Airtel Axis Bank Credit Card

Welcome to a new era of connectivity and rewards with the Airtel Axis Bank Credit Card. Seamlessly merging financial convenience with digital empowerment, this card offers a dynamic blend of benefits. Dive into a world where each transaction not only enriches your financial experience but also connects you to the power of Airtel services. Join us in exploring how this card transforms the way you transact, communicate, and enjoy perks that resonate with your modern lifestyle. Experience a card that amplifies both your financial well-being and your digital connectivity.

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The Axis Airtel Credit Card is a co-branded card launched in partnership with Bharti Airtel and Axis Bank. It is designed to offer benefits and rewards to Airtel customers, not only on Airtel spends but also on popular brands like Zomato, Swiggy, and BigBasket. The card provides cashback, discounts, and vouchers to users, making it a worthy competitor to other best cashback credit cards in the market. With features like complimentary airport lounge access and dining discounts, the card caters to various lifestyle needs. It comes with an affordable annual fee of Rs. 500, making it an attractive choice for Airtel users seeking valuable rewards.

Features and Benefits of Airtel Axis Bank Credit Card

Welcome Benefits: Get an Amazon gift voucher worth Rs. 500 after paying the joining fee.
Movie & Dining: Enjoy up to 20% off at over 4000 participating restaurants.
Rewards Rate: Get 25% cashback on airtel mobile, broadband, wifi, and DTH recharges, 10% cashback on utility bill payments via Airtel Thanks app, 10% cashback on partner brands, and 1% cashback on other purchases.
Travel: Get complimentary access to domestic lounges.
Domestic Lounge Access: Enjoy 4 free domestic lounge accesses every year.
Zero Liability Protection: If your card is lost or stolen, report it to the bank promptly, and you won’t be held responsible for any fraudulent transactions.

Airtel Axis Bank Credit Card Charges and Fees

Joining Fee –
Primary Card: Rs. 500
Add-on Card: No fee

Annual fee –
Primary Card: Rs. 500 from the 2nd year onwards
Add-on Card: No fee

Card replacement fee –
Primary Card: No fee
Add-on Card: Rs. 100

Cash Payment fee: Rs. 100

Finance Charges (Retail purchases and Cash): 3.6% per month (52.86% per annum)

Late payment fees: Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000
Rs. 1200 if total payment due is greater than Rs. 10,000

Cash Withdrawal Fee: Minimum Rs. 500 or up to 2.5% of the cash withdrawal amount

Over limit Fees: Minimum Rs. 500 or up to 2.5% of the over limit amount

Cheque return or dishonor fee or auto-debit reversal: 2% of the payment amount, minimum Rs. 450, maximum Rs. 1,504

Foreign currency transaction fee: 3.50% of the transaction value

Rent Transaction fee: 1% capped at INR 1,500 per transaction for rental transactions on Axis Bank Credit Cards. GST will be applicable as notified by the Government of India.

Airtel Axis Credit Card Eligibility

The primary cardholder must be between 18 and 70 years of age.
The individual applying for the card should be a resident of India.

Documents Required for Airtel Axis Bank Credit Card

To apply for the Airtel Axis Credit Card, you will need to provide the following documents:

PAN card photocopy
A colored photograph of yourself
Proof of income, which can be your latest payslip, bank statement, Form 16, or IT return copy.
For residence proof, you can use any one of the following: Passport, Driving License, Voter ID Card, or Aadhaar card.
For identity proof, you can use any one of the following: Passport, Driving license, Voter ID Card, Aadhaar card, or PAN card.

Axis Bank’s Other Cards

How to apply for Airtel Axis Bank Credit Card?

You can apply for the Axis Airtel Credit Card using these methods:

Apply Online:

Download the Airtel Thanks app on your smartphone.
Open the app and log in using your mobile number.
Enter the OTP you receive and check your account status.
Look for the credit card icon or banner of the ‘Airtel Axis Bank Credit Card’ on the app’s page.
Click on the ‘Apply Now’ button for the Airtel Credit Card offer.
Provide your name, mobile number, and other required information.
Upload KYC documents like Aadhaar or PAN card.
Apply for the card and wait for a response.

Airtel will send an SMS regarding your credit card application. You can also track the status on the Airtel Thanks app. Go to the credit card section to check the application status. If approved, the status will show online, and you’ll hear from the bank soon.

Apply Offline:
Visit your nearest Axis Bank branch and fill out the physical application form. Make sure to bring all the necessary documents with you.

Frequently Asked Questions (FAQs) -

What is the Airtel Axis Bank Credit Card?

The Airtel Axis Bank Credit Card is a co-branded credit card offered by Axis Bank in collaboration with Airtel. It provides users with a range of benefits, including rewards, discounts, and exclusive privileges on Airtel services.

How can I apply for the Airtel Axis Bank Credit Card?

You can apply for the Airtel Axis Bank Credit Card online through the official website of Axis Bank or Airtel. The application process typically involves filling out an online form, submitting necessary documents, and meeting eligibility criteria.

What are the key features of the Airtel Axis Bank Credit Card?

The card offers features such as cashback on Airtel payments, reward points on other transactions, fuel surcharge waiver, and various discounts on partner merchants. It may also come with travel and lifestyle benefits.

How do I check the status of my Airtel Axis Bank Credit Card application?

You can check the status of your credit card application online through the official website of Axis Bank. Additionally, you may contact Axis Bank customer care for assistance.

What are the eligibility criteria for the Airtel Axis Bank Credit Card?

Eligibility criteria may include age, income, credit score, and other factors. Typically, applicants need to be within a certain age range, have a regular source of income, and a good credit history.

How can I pay my Airtel Axis Bank Credit Card bill?

You can pay your Axis Bank Credit Card Bill Payment through various channels such as internet banking, mobile banking apps, Axis Bank ATMs, or by visiting Axis Bank branches. Additionally, you can set up auto-debit instructions for automatic bill payments.

Is there an annual fee for the Airtel Axis Bank Credit Card?

The card may have an annual fee, and it could vary based on the variant of the card. Some credit cards may offer a waiver on the annual fee if a certain spending threshold is met.

What are the rewards and benefits on Airtel transactions with this credit card?

The Airtel Axis Bank Credit Card often provides cashback or reward points on Airtel services such as mobile recharge, postpaid bill payments, and broadband payments.

Can I convert my purchases into EMIs with the Airtel Axis Bank Credit Card?

Yes, the credit card usually offers the option to convert your purchases into easy monthly installments (EMIs). You can check with Axis Bank for specific details and terms.

How do I contact customer support for the Airtel Axis Bank Credit Card?

You can reach Axis Bank customer support through their helpline numbers or by visiting the official website. Airtel customer support may also assist with queries related to the card’s benefits on Airtel services.