Axis Bank My Wings Credit Card

Welcome to a world of boundless exploration with the Axis Bank My Wings Credit Card. Designed to be your travel companion, this card offers a range of benefits that elevate your journeys. Join us as we delve into how this card takes your travel experiences to new heights, from air miles to lounge access. Discover how every transaction becomes a step towards a new destination, and how this card enhances your overall travel experience. With the Axis Bank My Wings Credit Card, your aspirations take flight, and the world becomes yours to explore.

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The Axis Bank My Wings Credit Card is a travel-focused card that offers a range of exciting benefits for frequent travelers. With this card, you can enjoy the convenience of two complimentary flight tickets at the base fare, making it an appealing choice for those who fly often. Beyond the flight benefits, the card provides access to airport lounges, along with cashback offers on various travel expenses such as IRCTC, bus tickets, railway fares, and domestic flights. Whether you’re a rail, road, or air traveler, this card rewards you with cashback and reward points for your journeys. It’s an excellent option for individuals seeking both travel perks and financial advantages, making their adventures more rewarding.

Features and Benefits of Axis Bank My Wings Credit Card

Welcome Benefits: Enjoy 2 complimentary base fare domestic flight tickets through Ezeego1.
Movie & Dining: Get a minimum of 15% off on dining at partner restaurants.
Rewards Rate: Earn 4 EDGE Points for every Rs. 200 spent with the card.
Reward Redemption: Use your earned EDGE Points for shopping or travel vouchers, or choose products from the EDGE Rewards portal.
Travel:
Access domestic lounges for free.
Get cashback or discounts on flight, rail, bus tickets, and car rentals.
Domestic Lounge Access: You can access a domestic lounge for free once every quarter.
Zero Liability Protection: If you lose your card and report it to the bank, you won’t be held responsible for any fraudulent transactions made after that.

Axis Bank My Wings Credit Card Fees and Charges

Joining Fee: Rs. 1200 when you first get the card.
Annual Fee: For the first year, there’s no fee. From the second year, it’s Rs. 500.
Add-on Card Fee: No fee for extra cards.
Interest (Finance Charges) for Retail Purchases & Cash: 3.40% every month (about 49.96% yearly).
Cash Withdrawal Fee: 2.5% of the cash amount or at least Rs. 500, whichever is more.
Late Payment Penalties:
If you owe less than Rs. 500, there’s no late fee.
If you owe between Rs. 501 and Rs. 5,000, the penalty is Rs. 500.
If you owe between Rs. 5,001 and Rs. 10,000, the penalty is Rs. 750.
If you owe more than Rs. 10,000, the penalty is Rs. 1200.
Over Limit Penalty: If you exceed your card limit, you’ll be charged 2.5% of the extra amount or a minimum of Rs. 500.

Axis Bank My Wings Credit Card Eligibility

Your age needs to be between 18 and 70 years.
Add-on cardholders should be at least 15 years old.
You must be either an Indian citizen or a Non-Resident Indian (NRI).

Documents Required for Axis Bank My Wings Credit Card

Use either Form 60 or a copy of your PAN Card.
For your address, you can give documents like Passport, Ration Card, utility bills (landline telephone bill, electricity bill, etc.).
Show your income with documents like IT return copy, Form16, or your latest pay slip.
You can use your Passport, Driving Licence, PAN Card, or Aadhaar Card as proof of identity.

How to apply for Axis Bank My Wings Credit Card?

Go to the official Axis Bank website.
Look for the “Credit Cards” section on the website.
Search for the Axis Bank My Wings Credit Card and click on it.
Click on “Explore Now” to learn more about the card’s features and benefits.
Click “Apply Now” to begin the application process.
Follow the steps to fill in all necessary details accurately.
Review and submit your application.
The bank will review your application and documents. If approved, you’ll receive your Axis Bank My Wings Credit Card.

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Frequently Asked Questions (FAQs) -

What is the Axis Bank My Wings Credit Card?

The Axis Bank My Wings Credit Card is a co-branded credit card that offers a range of benefits and rewards for travel enthusiasts. It is designed to provide users with exclusive privileges, discounts, and perks related to travel and lifestyle.

How can I apply for the Axis Bank My Wings Credit Card?

You can apply for the Axis Bank My Wings Credit Card through the official Axis Bank website or by visiting a nearby Axis Bank branch. The application process typically involves filling out an online form, providing necessary documents, and meeting the eligibility criteria.

What are the key features of the Axis Bank My Wings Credit Card?

The card offers features such as accelerated reward points on travel-related expenses, complimentary lounge access, discounts on flight and hotel bookings, and exclusive offers from partner brands. Check the latest terms and conditions for the most up-to-date features.

What is the annual fee for the Axis Bank My Wings Credit Card?

The annual fee for the Axis Bank My Wings Credit Card may vary, and there might be different variants of the card with different fee structures. Refer to the official Axis Bank website or contact customer service for the latest information on fees and charges.

How do I earn reward points with the Axis Bank My Wings Credit Card?

You can earn reward points by making eligible transactions with your Axis Bank My Wings Credit Card. Typically, you earn higher points on travel-related expenses. The earned points can be redeemed for a variety of rewards, including travel vouchers, merchandise, and more.

Is there a welcome bonus with the Axis Bank My Wings Credit Card?

Welcome bonuses may be offered from time to time. Check the latest promotions on the Axis Bank website or contact customer service to inquire about any ongoing welcome offers for new cardholders.

Can I convert my purchases into EMI with the Axis Bank My Wings Credit Card?

Yes, the Axis Bank My Wings Credit Card often provides the option to convert your purchases into easy monthly installments (EMI). The terms and conditions for EMI conversion may vary, so it’s advisable to check with Axis Bank for the specific details.

How can I track my Axis Bank My Wings Credit Card transactions and rewards?

You can track your credit card transactions, reward points, and statements through the Axis Bank internet banking portal or the mobile app. Additionally, Axis Bank usually sends monthly statements to your registered email address.

What should I do if my Axis Bank My Wings Credit Card is lost or stolen?

In case your credit card is lost or stolen, immediately contact Axis Bank’s customer service helpline to report the incident. The bank will guide you through the process of blocking the card and issuing a replacement.

Are there any foreign transaction fees associated with the Axis Bank My Wings Credit Card?

Foreign transaction fees may apply when you use your Axis Bank My Wings Credit Card for transactions in a currency other than INR. Refer to the card’s terms and conditions or Axis credit card customer care for details on applicable fees.