Welcome to our detailed guide on the Axis Bank Privilege Credit Card. Unlock a world of exclusive benefits, rewards, and financial flexibility with this premium credit card. In this article, we delve into the key features, advantages, and rewards program offered by the Axis Privilege Credit Card. Whether you’re a frequent traveler, a shopping enthusiast, or someone who values financial perks, this card has something special to offer. Join us as we explore how this credit card can elevate your lifestyle and provide you with unparalleled privileges.
Features | Details |
Best for | Rewards, travel and shopping |
Joining fee | Rs. 1500 (Nil for Priority Customers only) |
Annual fee | Rs. 1500 |
Welcome benefits | Multi brand vouchers worth Rs 5,000 |
Lounge access | 8 complimentary lounge access at select domestic airports. |
Purchase to EMI conversion facility | Available on spends of Rs. 2,500 or above |
Required age | 18 to 70 years old |
Required net income | Rs. 6,00,000 per annum |
Welcome Benefits:
Movie & Dining:
Enjoy up to 20% discount at 4,000+ partnered restaurants.
Rewards Rate:
Earn 10 EDGE Points on every Rs. 200 spent using the credit card.
Reward Redemption:
Redeem EDGE Points for products and vouchers at the rate of 1 EDGE Point = Rs. 0.20.
Travel:
Get complimentary access to domestic lounges once every year.
Domestic Lounge Access:
Enjoy 2 complimentary visits to domestic lounges every quarter.
Insurance Benefits:
Coverage for air accidents, lost/delayed baggage, lost travel documents, and purchase protection.
Zero Liability Protection:
No liability for fraudulent transactions if you report the loss or theft of your card to the bank.
Joining Fee: Rs. 1500 (No fee for Priority Customers only)
Annual Fee (from 2nd year onwards): Rs. 1500
Retail Purchases & Cash: 3.6% per month (equivalent to 52.86% per annum)
Late Payment Fee (Overdue Penalty):
No fee if the Total Payment Due is less than Rs. 500
Rs. 500 if the Total Payment Due is between Rs. 501 – Rs. 5,000
Rs. 750 if the Total Payment Due is between Rs. 5,001 – Rs. 10,000
Rs. 1200 if the Total Payment Due is greater than Rs. 10,000
Over Limit Penalty: 2.5% of the over-limit amount (Minimum Rs. 500)
Fuel Transaction Surcharge: 1% of the transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
For the Primary Cardholder: Age should be between 18 to 70 years.
For Add-on Cardholder: Age should be over 18 years.
For Income: The primary cardholder should have a net income of at least Rs. 6,00,000 per annum.
Residency: The applicant should be a resident of India.
You will need the following documents:
Latest payslip
Form 16
Income Tax return copy
Passport
Driving License
Ration Card
Electricity bill
Landline telephone bill
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Online Application:
Offline Application: