Axis Bank FreeCharge Plus Credit Card

Q: Is there a foreign currency markup fee for international transactions?

Yes, like many credit cards , the Axis Bank FreeCharge Plus Credit Card may have a foreign currency markup fee for international transactions. Refer to the card’s terms and conditions for specific details.

Introducing the Axis Bank Freecharge Plus Credit Card: Your gateway to a new level of financial empowerment. Elevate your transactions with enhanced security, rewards, and flexibility. Explore the limitless potential of modern banking. Discover a card designed to complement your modern lifestyle and redefine the way you manage your finances. Welcome to a new era of banking possibilities.

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The Axis Bank Freecharge Plus Credit Card, developed in partnership with Freecharge, redefines convenience in managing everyday expenses. This credit card is designed to simplify utility bill payments and daily commuting expenses, offering an array of attractive features. With cashback rewards and gift vouchers from renowned brands upon activation, the card enhances the value of your spending. As an upgraded version of the Axis Bank Freecharge Credit Card by Axis Bank, it’s accessible as a virtual card through the Freecharge app, ensuring instant approval and convenience. The Axis Bank Freecharge Plus Credit Card stands as an ideal choice for avid Freecharge users, providing accelerated rewards for Freecharge transactions and local commuting. This card offers a seamless way to earn cashback and enjoy exclusive services with each usage, transforming routine expenditures into rewarding experiences.

Features and Benefits of Axis Bank Freecharge Plus Credit Card

Welcome Perks: You receive gift vouchers worth Rs. 750 when you start.
Movie & Eating Out: Enjoy up to 20% off at restaurants.
Rewards Ratio: Get 5% cashback on Freecharge spends, and 1% cashback on other expenses.
Using Rewards: You can use Edge Reward Points to buy different things at a rate of 1 point = Re. 0.20.
No Worries for Fraud: If your card is lost or stolen and you inform the bank, you won’t be held responsible for any unauthorized transactions.

Axis Bank Freecharge Plus Credit Card Fees and Charges

Joining Fee: Rs. 350

Annual Fee:

1st year: None
2nd year: Rs. 350
Annual fee waived for spending over Rs. 50,000
Not applicable for rent and wallet load transactions (MCC 6513 and 6540)

Cash Payment Fee: Rs. 100

Finance Charges (Retail and Cash): 3.6% per month (52.86% per year)

Late Payment Fees:

No fee if Total Payment Due < Rs. 500
Rs. 500 if Total Payment Due is Rs. 501 – Rs. 5,000
Rs. 750 if Total Payment Due is Rs. 5,001 – Rs. 10,000
Rs. 1200 if Total Payment Due > Rs. 10,000
Over-Limit Fees: 2.5% of over-limit amount (Min Rs. 500)

Cheque Return/Dishonor Fee or Auto-Debit Reversal: 2% of payment amount (Min. Rs. 450, Max. Rs. 1,500)

Foreign Currency Transaction Fee: 3.5% of transaction value

Rent Transaction Fee: 1% (Max INR 1500) for each rental transaction

Dynamic Currency Conversion Markup: 1% + taxes for each international transaction in Indian currency at foreign locations or with foreign-registered Indian merchants.

Axis Bank Freecharge Plus Credit Card Eligibility

The Axis Bank Freecharge Credit Card is available through invitation only. If you’re eligible, you’ll see a banner on your Freecharge Mobile App.

Axis Bank’s Other Cards

How to apply for Axis Bank Freecharge Plus Credit Card?

To apply for the Axis Bank Freecharge Plus Credit Card, follow these steps:

Download Freecharge App on your mobile device from the app store.
Log in to your Freecharge account or create a new account if you don’t have one.
Look for a banner related to the Axis Bank Freecharge Plus Credit Card within the app. This banner signifies that you’re eligible for the card.
Click on the banner to start the application process.
Fill in the required information accurately. This could include personal, contact, and financial details.
Submit any necessary documents as requested by the app. These might include identity proof, address proof, income documents, and more.
Double-check all the information you’ve provided and ensure the documents are uploaded correctly.
Once you’re satisfied, submit your credit card application within the app.
After submission, the bank will review your application. This might involve a credit check and other verification procedures.
If your application is approved, you’ll receive a confirmation or notification via the app.
You’ll receive the virtual version of your Axis Bank Freecharge Plus Credit Card within the app. This card can be used for online transactions.
If you prefer a physical card, you can order it through the app as well.

Frequently Asked Questions (FAQs) -

What is the Axis Bank FreeCharge Plus Credit Card?

The Axis Bank FreeCharge Plus Credit Card is a co-branded credit card offered by Axis Bank in collaboration with FreeCharge. It comes with a range of benefits and features designed to enhance your shopping and payment experience.

How can I apply for the Axis Bank FreeCharge Plus Credit Card?

You can apply for the Axis Bank FreeCharge Plus Credit Card online through the Axis Bank website or by visiting a nearby Axis Bank branch. The application process typically involves filling out a form and submitting the required documents.

What are the key features of the Axis Bank FreeCharge Plus Credit Card?

The card offers features such as cashback on FreeCharge transactions, reward points on every spend, fuel surcharge waiver, and various discounts on partner merchants. Check the latest terms and conditions for the most up-to-date features.

Is there an annual fee for the Axis Bank FreeCharge Plus Credit Card?

The annual fee and other charges associated with the card may vary. Please refer to the latest fee schedule provided by Axis Bank or contact their customer service for specific details.

How do I earn reward points with this credit card?

You can earn reward points on all your transactions using the Axis Bank FreeCharge Plus Credit Card. The accumulation rate may vary based on the type of transaction. Refer to the card’s reward program details for specific information.

Can I convert my purchases into EMI with this credit card?

Yes, the Axis Bank FreeCharge Plus Credit Card offers the option to convert your purchases into easy monthly installments (EMIs). You can avail of this facility for eligible transactions; however, terms and conditions apply.

What is the FreeCharge cashback benefit with this credit card?

The card provides cashback on transactions made through FreeCharge. The cashback percentage and terms may be subject to change, so it’s advisable to check the latest details from Axis Bank.

How do I check my Axis Bank FreeCharge Plus Credit Card balance?

You can check your credit card balance through Axis Bank’s internet banking portal, mobile app, or by contacting the Axis Bank customer service. Monthly statements are also sent to your registered email address.

Is there a foreign currency markup fee for international transactions?

Yes, like many credit cards, the Axis Bank FreeCharge Plus Credit Card may have a foreign currency markup fee for international transactions. Refer to the card’s terms and conditions for specific details.

What should I do if my Axis Bank FreeCharge Plus Credit Card is lost or stolen?

In case your credit card is lost or stolen, immediately contact Axis Bank credit card customer care number to report the loss. The bank will guide you through the process of blocking the card and issuing a replacement.