Axis Bank Neo Credit Card

Welcome to our detailed guide on the Axis Bank Neo Credit Card. This card is designed for the modern individual, offering a fusion of convenience, rewards, and technology. With a focus on digital-savvy users, the Axis Neo Credit Card brings forth a range of benefits tailored to your lifestyle. From cashback on online spends to exclusive offers on entertainment and travel, this card redefines the way you experience financial transactions. Join us as we explore the features, delve into its rewards, and help you determine how the Axis Bank Neo Credit Card can seamlessly integrate into your life.

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Key Highlights of Axis Bank NEO Credit Card

Joining fee	Rs. 250+ GST
Annual fee	Rs. 250+ GST
Benefits	Discounts at partner restaurants, movies, online shopping, groceries, etc.
Welcome benefit	Amazon & Grofers gift vouchers worth Rs. 250 each, 3 months subscription of Zomato Pro, and 6 months subscription of 1mg
Rewards	1 EDGE reward point on spending every Rs. 200
Age	18 to 70 years
Foreign currency transaction fee	3.50% of the transaction value

Features and Benefits of Axis Bank Neo Credit Card

Movie & Dining:

- Get 10% off on booking movie tickets on BookMyShow.
- Enjoy 15% off on dining at partner restaurants.

Rewards Rate:

Earn 1 EDGE REWARD point on every Rs. 200 spent.

Reward Redemption:

Redeem Edge Rewards at the Edge Rewards Website at a rate of 1 Edge RP = Re. 0.20.

Zero Liability Protection:

Protection against any misuse or loss of the card if reported lost/stolen to the bank on time.

Axis Bank Neo Credit Card Fees and Charges

Joining Fee: Rs. 250
Annual Fee: Rs. 250
Cash Payment Fee: Rs. 100
Finance Charges (Retail Purchases & Cash): 3.6% per month (52.86% per annum)
Overdue Penalty or Late Payment Fee:

Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000
Rs. 1200 if total payment due is greater than Rs. 10,000

Over Limit Penalty: 2.5% of the overlimit amount (Minimum Rs. 500)
Fuel Transaction Surcharge Transaction: 1% of the transaction amount.

Axis Bank Neo Credit Card Eligibility

Primary Cardholder: Age should be between 18 and 70 years.
Add-on Cardholder: Age should be over 15 years.
Residency: The individual should be either a Resident of India or a Non-Resident Indian.

Documents Required for Axis Bank Neo Credit Card

To apply for this, you need these documents:

PAN card photocopy or Form 60.
Colour photographs.
Latest payslip / Form 16 / IT return copy as income proof.
Residential proof (choose any one):

Passport
Ration Card
Electricity bill
Landline telephone bill

Identity proof (choose any one):

Passport
Driving license
PAN card
Aadhaar card

Axis Bank’s Other Cards

How to apply for Axis Bank Neo Credit Card?

Visit the official Axis Bank website.
Click on “Explore Products” under the “Personal” section.
Select “Credit Cards.”
Click on “Apply Now” in the header image.
Answer whether you are an existing Axis Bank customer (Yes/No).
If you’re a new customer, provide your Mobile Number, Date of Birth, or PAN.
Based on your eligibility, you’ll see different card options.
Choose the card that suits you and complete the application.
The bank will inform eligible candidates about the approval status.

Conclusion: The Axis Bank Neo Credit Card is an excellent choice for those seeking a card that aligns with their lifestyle, whether they’re avid shoppers, moviegoers, or simply looking for a card with a unique design. Its personalized features, dining and entertainment discounts, and rewards for online shopping make it a versatile option. However, be sure to review the annual fees and the redemption options to ensure it fits your financial needs. If it aligns with your preferences and spending habits, this card can certainly enhance your overall credit card experience.

Frequently Asked Questions (FAQs) -

What is the Axis Bank Neo Credit Card?

The Axis Bank Neo Credit Card is a specially designed credit card that offers a range of benefits, rewards, and features tailored to the needs of the younger generation. It provides advantages in categories like shopping, dining, entertainment, and online transactions.

How can I apply for the Axis Bank Neo Credit Card?

You can apply for the Axis Bank Neo Credit Card online through the official Axis Bank website or by visiting the nearest Axis Bank branch. The application process typically involves submitting your personal and financial details.

What are the key features of the Axis Bank Neo Credit Card?

The Axis Bank Neo Credit Card comes with features such as accelerated reward points on specific categories, discounts on dining and movies, milestone rewards, and fuel surcharge waivers. It is designed to cater to the lifestyle preferences of young individuals.

Are there any annual fees associated with the Axis Bank Neo Credit Card?

The annual fees for the Axis Bank Neo Credit Card may vary. It is advisable to check the latest fee structure on the Axis Bank website or contact Axis Bank customer support for the most accurate and up-to-date information.

How can I redeem the reward points earned on my Axis Bank Neo Credit Card?

You can redeem the reward points through the Axis Bank internet banking portal or mobile app. The redemption options may include gift vouchers, merchandise, or statement credit. The specific redemption options and value may vary.

Is there a joining bonus with the Axis Bank Neo Credit Card?

Axis Bank often provides joining bonuses or welcome gifts to new cardholders. The details of the joining bonus, if any, can be found on the Axis Bank website or communicated during the application process.

Can I convert my purchases into easy monthly installments (EMIs) with the Axis Bank Neo Credit Card?

Yes, the Axis Bank Neo Credit Card typically offers the option to convert high-value purchases into convenient EMIs. The terms and conditions for EMI conversion may vary, so it’s advisable to check with Axis Bank for specific details.

How can I check my Axis Bank Neo Credit Card balance?

You can check your Axis Bank Neo Credit Card balance through the Axis Bank internet banking portal, mobile app, or by contacting Axis Bank customer support. Additionally, monthly statements are sent to your registered email address.

What security features are available with the Axis Bank Neo Credit Card?

The Axis Bank Neo Credit Card comes with security features such as EMV chip technology for secure transactions, SMS alerts for every transaction, and the option to set spending limits for added control.

What should I do if my Axis Bank Neo Credit Card is lost or stolen?

In case your Axis Bank Neo Credit Card is lost or stolen, immediately contact Axis Bank customer support to report the loss. Axis Bank will guide you through the necessary steps to block the card and issue a replacement.