Axis Bank Freecharge Credit Card

Welcome to the world of effortless transactions and rewarding experiences with the Axis Bank Freecharge Credit Card. Seamlessly merging banking and digital convenience, this card introduces a new dimension to your payments. Join us as we delve into how this card seamlessly integrates with Freecharge, offering a dynamic synergy of financial prowess and digital ease. Discover a card that not only simplifies your transactions but also enhances your journey towards exclusive rewards.

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Axis Bank Freecharge Credit Card

The Axis Bank Freecharge Credit Card brings convenience and rewards to the forefront of your financial journey. Collaboratively crafted with Freecharge, this card offers an array of appealing features, including Regular Reward Earn and Milestone Reward Earn, along with exclusive merchant offers to enhance your experience. Designed to simplify bill payments and daily commuting expenses, the Axis Bank Freecharge Plus Credit Card serves as your go-to for managing utility bills and more. Through this card, you can enjoy cashback on your transactions and receive enticing gift vouchers from popular brands right upon activation. This innovative credit card, accessible as a virtual card on the Freecharge app, empowers you to securely conduct online transactions with ease. As you embark on a digital credit journey, the Axis Bank Freecharge Credit Card assures not only convenience but also the excitement of earning reward points on every purchase, making every transaction more rewarding.

Features and Benefits of Axis Bank Freecharge Credit Card

  • Welcome Benefits: Get a Rs. 350 Myntra gift voucher and a Rs. 350 Big Basket voucher.
  • Movie & Dining:
    Enjoy 50% off on an annual Eros Now subscription.
    Get up to Rs. 100 credit per month on Fresh menu.
  • Rewards:
    Earn 1% cashback on all purchases.
    Get 5% cashback on Freecharge app spends.
  • Reward Redemption: Exchange earned EDGE Reward Points on the Axis Bank Edge Rewards website. 1 Edge Reward = Re. 0.20.
  • Travel: Earn up to Rs. 100 credit each month on Shuttl.
  • Zero Liability Protection: If your card is lost and you report it, you won’t be held responsible for unauthorized transactions.

Axis Bank Freecharge Credit Card Fees and Charges

  • Issuance Fees: Rs. 250 + Taxes
  • Annual Fee: Rs. 250 + Taxes
  • EMI Interest Rate: 1.5% interest per month (with 1.5% Processing Fee, minimum Rs. 150)
  • Late Payment Charges:
    No charge if the total payment due is under Rs. 500
    Rs. 500 if the total payment due is between Rs. 501 – Rs. 5,000
    Rs. 750 if the total payment due is between Rs. 5,001 – Rs. 10,000
    Rs. 1200 if the total payment due is over Rs. 10,000
  • Over-limit Charges: 2.5% of the over-limit amount or a minimum of Rs. 500.

Axis Bank Freecharge Credit Card Eligibility

The Axis Bank Freecharge Credit Card is available through an invitation only. If you’re eligible, you’ll see a special banner on your Freecharge Mobile App.

Documents Required for Axis Bank Freecharge Credit Card

  • Identity proof: Aadhar card, PAN card, Driving Licence, etc.
  • Address proof: Passbook, Electricity bill, Water bill, etc.
  • Income proof: ITR, Form-16, salary slips of last three months, bank statements.

How to apply for Axis Bank Freecharge Credit Card?

To apply for the Axis Bank Freecharge Credit Card, you have two options: online and offline. Here’s how you can do it:

Online Application:

  1. Visit the official Axis Bank website.
  2. Under the “Explore Products” section, click on “Cards” and then select “Credit Cards.”
  3. Look for the “Freecharge Axis Bank Credit Card” and click on the “Apply Now” button.
  4. Follow the instructions and fill in all the required details accurately.

Offline Application:

  1. Visit your nearest Axis Bank branch.
  2. Ask for the application form for the Freecharge Axis Bank Credit Card.
  3. Fill out the form with all the necessary details.
  4. Submit the completed form along with the required documents to the bank representative.

Whether you choose to apply online or offline, make sure to have the necessary documents handy, including your identity proof, address proof, and income proof. Once you’ve submitted your application, the bank will review it, and if approved, you’ll be notified about the next steps.

Frequently Asked Questions (FAQs) -

The Axis Bank Freecharge Credit Card is a co-branded credit card offered by Axis Bank in collaboration with Freecharge. It combines the benefits of a traditional credit card with exclusive rewards and offers from Freecharge.

You can apply for the Axis Bank Freecharge Credit Card through the official Axis Bank website or by visiting a nearby Axis Bank branch. The application process typically involves filling out an online form and providing the necessary documents.

The key features include cashback on Freecharge transactions, reward points on other purchases, discounts on selected merchants, and complimentary access to airport lounges. The card is designed to provide a seamless digital payment experience.

Cardholders earn cashback on eligible transactions made on the Freecharge platform using the Axis Bank Freecharge Credit Card. The cashback amount and terms may vary, and it is advisable to check the latest offer details from Axis Bank.

Cardholders earn reward points on all non-Freecharge transactions. These points can be redeemed for a variety of rewards, including merchandise, gift vouchers, and more. The redemption process and available options are typically outlined in the credit card rewards program.

Credit card fees, including annual fees, can vary. It’s recommended to check the latest fee structure on the Axis Bank website or contact their customer support for the most up-to-date information.

You can easily check your credit card balance and transactions through the Axis Bank mobile app, internet banking, or by contacting Axis Bank customer support. Additionally, monthly statements are sent to the registered email address.

Axis Bank may charge foreign transaction fees for purchases made in foreign currencies. It’s essential to review the fees and charges associated with the card, including those related to international transactions.

The Axis Bank Freecharge Credit Card comes with standard security features such as PIN protection, one-time passwords (OTPs), and the ability to set transaction limits. Additionally, Axis Bank employs advanced security measures to protect cardholders against unauthorized transactions.

For any queries or assistance, you can contact Axis Bank credit card customer care through their helpline or visit the nearest Axis Bank branch. The contact details are usually provided on the official Axis Bank website and in the credit card documentation.