Axis Bank Reserve Credit Card

Welcome to a world of unparalleled luxury and rewards with the Axis Bank Reserve Credit Card. Crafted for connoisseurs of refinement, this card sets a new standard in exclusivity. Join us as we explore how this card transforms every transaction into an experience, offering a range of benefits that match your discerning tastes. From personalized services to curated privileges, discover how this card is designed to enhance your premium lifestyle. Welcome to a card that opens the doors to an extraordinary realm of financial indulgence, where every swipe is a testament to your elevated status and impeccable choice.

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The Axis Reserve Credit Card is a top-tier, premium credit card that offers an array of exclusive benefits and luxurious privileges. Designed for those who value exceptional experiences, this card brings a touch of elegance to every aspect of life. With a focus on both domestic and international spending, the Axis Reserve Credit Card offers attractive rewards in the form of Axis Bank Edge Reward Points, making every purchase even more rewarding. Beyond rewards, the card provides access to lavish airport lounges, memberships to prestigious hotel loyalty programs like ITC Culinaire, Accor Plus, and Club Marriott, and participation in dining programs such as EazyDiner Prime. This credit card truly stands out as a symbol of sophistication and indulgence, making it a desirable choice for those seeking the finest in financial offerings.

Features and Benefits of Axis Bank Reserve Credit Card

Welcome Benefits: When you start using the card and each year when you keep using it, you get 50,000 points that you can use to get cool stuff.
Movie & Dining:
You can join Eazydiner Prime for free. This lets you get 25% off at some restaurants.
With the Dining Delights program, you get 20% off at certain restaurants.
If you buy a ticket on BookMyShow, you can get Rs. 500 off on a second ticket, up to 5 times a month.
Rewards Rate:
When you spend Rs. 200 with the card, you get 15 points.
If you spend money outside your country, you get double points.
Reward Redemption:
You can use the points to get vouchers and special things on the bank’s special website.
You can also use points to get miles for flying with certain airlines like Air Vistara, Etihad Airways, Qatar Airways, Marriot International, and more.
Travel:
If you travel to other countries, you can get help with medical stuff and other travel things.
You can go to nice lounges at airports for free.
You get free memberships for clubs and hotels like Club ITC Culinaire, Accorplus, and Club Marriott.
Golf: You can play golf for free 50 times every year at really nice golf places in the country.
Lounge Access:
You can go to airport lounges in India anytime you want for free.
If you travel outside India, you can go to lounges there too with a special membership.
Insurance Benefits:
You get insurance that helps if you lose your card or if your baggage gets lost or delayed.
You’re also protected against unauthorized transactions after you tell the bank your card is lost.
Zero Liability Protection: If someone uses your card without permission after you lose it, you won’t have to pay for it once you tell the bank.

Axis Bank Reserve Credit Card Fees and Charges

Joining Fee: Rs. 50,000 (plus taxes)
Renewal Fee: Rs. 50,000 (plus taxes)
Add-on Card Fee: No extra cost
Fee Waiver: Renewal fee waived if you spend at least Rs. 25 lakhs in the last year.
Spending Abroad: When you spend in foreign currency, there’s an extra charge of 1.5% of the amount.
Interest: If you don’t pay your bill on time, you’ll be charged 3% every month (equivalent to 42.58% annually).
Fuel Purchases: If you buy fuel for Rs. 400 to Rs. 4,000, you won’t have to pay the extra 1% fuel charge. The maximum waived amount is Rs. 400 each month.

Axis Reserve Credit Card Eligibility

The age of the applicant should be between 18 years and 70 years.
The applicant should either be salaried or self-employed.
The applicant must be a resident of India.

Documents Required for Axis Bank Reserve Credit Card

Proof of Identity: PAN Card/Passport/Aadhaar Card/Voter ID
Proof of Residence: Ration Card/Passport/Utility bills like electricity bill, telephone bill, etc.
Proof of Income:
For salaried individuals – latest salary slip and Form 60.
For self-employed individuals – copy of ITR.

How to apply for Axis Reserve Credit Card?

Go to the official Axis Bank website ( https://www.axisbank.com/ ).
Find the section that says ‘Explore Products’ and click on it.
Look for ‘Credit Cards’ and choose it.
Pick the Axis Reserve Credit Card.
Click on “Explore More” to understand the card’s features and benefits.
Click “Apply Now” to begin the application process.
Fill in your personal details like name, age, income, etc.
Upload necessary documents like identity proof, address proof, and income proof.
Review and submit your application.
The bank will review your application and documents. If approved, you’ll get your Axis Reserve Credit Card.

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Frequently Asked Questions (FAQs) -

What is the Axis Bank Reserve Credit Card?

The Axis Bank Reserve Credit Card is an exclusive credit card designed for high-net-worth individuals, offering a range of premium benefits, privileges, and personalized services. It provides a unique combination of luxury, convenience, and rewards tailored to meet the lifestyle needs of the cardholder.

How can I apply for the Axis Bank Reserve Credit Card?

To apply for the Axis Bank Reserve Credit Card, you can visit the official Axis Bank website or contact the bank’s customer service. The application process typically involves filling out an online form, submitting the required documents, and meeting the eligibility criteria set by Axis Bank.

What are the key features of the Axis Bank Reserve Credit Card?

The key features of the Axis Bank Reserve Credit Card include complimentary airport lounge access, exclusive lifestyle privileges, concierge services, milestone rewards, and accelerated reward points on specific spending categories. It also provides insurance coverage and discounts on dining, travel, and entertainment.

What is the eligibility criteria for the Axis Bank Reserve Credit Card?

The eligibility criteria for the Axis Bank Reserve Credit Card may include a minimum age requirement, a stable income, and a good credit score. Specific criteria may vary, so it’s advisable to check with Axis Bank for the most up-to-date information.

How does the rewards program work on the Axis Bank Reserve Credit Card?

The Axis Bank Reserve Credit Card typically offers a rewards program where cardholders earn reward points for every eligible transaction. These points can be redeemed for a variety of benefits, including merchandise, travel vouchers, and more. The card may also have accelerated earning on select spending categories.

What are the annual fees associated with the Axis Bank Reserve Credit Card?

The Axis Bank Reserve Credit Card usually comes with an annual fee, which covers the cost of providing premium benefits and services. The annual fee may vary, and Axis Bank may offer waivers or promotional pricing during specific periods. It’s advisable to check the latest fee structure before applying.

Can I convert my purchases into EMI on the Axis Bank Reserve Credit Card?

Yes, the Axis Bank Reserve Credit Card typically allows cardholders to convert high-value purchases into easy monthly installments (EMIs). This feature provides flexibility in managing large expenses while spreading the payments over a specified period.

How can I contact Axis Bank customer service for assistance with my Reserve Credit Card?

Axis Bank provides multiple channels for customer support, including phone helplines, email support, and online chat services. You can find the contact details on the Axis Bank credit card customer care or on the back of your credit card.

Is there a foreign transaction fee associated with the Axis Bank Reserve Credit Card?

Axis Bank may charge a foreign transaction fee on international transactions made using the Reserve Credit Card. The fee is typically a percentage of the transaction amount. It’s recommended to check the terms and conditions or contact Axis Bank for specific details regarding foreign transaction fees.

What additional benefits does the Axis Bank Reserve Credit Card offer?

In addition to the core features, the Axis Bank Reserve Credit Card may offer additional benefits such as golf privileges, complimentary memberships, and access to exclusive events. These perks enhance the overall value proposition of the card for high-end customers.