program, which may include options such as shopping vouchers, merchandise, or even direct statement credit.

Is there a customer support helpline for Axis Bank Atlas Credit Card users?

Yes, Axis Bank provides a customer support helpline that you can contact axis bank credit card customer care for any queries or assistance related to your Atlas Credit Card.