Axis Bank Miles & More Credit Card

Embark on a journey of endless possibilities with the Axis Bank Miles & More Credit Card. Elevate your travel experiences and unlock a world of airline miles rewards, exclusive privileges, and global adventure. Designed for the avid explorer, this card paves the way for seamless journeys, whether for business or leisure. Immerse yourself in a realm where every transaction takes you closer to your next destination. Join us in discovering how this card transforms your spending into unforgettable journeys, one mile at a time.

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The Axis Bank Miles & More Credit Card is a fantastic choice for those who love to travel frequently, whether within the country or abroad. This credit card offers a dual advantage, providing unlimited travel miles along with membership to the prestigious Miles & More Club. With the added convenience of automatic payments and utility bill settlement, this card streamlines your financial transactions. It ensures secure transactions through its EMV certified chip, granting peace of mind. The card comes in two variants: the Select and the World, catering to varying preferences. Besides earning reward points on all types of spending, cardholders also enjoy benefits like access to airport lounges, dining discounts, insurance coverage, and a 24×7 concierge service. If you’re looking to enhance your travel experience while enjoying numerous perks, the Axis Bank Miles & More Credit Card is a compelling option.

Features and Benefits of Axis Bank Miles & More Credit Card

Welcome Benefits:
15,000 miles for Axis Bank Miles & More Select Credit Card
5,000 miles for Axis Bank Miles & More World Credit Card
Movie & Dining: At least 15% off dining bills at certain restaurants with Axis Bank Dining Delights Program
Rewards Rate:
6 award miles for every Rs. 200 spent with Axis Bank Miles & More Select Credit Card
4 award miles for every Rs. 200 spent with Axis Bank Miles & More World Credit Card
Reward Redemption: Use miles for flights, hotels, cars, shopping, or donations
Travel: Free access to lounges at domestic and international airports
Domestic Lounge Access:
Axis Bank Miles & More Select Credit Card: 8 free domestic airport lounge visits
Axis Bank Miles & More World Credit Card: 4 free domestic airport lounge visits per quarter
International Lounge Access:
Axis Bank Miles & More Select Credit Card: 4 free airport lounge visits per year
Axis Bank Miles & More World Credit Card: 2 free airport lounge visits per year with Priority Pass membership.
Insurance Benefits:
Free personal air accident insurance
Coverage for lost/delayed travel documents and check-in baggage
Credit Shield cover included with both card variants
Zero Liability Protection: If you report your card lost, you won’t be responsible for fraudulent transactions made afterward.

Axis Bank Miles & More Credit Card Fees and Charges

Standard Joining Fee:
For Axis Bank Miles & More Select Credit Card: Rs.3,500 + GST
For Axis Bank Miles & More World Credit Card: Rs.10,000 + GST
Standard Annual Fee (2nd year onwards):
For Axis Bank Miles & More Select Credit Card: Rs.3,500 + GST
For Axis Bank Miles & More World Credit Card: Rs.4,500 + GST
Standard Add-on Card Fee: No fee for adding an extra card.
Finance Charges (Retail Purchases & Cash): Interest rate of 3.6% per month (52.86% per annum).
Cash Withdrawal Fees: 2.5% of the cash amount or a minimum of Rs. 500
Fee for Cash Payment: Rs. 100 for paying your bill in cash.
Overdue Penalty or Late Payment Fee:
No fee if your total payment due is less than Rs. 500
Rs. 500 if your total payment due is between Rs. 501 and Rs. 5,000
Rs. 750 if your total payment due is between Rs. 5,001 and Rs. 10,000
Rs. 1200 if due is over Rs. 10,000
Over Limit Penalty: 2.5% of the overlimit amount or minimum Rs. 500

Axis Bank Miles & More Credit Card Eligibility

Primary cardholder should be between the age of 18 and 70 years.
Add-on cardholder should be over 18 years.
The individual should either be a Resident of India or Non-Resident Indian.

