Axis Bank Platinum Credit Card

Introducing the Axis Bank Platinum Credit Card – a gateway to a world of enhanced lifestyle and rewarding experiences. With an array of features designed to elevate your everyday transactions, this card offers a fusion of convenience and benefits. Join us as we delve into how this card becomes your ally in making each purchase more meaningful, whether it’s shopping, dining, or travel. Discover a card that mirrors your aspirations, making every transaction a step towards a richer, more fulfilling life. Welcome to a card that’s not just about spending, but about embracing a platinum way of living.

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The Axis Bank Platinum Credit Card is a highly secure and sought-after financial tool that brings a host of privileges and benefits to its users. As a prominent credit card issuer in India, Axis Bank has established itself as a reliable and customer-friendly institution. The Platinum Credit Card, one of their flagship offerings, unlocks a world of advantages aimed at enhancing the lifestyle of its holders. With its EMV certified chip, the card guarantees top-notch safety. From hassle-free online application to swift issuance upon approval, the card eliminates the need for carrying cash. It extends its convenience to ATMs across India and select international locations, providing access to cash advances. This versatile card covers a wide spectrum of purchases, including travel bookings, entertainment, and shopping, making it a valuable companion for various needs.

Features and Benefits of Axis Bank Platinum Credit Card

Welcome Benefits: When you make your first purchase online, you’ll get 100 Edge Rewards as a welcome gift.
Movie & Dining:
You get a 25% discount on movie tickets.
When you eat at certain restaurants in India, you’ll get at least a 15% discount.
Rewards Rate:
For every Rs. 200 you spend within India, you’ll earn 6 Edge Rewards.
For every Rs. 200 you spend internationally, you’ll earn 12 Edge Rewards.
Reward Redemption:
You can use the Edge Reward points you earn to get vouchers, mobiles, accessories, and other exciting stuff.
1 Edge Reward Point is worth Rs. 0.20.
Zero Liability Protection: If your card gets lost and someone uses it for unauthorized transactions, you won’t be held responsible for those charges as long as you report the loss to the bank quickly.

Axis Bank Platinum Credit Card Fees and Charges

Joining Fee:
If you got the card after February 7, 2011: You need to pay Rs. 500 to join, but if you spend Rs. 5,000 within 45 days of getting the card, you don’t have to pay this fee.
If you got the card before February 7, 2011: You don’t have to pay anything to join.
Annual Fee:
If you got the card after February 7, 2011: From the second year, you need to pay Rs. 200. But, if you spend Rs. 1,00,000 in the year before, you don’t have to pay this fee.
If you got the card before February 7, 2011: You don’t have to pay anything each year.
Standard Add-on Card Joining Fee: Rs 100, for cards setup before February 07, 2011. Nil, for cards setup on or after February 07, 2011.
Standard Add-on Card Annual Fee: Nil
Finance Charges (Retail Purchases & Cash): If you use the card to buy things, you’ll be charged 3.40% extra every month on what you owe. That’s 49.96% per year.
Cash Withdrawal Fees: If you use the card to get cash, you’ll be charged 2.5% of the cash amount. The minimum charge is Rs. 500.
Late Payment Fee:
If you owe less than Rs. 500, you won’t be charged for being late with your payment.
If you owe between Rs. 501 and Rs. 5,000, you’ll have to pay Rs. 500.
If you owe between Rs. 5,001 and Rs. 10,000, you’ll have to pay Rs. 750.
If you owe more than Rs. 10,000, you’ll have to pay Rs. 1200.
Over Limit Penalty: If you spend more money than your credit limit, you’ll be charged 2.5% of the extra amount you spent. The minimum charge is Rs. 500.

Axis Bank Platinum Credit Card Eligibility

The age of the applicant should be between 18 years and 70 years.
The applicant should either be salaried or self-employed.

Documents Required for Axis Bank Platinum Credit Card

A copy of your PAN card or Form 60.
A recent payslip, Form 16, or income tax return copy to show how much you earn.
To prove where you live, you can use any of these: Passport, Ration Card, Electricity bill, Landline telephone bill.
To prove who you are, you can use any of these: Passport, Driving license, PAN card, Aadhaar card.

Axis Bank’s Other Cards

How to apply for Axis Bank Platinum Credit Card?

Go to the official Axis Bank website ( https://www.axisbank.com/ ).
Find the section that says ‘Explore Products’ and click on it.
Look for ‘Credit Cards’ and choose it.
Pick the Platinum Credit Card.
Click on “Explore More” to understand the card’s features and benefits.
Click “Apply Now” to begin the application process.
Fill in your personal details like name, age, income, etc.
Upload necessary documents like identity proof, address proof, and income proof.
Review and submit your application.
The bank will review your application and documents. If approved, you’ll get your Axis Bank Platinum Credit Card.

Frequently Asked Questions (FAQs) -

What are the key features of the Axis Bank Platinum Credit Card?

The Axis Bank Platinum Credit Card offers a range of features, including milestone benefits, complimentary lounge access, reward points on transactions, and exclusive discounts on various categories.

How can I apply for the Axis Bank Platinum Credit Card?

You can apply for the Axis Bank Platinum Credit Card online through the official Axis Bank website or by visiting a nearby Axis Bank branch.

What is the eligibility criteria for the Axis Bank Platinum Credit Card?

Eligibility criteria may vary, but generally, applicants should have a good credit score, meet the age requirements, and have a stable source of income. Specific details can be found on the Axis Bank website.

What are the annual fees and charges associated with the Axis Bank Platinum Credit Card?

The annual fees and charges for the Axis Bank Platinum Credit Card are available on the official Axis Bank website. These fees may vary, and some charges may be waived based on spending patterns.

What is the reward points system on the Axis Bank Platinum Credit Card?

The Axis Bank Platinum Credit Card typically offers reward points for every eligible transaction. These points can be redeemed for a variety of benefits, including merchandise, vouchers, and more. The details of the reward program can be found in the card’s terms and conditions.

Is there a welcome bonus with the Axis Bank Platinum Credit Card?

Some promotions may include a welcome bonus for new cardholders. Check the latest offers on the Axis Bank website or contact customer service for the most up-to-date information.

How can I check my Axis Bank Platinum Credit Card balance and statements?

You can check your credit card balance and statements through Axis Bank’s internet banking portal or mobile app. Additionally, monthly statements are sent to the registered email address.

Does the Axis Bank Platinum Credit Card offer any travel benefits?

Yes, the card may offer travel benefits such as complimentary airport lounge access, discounts on airfare, and travel insurance. Refer to the card’s terms and conditions for specific details.

How do I report a lost or stolen Axis Bank Platinum Credit Card?

In case of a lost or stolen card, contact Axis Bank’s customer service immediately. You can find the customer service number on the official website or on the back of your credit card.

Are there any international transaction fees associated with the Axis Bank Platinum Credit Card?

Yes, there may be international transaction fees for using the card abroad. Check the fees and charges section on the Axis Bank website or contact customer service for details.