Axis Bank SELECT Credit Card

Welcome to a new echelon of tailored luxury with the Axis Bank SELECT Credit Card. Curated to complement your refined tastes, this card offers a symphony of rewards, privileges, and personalized experiences. Elevate every facet of your lifestyle – from dining to travel – with a card that understands and anticipates your desires. Join us in unveiling a world where exclusivity meets convenience, redefining the art of living. Indulge in the exceptional, because you deserve nothing less.

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Axis Bank SELECT Credit Card

Key Highlights of Axis Bank SELECT Credit Card

Joining feeRs. 3,000 + GST & Nil for Burgundy customers
Annual feeRs. 3,000 + GST & Nil for Burgundy customers
BenefitsDiscount on BigBasket, Swiggy, BookMyShow, complimentary airport lounge access, annual & milestone benefits,etc.
Welcome benefitComplementary SonyLiv Premium annual subscription worth Rs. 999
Rewards5000 EDGE reward points on spending Rs. 3 Lakhs a year, 10 Axis EDGE points on spending Rs. 200, & 2X reward points on spending Rs. 200 on retail.
Age18 to 70 years
Foreign currency transaction fee3.50% of the transaction value

Features and Benefits of Axis Bank SELECT Credit Card

Welcome Benefits: Get an Amazon voucher worth Rs. 2,000 on your first transaction within 90 days of card issuance.
Movie & Dining: Enjoy up to Rs. 300 off on the second movie ticket on BookMyShow. Also, get up to 20% discount on dining bills with Dining Delights.
Rewards Rate: Earn 10 EDGE Points for every Rs. 200 spent and 20 EDGE Points for every Rs. 200 spent on retail shopping.
Reward Redemption: Redeem earned EDGE Points on the EDGE Rewards portal for travel/shopping vouchers and product purchases (1 EDGE Point = Rs. 0.20).
Travel: Get a complimentary Priority Pass membership worth USD 99 for access to international and domestic lounges.
Golf: Enjoy 6 complimentary golf rounds every year. Get 3 additional golf rounds with the Select Credit Card on minimum annual spends of Rs. 3 lakh.
Domestic Lounge Access: Get 8 complimentary domestic lounge visits every year (maximum 2 per quarter).
International Lounge Access: Enjoy 6 complimentary international lounge visits every year with Priority Pass membership.
Insurance Benefits: Avail insurance cover for lost/delayed baggage, purchase protection, and loss of travel documents.
Zero Liability Protection: You won’t be liable for fraudulent transactions if you report the lost card to the bank promptly.

Axis Bank SELECT Credit Card Fees and Charges

Joining Fee: Rs. 3000 (No joining fee for Burgundy customers)
Annual Fee (from 2nd year onwards): Rs. 3000 (No annual fee for Burgundy customers)
Finance Charges (Retail Purchases & Cash): 3.6% per month (52.86% per annum)
Cash Withdrawal Fees: 2.5% (Minimum Rs. 500) of cash amount
Late Payment Fee:

    • No late payment fee if the total payment due is up to Rs. 300.
    • For higher amounts: Rs. 500 (Rs. 501 – Rs. 5,000), Rs. 750 (Rs. 5,001 – Rs. 10,000), Rs. 1200 (greater than Rs. 10,000).

Over Limit Penalty: 2.5% of the over-limit amount (Minimum Rs. 500)
Cheque Return or Dishonor Fee: 2% of payment amount (Minimum Rs. 450, Maximum Rs. 1,502)

Axis Bank SELECT Credit Card Eligibility

  • Primary cardholder must be aged between 18 and 70 years.
  • Add-on cardholder must be over 18 years old.
  • Net income should be Rs. 6,00,000 per annum or more.
  • Both Resident and Non-Resident Indians can apply.

Documents Required for Axis Bank SELECT Credit Card

  • PAN card photocopy or Form 60 (if you don’t have a PAN card)
  • Proof of income (latest payslip, Form 16, or IT return copy)
  • Residence proof (choose one: Passport, Driving License, Ration card, Electricity bill, or Landline telephone bill)

How to apply for Axis Bank SELECT Credit Card?

Individuals interested in getting an Axis Bank Select Credit Card can apply using either the online or offline method. Here’s how they can do it:

Offline Method:

    1. Visit the nearest Axis Bank branch and ask for an application form.
    2. Fill up the form and attach the required documents and identity proofs.
    3. Submit the form at the branch.

Online Method:

    1. Visit the official website of Axis Bank credit cards:
    2. Choose Axis Bank Select Credit Card from the list of credit cards provided.
    3. Click on the ‘Apply’ section and follow the instructions for the online application process.

Frequently Asked Questions (FAQs) -

The Axis Bank SELECT Credit Card is a premium credit card offering from Axis Bank, providing exclusive benefits, privileges, and rewards. It is designed for individuals who seek a high-quality credit card experience with premium features.

To apply for the Axis Bank SELECT Credit Card, you can visit the official Axis Bank website or go to a nearby Axis Bank branch. The application process involves filling out an online form and submitting the required documents.

The Axis Bank SELECT Credit Card comes with a range of features, including travel benefits, lifestyle privileges, dining discounts, accelerated reward points, complimentary airport lounge access, and more. The card is tailored to provide an elevated experience for cardholders.

Cardholders can enjoy travel benefits such as air miles, discounts on hotel bookings, travel insurance coverage, and access to exclusive travel lounges at airports. The specific benefits may vary, and it’s advisable to check the latest offerings from Axis Bank.

The card offers accelerated reward points for various spending categories. These points can be redeemed for travel, merchandise, vouchers, and other options as outlined in the credit card rewards program. Details on point accrual and redemption are typically available in the card documentation.

Credit card fees, including annual fees, may apply. It’s recommended to review the current fee structure on the Axis Bank website or contact Axis Bank customer support for the most up-to-date information.

Yes, the Axis Bank SELECT Credit Card often provides the option to convert high-value purchases into easy monthly installments (EMIs). Details about eligibility, terms, and conditions can be found in the credit card documentation.

You can conveniently check your credit card statement, outstanding balance, and recent transactions through the Axis Bank mobile app, internet banking, or by contacting Axis Bank credit card customer care. Monthly statements are also sent to the registered email address.

The Axis Bank SELECT Credit Card includes standard security features like PIN protection, one-time passwords (OTPs), and the ability to set transaction limits. Advanced security measures are employed by Axis Bank to safeguard cardholders against unauthorized transactions.

Cardholders typically gain access to airport lounges by presenting their Axis Bank SELECT Credit Card at participating lounges. The number of complimentary visits and participating lounges may vary, and it’s recommended to check the latest details provided by Axis Bank.