Documents Required for Axis Bank Miles & More Credit Card

A copy of your PAN card or Form 60.
Proof of your income, such as your latest payslip, Form 16, or copy of your Income Tax return.
Proof of where you live, which can be any of the following:
Passport
Ration card
Electricity bill
Landline telephone bill
If you’re already a Miles & More member:
A copy of your most recent Miles & More Membership Card statement
A credit card statement from your existing Miles & More Credit Card (issued by the previous banking partner, not older than 2 months)

Axis Bank’s Other Cards

How to apply for Axis Bank Miles & More Credit Card?

Applying for the Axis Bank Miles & More Credit Card is quite straightforward. Here’s how you can do it:

Online Application:
Visit the official Axis Bank website and navigate to the section for credit cards. Look for the “Miles & More Credit Card” option and click on it. Follow the instructions provided on the application page. You’ll need to fill in personal details, contact information, and financial details as required.

Visit a Branch:
You can also visit your nearest Axis Bank branch. Speak to a bank representative and express your interest in applying for the Miles & More Credit Card. They will provide you with the necessary application form and guide you through the process. Make sure to carry the required documents mentioned earlier (identity proof, address proof, and income proof) when you visit the branch.

Application Review:
Once you’ve submitted your application along with the required documents, the bank will review your application. This process may take a little time.

Verification and Approval:
The bank might contact you for any further verification or additional documents if needed. Once your application is approved, you’ll receive your Axis Bank Miles & More Credit Card at your provided address.

Frequently Asked Questions (FAQs) -

What is the Axis Bank Miles & More Credit Card?

The Axis Bank Miles & More Credit Card is a co-branded credit card that offers exclusive benefits and rewards to frequent flyers. It is designed in partnership with Miles & More, the frequent flyer program of Lufthansa.

How do I apply for the Axis Bank Miles & More Credit Card?

You can apply for the Axis Bank Miles & More Credit Card through the official Axis Bank website or by visiting a nearby Axis Bank branch. The application process typically involves filling out an online form and providing necessary documents.

What are the key features of the Axis Bank Miles & More Credit Card?

The key features include earning miles on every transaction, bonus miles on joining, milestone benefits, complimentary lounge access, travel insurance coverage, and discounts on partner airlines and hotels.

How do I earn miles with this credit card?

You can earn miles by using your Axis Bank Miles & More Credit Card for various transactions. The card typically offers a certain number of miles per rupee spent, and bonus miles may be earned on specific types of transactions or during promotional periods.

What are milestone benefits, and how do they work?

Milestone benefits are additional perks that cardholders receive upon reaching specific spending milestones. These benefits may include bonus miles, discounts, or other exclusive privileges, adding extra value to your card usage.

Can I redeem miles for flights and other travel-related expenses?

Yes, accumulated miles can be redeemed for flights and other travel-related expenses on partner airlines and associated services. The redemption process and available options can be found on the Miles & More program website.

Is there an annual fee for the Axis Bank Miles & More Credit Card?

Credit card fees may vary, and it’s recommended to check the latest fee structure on the Axis Bank website or contact customer service for the most accurate and up-to-date information on annual fees and other charges.

What kind of travel insurance is provided with the Axis Bank Miles & More Credit Card?

The Axis Bank Miles & More Credit Card typically provides travel insurance coverage, including features such as lost baggage coverage, flight delay coverage, and other travel-related benefits. It is advisable to review the specific terms and conditions of the insurance coverage provided.

How can I contact customer support for the Axis Bank Miles & More Credit Card?

You can contact Axis Bank customer support through the helpline number provided on the back of your credit card or Axis Bank credit card customer care. Additionally, customer support may be available at Axis Bank branches.

Are there any foreign transaction fees associated with this credit card?

It’s important to check the terms and conditions of the Axis Bank Miles & More Credit Card for information on foreign transaction fees. Some credit cards may charge a fee for transactions made in foreign currencies.