Axis Bank KWIK RuPay Credit Card

Introducing the Axis Bank KWIK RuPay Credit Card – your gateway to swift rewards and unmatched convenience. Seamlessly blending banking prowess with instant gratification, this card offers a spectrum of benefits that enhance your financial journey. Discover a card designed to cater to your need for speed, efficiency, and rewards, all wrapped up in the trusted RuPay network. Embrace the power of instant with every transaction you make, and experience banking that keeps pace with your dynamic lifestyle.

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The Axis Bank KWIK RuPay Credit Card is a unique financial tool that seamlessly merges the benefits of a credit card with the convenience of UPI transactions. This innovative card offers cardholders the ability to instantly access a virtual credit card upon approval, enabling swift and secure transactions. Every purchase made with this card not only grants access to the advantages of a credit card but also accumulates valuable EDGE reward points. Leveraging the compatibility of RuPay credit cards with UPI apps, Axis Bank’s KWIK RuPay Credit Card presents an all-inclusive solution that empowers users to engage in effortless UPI payments through the Kiwi mobile app. This card stands as a testament to Axis Bank’s commitment to delivering cutting-edge financial services that cater to the evolving needs of modern consumers.

Features and Benefits of Axis Bank KWIK RuPay Credit Card

Credit Card with UPI: Use your Axis Kwik Credit Card through the Kwik app for smooth UPI transactions.
Earn Rewards: Get 2 EDGE Reward Points for every Rs. 200 you spend using the card, whether in India or abroad.
Redeem Your Rewards: Use your reward points for things like products, vouchers, flight/hotel tickets, and Airmiles.
Fraud Protection: If you report a lost or stolen card in time, you’re not responsible for fraudulent charges made with the card.

Axis Bank KWIK RuPay Credit Card Fees and Charges

Joining Fee: None
Annual Fee: None
Cash Payment Fee: Rs. 100/-
Charges for Using the Card: Interest Rate for Purchases and Cash: 3.6% per month (52.86% per year).
Late Payment Charges:
No charge if total payment due is up to Rs. 500
Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000
Rs. 1200 if total payment due is Rs. 10,001 and above
Penalty for Exceeding Limit: 2.5% of the over limit amount or a minimum of Rs. 500

Axis Bank KWIK RuPay Credit Card Eligibility

Primary cardholder should be between the age of 18 and 70 years.
The individual should be a Resident of India.

Documents Required for Axis Bank KWIK RuPay Credit Card

Identity proof: Aadhar card, PAN card, Driving Licence, etc.
Address proof: Passbook, Electricity bill, Water bill, etc.
Income proof: ITR, Form-16, salary slips of last three months, bank statements.

How to apply for Axis Bank KWIK RuPay Credit Card?

To Apply for Kwik Credit Card:

Download the Kiwi mobile app from Google Play Store or Apple App Store.
Open the app and tap on “Apply for Axis Bank Kwik Credit Card.”
Fill in all the required details for the application and provide the necessary documents. Then, submit them.
You can track your application’s progress in the app.

After Approval:

Once the bank approves your application, you’ll instantly get a virtual card on the Kwik app.
Link this virtual card to UPI and set up your UPI PIN.
You’re ready to use the card for UPI transactions.

Axis Bank’s Other Cards

Frequently Asked Questions (FAQs) -

What is the Axis Bank KWIK RuPay Credit Card?

The Axis Bank KWIK RuPay Credit Card is a co-branded credit card offered by Axis Bank in association with RuPay. It provides customers with a range of benefits and features designed to enhance their shopping and payment experiences.

How can I apply for the Axis Bank KWIK RuPay Credit Card?

You can apply for the Axis Bank KWIK RuPay Credit Card through the Axis Bank website or by visiting a nearby Axis Bank branch. The application process may include submitting necessary documents and meeting eligibility criteria set by the bank.

What are the key features of the Axis Bank KWIK RuPay Credit Card?

The card offers features such as accelerated reward points on specific categories, attractive discounts on partner merchants, contactless payments, and exclusive benefits provided by RuPay.

What is the annual fee for the Axis Bank KWIK RuPay Credit Card?

The annual fee for the Axis Bank KWIK RuPay Credit Card may vary. Please refer to the latest fee schedule provided by Axis Bank or contact their customer support for specific details.

How does the reward points system work with this credit card?

The Axis Bank KWIK RuPay Credit Card typically offers reward points for every eligible transaction. These points can be accumulated and redeemed for a variety of rewards, including merchandise, vouchers, and more. The specific details regarding the reward program can be found in the card’s terms and conditions.

Are there any dining or lifestyle benefits associated with the Axis Bank KWIK RuPay Credit Card?

Yes, the card may offer dining discounts and other lifestyle benefits, depending on the ongoing promotions and tie-ups with partner merchants. Check the card’s terms and conditions or the Axis Bank website for the latest information on such offers.

How can I make payments for my Axis Bank KWIK RuPay Credit Card?

You can make payments for your credit card through various channels, including online banking, mobile banking, NEFT/RTGS, cheque payments, and at Axis Bank branches. Ensure to pay your bills on time to avoid late payment charges.

Is there a contactless payment feature with the Axis Bank KWIK RuPay Credit Card?

Yes, the card is equipped with contactless technology, allowing you to make quick and secure payments by simply tapping your card on the contactless-enabled POS terminals.

What should I do if my Axis Bank KWIK RuPay Credit Card is lost or stolen?

In case of loss or theft, immediately report the incident to Axis Bank credit card customer care by calling their helpline. The bank will guide you through the process of blocking the card and issuing a replacement.

How can I check my credit card statement and transaction history?

You can access your credit card statement and transaction history through Axis Bank’s online banking portal or mobile app. Regularly review your statements to track expenses, monitor rewards, and ensure the accuracy of transactions.